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Evolve Money – Online billpay service

Pay bills from Evolve’s list of payees, including mortgage, utilities, insurance and “store” credit card, e.g., Macy’s, Gap, Walmart (but NOT regular credit cards or store co-branded CC, like a Walmart Discover or BR Visa).

If a particular biller is not listed, you can try emailing Evolve to add it. They seem to respond quite quickly to inquiries, and they will ask you to send a copy of your bill. Some people have had success in seeing their billers added. The billers need to agree to be a part of some kind of Mastercard processing consortium, which may or may not work for you billers.

Daily dollar limits include:

$2,999.00 in payments, of which up to $999.00 may be funded by cash load packs
Individual bill pay dollar limits include:

$2,999.00 for a single bill funded by a debit card and/or credit card
$999.00 for a single bill funded by a cash load pack
Note: You cannot make more than $10,000 worth of payments per month for credit, debit, and cash load packs.

Monthly payment limits include:

4 payments per month per biller account number using a credit or debit card within the dollar limits listed above.
Unlimited number of payments per month per biller account number using a cash load pack within the dollar limits listed above.

Check with your bank whether they accept partial payments and payments made over a couple of days. (Paying over weekend might arrive on same day.) You will also want to be in touch with your bank the first month you do this to make sure that the payments don't automatically apply to principal, or that your automatic payment (if you have one) doesn't ALSO get taken out. Don't assume that your bank will handle everything perfectly without your involvement, and - especially the first month - make sure you have all payments in with a few days to spare at least so that they can sort it out without also having to worry that the payment will be late.

You can pay bills for no fee with REloadIt packs that can be purchased, Evolve Money credits and with a debit card from "major banks". There are reports that US Bank issued MGCs work fee free as well. Each card counts as one payment toward the four payment limit.

For a 3% fee you can pay with a Visa, MC and Discover CCs.

In the past there was a glitch and certain CCs did work. But after this was publicized, the glitch was closed. 

How
Sign up.
Add new bill.
Then pay with a ReLoadit packs, debit, prepaid(?) or Gift Card(?).

« Last edited by hvaces42 on March 11, 2015, 05:24:11 PM »

Author Topic: Evolve Money - Another opportunity  (Read 258844 times)

Offline good sam

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Re: Evolve Money - Another opportunity
« Reply #260 on: May 13, 2014, 11:24:14 AM »
Has anyone had success asking them to add billers?  My student loan servicer is not on the list.  (bec I refinanced, see http://forums.dansdeals.com/index.php?topic=38001.0)
Thanks for the citation to the related thread.  Very thorough.  :P
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Offline chilipalmer

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Re: Evolve Money - Another opportunity
« Reply #261 on: May 13, 2014, 12:02:36 PM »
New $5 off code:

ContestCorner5

Offline CS1

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Re: Evolve Money - Another opportunity
« Reply #262 on: May 13, 2014, 12:19:09 PM »
Hi -

Are there any concerns with the safety of going through Evolve. If it doesn't have FDIC insurance, can't your funds simply 'dissapear'?
Bluebird is insured by the FDIC.
Lots of us would like to hear an answer, too -- Anyone know?
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Offline Dan

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Re: Evolve Money - Another opportunity
« Reply #263 on: May 13, 2014, 12:27:12 PM »
New $5 off code:

ContestCorner5
"Promotion code has expired"
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline mgarfin

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Re: Evolve Money - Another opportunity
« Reply #264 on: May 13, 2014, 03:40:55 PM »
Citi mortgage $3500 paid with out any problems

Just got new bill I was off with $0.66 still Citi applied to monthly payment and did not charge late fee

Offline alt123

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Re: Evolve Money - Another opportunity
« Reply #265 on: May 14, 2014, 01:03:08 AM »
I made a payment from 2 separate evolve accounts for one mortgage, same $ amount and it was declined because duplicate transactions.

Offline ckmk47

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Re: Evolve Money - Another opportunity
« Reply #266 on: May 14, 2014, 02:05:30 AM »
I made a payment from 2 separate evolve accounts for one mortgage, same $ amount and it was declined because duplicate transactions.
Interesting.  Go incognito for the second transaction next time.   Report back.
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Offline ShlockDoc

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Re: Evolve Money - Another opportunity
« Reply #267 on: May 14, 2014, 07:18:29 AM »
I made a payment from 2 separate evolve accounts for one mortgage, same $ amount and it was declined because duplicate transactions.

