Best auto loan?

[Aaaron]

Looking for the best option for a refinance auto loan (cash out a lien-free vehicle).  Preferably 60 months, or even 72 if I can get the same rate.

So far I have PenFed at 1.99% for 60 months.
Alliant FCU for 1.75% for 60 months + they give you $100 (they'll do that rate for 72 months if the vehicle is within the past 3 model years.)

Any other good options?

[Dovdovmoneytree]

Where is the best place to apply for an auto loan? Used through a dealer. Lendingtree? Lightstream? Thanks

[Pad18]

Where is the best place to apply for an auto loan? Used through a dealer. Lendingtree? Lightstream? Thanks

Penfed, or if you don't want a CU use PNC

[myb821]

Penfed, or if you don't want a CU use PNC

DCU has better rates than penfed.

[Dovdovmoneytree]

Penfed, or if you don't want a CU use PNC

Thanks. Are their rates better than say Ally, Lightstream.....? I think the rates I was getting (when I put in basic info in Lending Tree) were in the 3.2-3.4 range+-
I can't go with PNC (lost an investment property many years ago, they held 2nd place lien). It's off my credit for many years but my social hasn't changed  , I assume it won't work thru them.

[Pad18]

Yes usually Penfed will be better then Ally..

[ydf]

Pnc has changed there policy and is not giving anymore loans for used cars

Any other bank with good rates?

[myb821]

Digital federal credit union

[ydf]

Digital federal credit union

I specified banks as credit unions can be a issue with ribis

[avromie7]

Pnc has changed there policy and is not giving anymore loans for used cars

Any other bank with good rates?

The last I heard, there is an online bank Lightstream with good rates.

[ydf]

The last I heard, there is an online bank Lightstream with good rates.

thanks

Just to make sure its not a credit union?

[Lurker]

thanks

Just to make sure its not a credit union?

It's not. It's a division of Truist Bank, which came from the merger of SunTrust and BB&T.

[ydf]

It's not. It's a division of Truist Bank, which came from the merger of SunTrust and BB&T.

Thank You

[Dovdovmoneytree]

Where is the best place to apply for a refinance of an auto loan? Only non credit union please. Thanks!