Topic Wiki

Evolve Money – Online billpay service

Pay bills from Evolve’s list of payees, including mortgage, utilities, insurance and “store” credit card, e.g., Macy’s, Gap, Walmart (but NOT regular credit cards or store co-branded CC, like a Walmart Discover or BR Visa).

If a particular biller is not listed, you can try emailing Evolve to add it. They seem to respond quite quickly to inquiries, and they will ask you to send a copy of your bill. Some people have had success in seeing their billers added. The billers need to agree to be a part of some kind of Mastercard processing consortium, which may or may not work for you billers.

Daily dollar limits include:

$2,999.00 in payments, of which up to $999.00 may be funded by cash load packs
Individual bill pay dollar limits include:

$2,999.00 for a single bill funded by a debit card and/or credit card
$999.00 for a single bill funded by a cash load pack
Note: You cannot make more than $10,000 worth of payments per month for credit, debit, and cash load packs.

Monthly payment limits include:

4 payments per month per biller account number using a credit or debit card within the dollar limits listed above.
Unlimited number of payments per month per biller account number using a cash load pack within the dollar limits listed above.

Check with your bank whether they accept partial payments and payments made over a couple of days. (Paying over weekend might arrive on same day.) You will also want to be in touch with your bank the first month you do this to make sure that the payments don't automatically apply to principal, or that your automatic payment (if you have one) doesn't ALSO get taken out. Don't assume that your bank will handle everything perfectly without your involvement, and - especially the first month - make sure you have all payments in with a few days to spare at least so that they can sort it out without also having to worry that the payment will be late.

You can pay bills for no fee with REloadIt packs that can be purchased, Evolve Money credits and with a debit card from "major banks". There are reports that US Bank issued MGCs work fee free as well. Each card counts as one payment toward the four payment limit.

For a 3% fee you can pay with a Visa, MC and Discover CCs.

In the past there was a glitch and certain CCs did work. But after this was publicized, the glitch was closed. 

How
Sign up.
Add new bill.
Then pay with a ReLoadit packs, debit, prepaid(?) or Gift Card(?).

« Last edited by hvaces42 on March 11, 2015, 05:24:11 PM »

Author Topic: Evolve Money - Another opportunity  (Read 258563 times)

Offline grooveyduvey

  • Dansdeals Bronze Elite
  • *
  • Join Date: May 2011
  • Posts: 38
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Lakewood
Re: Evolve Money - Another opportunity
« Reply #500 on: May 22, 2014, 09:00:06 AM »
Do AmEx GCs work through Evolve?

Offline boruch 50001

  • DansDeals Copper Elite
  • *
  • Join Date: May 2013
  • Posts: 6
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Evolve Money - Another opportunity
« Reply #501 on: May 22, 2014, 09:05:55 AM »
No

Offline yoshapman

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Feb 2012
  • Posts: 627
  • Total likes: 19
  • DansDeals.com Hat Tips 6
    • View Profile
  • Location: Flushing, NY
Re: Evolve Money - Another opportunity
« Reply #502 on: May 22, 2014, 10:36:23 AM »
Seems like it's over. Just got my card yesterday, worked then, but today not. Sigh

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22692
  • Total likes: 7191
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Evolve Money - Another opportunity
« Reply #503 on: May 22, 2014, 10:49:01 AM »
Seems like it's over. Just got my card yesterday, worked then, but today not. Sigh
Anyone else ?

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25499
  • Total likes: 723
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: Evolve Money - Another opportunity
« Reply #504 on: May 22, 2014, 11:50:02 AM »
I'm glad it's over (if it is).
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline Bostener

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2012
  • Posts: 1504
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NYC
Re: Evolve Money - Another opportunity
« Reply #505 on: May 22, 2014, 12:00:49 PM »
What's so "glad" and "joys" that it's over?
Airlines sending me "We're in this together" emails.

Bruh, where were you when my suitcase weighed it 51.50 pounds?

Offline sam i am

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Nov 2013
  • Posts: 722
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NJ
Re: Evolve Money - Another opportunity
« Reply #506 on: May 22, 2014, 12:57:31 PM »
What's so "glad" and "joys" that it's over?
It's great if it is over, since they are still taking GCs. Many were/are worried that they would stop accepting GCs.

Offline mgarfin

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2012
  • Posts: 2596
  • Total likes: 294
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Evolve Money - Another opportunity
« Reply #507 on: May 22, 2014, 01:04:55 PM »
I'm glad it's over (if it is).

Please Please explain?

Offline srap

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 2829
  • Total likes: 202
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Evolve Money - Another opportunity
« Reply #508 on: May 25, 2014, 08:37:30 PM »
Can we still use AFT reloadables for Evolve? 
If so, is there any way to buy AFT other than regular CC 1x ppd?
Staples doesn't carry.

Offline Yehuda25

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 6091
  • Total likes: 78
  • DansDeals.com Hat Tips 9
    • View Profile
Re: Evolve Money - Another opportunity
« Reply #509 on: May 25, 2014, 10:28:37 PM »
Please Please explain?
Paying with a credit card...
“To avoid criticism say nothing, do nothing, be nothing.”