You need to wait at least 10 minutes between payments to the same biller.  There will now be a hold on your visa for 10 days.


Offline chilipalmer

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Re: Evolve Money - Another opportunity
« Reply #268 on: May 14, 2014, 07:57:30 AM »
You need to wait at least 10 minutes between payments to the same biller.  There will now be a hold on your visa for 10 days.

5 min

Offline cozmohoot

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Re: Evolve Money - Another opportunity
« Reply #269 on: May 14, 2014, 09:22:33 AM »
Or u can make the amounts a bit different. Ie, pay 200 then pay 199.98

Offline ShlockDoc

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Re: Evolve Money - Another opportunity
« Reply #270 on: May 14, 2014, 09:28:19 AM »
Or u can make the amounts a bit different. Ie, pay 200 then pay 199.98

+1

Offline ckmk47

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Re: Evolve Money - Another opportunity
« Reply #271 on: May 14, 2014, 09:30:53 AM »
Or u can make the amounts a bit different. Ie, pay 200 then pay 199.98
That didn't work for me.  I still needed to wait between payments.  But then only $1 was on hold.
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Offline lunatic

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Re: Evolve Money - Another opportunity
« Reply #272 on: May 14, 2014, 09:35:14 AM »
Bluebird is insured by the FDIC.
Lots of us would like to hear an answer, too -- Anyone know?

Evolve does not actually hold it, they pay right away. That is why you can't aggregate gift cards

Offline chilipalmer

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Re: Evolve Money - Another opportunity
« Reply #273 on: May 14, 2014, 09:35:52 AM »
Or u can make the amounts a bit different. Ie, pay 200 then pay 199.98

-one. Who leaves two cents on a gift card? $199.99 at the least is your next payment if you can't find something else to do for five minutes.

Offline CS1

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Re: Evolve Money - Another opportunity
« Reply #274 on: May 14, 2014, 09:45:23 AM »
Evolve does not actually hold it, they pay right away. That is why you can't aggregate gift cards
There is still a point in which evolve holds it even if it's for 30 minutes before it's transferred, and there is still an FDIC-type of financial liability, imo...
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Offline MarkS

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Re: Evolve Money - Another opportunity
« Reply #275 on: May 14, 2014, 09:57:40 AM »
There is still a point in which evolve holds it even if it's for 30 minutes before it's transferred, and there is still an FDIC-type of financial liability, imo...
Is your concern that they will steal your money or that someone will hack into their system?

With a limit of $1,000, I would hope that they're making enough money that it wouldn't be worth it for them to ruin their reputation and eventually lose their business just to steal $1,000 here and there.

Offline CS1

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Re: Evolve Money - Another opportunity
« Reply #276 on: May 14, 2014, 10:07:56 AM »
Is your concern that they will steal your money or that someone will hack into their system?

With a limit of $1,000, I would hope that they're making enough money that it wouldn't be worth it for them to ruin their reputation and eventually lose their business just to steal $1,000 here and there.
It's $1,000 daily, so $30K a month could be at risk if people wait to pay their bills... unlikely here at DDF,

However, due to technical glitches on their end there are huge sums of money at risk.
As mentioned, their reputation would be on the line, so it would be to their benefit to have the FDIC insurance for a specified cash total...
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Offline MarkS

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Re: Evolve Money - Another opportunity
« Reply #277 on: May 14, 2014, 10:14:24 AM »
It's $1,000 daily, so $30K a month could be at risk if people wait to pay their bills... unlikely here at DDF,
You can't schedule bill pay in advance. You issue a $1K payment today - the bill is paid within 2 days. Issue another $1K tomorrow, that's paid 2 days later. Not sure where you have $30K on the line

Offline cozmohoot

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Re: Evolve Money - Another opportunity
« Reply #278 on: May 14, 2014, 11:06:33 AM »
-one. Who leaves two cents on a gift card? $199.99 at the least is your next payment if you can't find something else to do for five minutes.
if you have to make 10 payments to the same payee right away i did not have a problem losing the 10 cents..

Offline cozmohoot

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Re: Evolve Money - Another opportunity
« Reply #279 on: May 14, 2014, 11:07:28 AM »
You need to wait at least 10 minutes between payments to the same biller.  There will now be a hold on your visa for 10 days.
really 10 days? i have a card with 200 that i am waiting on