How long should one hold on to GCs? I have an entire draw full of them and was thinking of dumping them. But I had paid my car insurance with a GC (5%, better than 2% using barclay) and then my policy changed and I was due a refund. Since I didn't receive a check, I called and was told they refunded the money to my "CC" ending in ... So I had to search my drawer. After 20 minutes I found the Card. So if you use if for purchases/payments it makes sense to hold onto them for longer. Anyone with similar experiences?
How about if use use them for MO or BB. Once the money is liquidated, is there any reason to hold onto them? How about AP?