― Aristotle

Offline ranhan429

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Jul 2013
  • Posts: 943
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Tel Aviv ya habbibi
Re: Evolve Money - Another opportunity
« Reply #510 on: May 27, 2014, 04:22:42 PM »
??
You can not pay any cc. (Nor can you pay with cc. You can pay any biller in their system with Debit -- which includes visa and MC gift cards -- or cash

I read several diff people on the (albiet annoying) FB group have been able to pay evolve with CC: some said barclay's arrival, one said ink, one saif citi exec. Are they just silly or do they actually know something???
כפרות על כפרה

Offline bznt

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2013
  • Posts: 2614
  • Total likes: 62
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: new york
Re: Evolve Money - Another opportunity
« Reply #511 on: May 27, 2014, 04:45:30 PM »
There is a difference between funding evolve and using evolve to pay a credit card bill

Offline chamdena

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Mar 2013
  • Posts: 323
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Evolve Money - Another opportunity
« Reply #512 on: May 27, 2014, 04:52:03 PM »
I read several diff people on the (albiet annoying) FB group have been able to pay evolve with CC: some said barclay's arrival, one said ink, one saif citi exec. Are they just silly or do they actually know something???
read upthread... This has been discussed thouroughly

Offline @Yehuda

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Oct 2013
  • Posts: 9696
  • Total likes: 188
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: Evolve Money - Another opportunity
« Reply #513 on: May 27, 2014, 05:46:18 PM »
Has no one figured out the "out of the box" thing yet?
Haven't really followed this thread much, so I don't know if they still even take cc's, but I would think that overpaying your GAP card (which I believe is a working vendor for some people at least) would result in GAP giving you the option to have a check mailed to you...

Offline raccah

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: May 2013
  • Posts: 562
  • Total likes: 7
  • DansDeals.com Hat Tips 7
    • View Profile
  • Location: Bay Area, CA
Re: Evolve Money - Another opportunity
« Reply #514 on: May 27, 2014, 06:21:03 PM »
Clearly there seems to be a few folks on FT that are saying that they can PAY a CC bill like Amex with evolve, through an out of the box approach. No, it does not involve overspending - and I do not know what it is. There was other posts on blogs to the idea that certain cards are double hosted on some payees. Meaning that the payee has bill payment options that are normal bills and CC bills, and can be used to pay a CC bill, like a Virgin Atlantic card bill. Again, I do not think this is what the person on FT was talking about either.

It seems that there is an approach to pay amex and others with evolve that involved so hocus pocus - wish I knew what it was....

Offline sam i am

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Nov 2013
  • Posts: 722
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NJ
Re: Evolve Money - Another opportunity
« Reply #515 on: May 27, 2014, 08:59:34 PM »
Has no one figured out the "out of the box" thing yet?
Haven't really followed this thread much, so I don't know if they still even take cc's, but I would think that overpaying your GAP card (which I believe is a working vendor for some people at least) would result in GAP giving you the option to have a check mailed to you...
How many times can you get away with that. After a couple, you would get shut down, and perhaps even evolve would shut you down if Gap complained to them.

Offline sam i am

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Nov 2013
  • Posts: 722
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NJ
Re: Evolve Money - Another opportunity
« Reply #516 on: May 27, 2014, 09:06:30 PM »
I read several diff people on the (albiet annoying) FB group have been able to pay evolve with CC: some said barclay's arrival, one said ink, one saif citi exec. Are they just silly or do they actually know something???
This is 'official' evolve policy. There was a loophole to pay with some cc. But after it was recently publicized by a certain blogger, evolve closed it and it can't be done. I don't know of a way to pay a cc with evolve, but there might be some loophole to exploit there as well. Anyone who knows it probably won't tell. As soon as someone does tell, it will be history. 

Offline ckmk47

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Aug 2012
  • Posts: 8031
  • Total likes: 1065
  • DansDeals.com Hat Tips 3
  • Gender: Female
    • View Profile
  • Location: brooklyn
Re: Evolve Money - Another opportunity
« Reply #517 on: May 27, 2014, 09:14:46 PM »
This is 'official' evolve policy. There IS a loophole to pay with some cc.
FIFY

experiment.  try diff types and issuers.  you may hit one that works.
My favorite cause: cssy.org

Offline sam i am

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Nov 2013
  • Posts: 722
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NJ
Re: Evolve Money - Another opportunity
« Reply #518 on: May 27, 2014, 09:53:47 PM »
FIFY

experiment.  try diff types and issuers.  you may hit one that works.
when did you do this? I used a cc successfully a couple of weeks ago but late last week it wouldn't go through.

Offline churnbabychurn

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jul 2012
  • Posts: 7647
  • Total likes: 301
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Lakewood
Re: Evolve Money - Another opportunity
« Reply #519 on: May 27, 2014, 09:55:58 PM »
Worked this week