I truly need help please!
I had a fraudulent charge on one of my credit cards that i havent used in 3 yrs. I dont even have log in information on it. the payment (fraud) is over 120 days past due. (td bank) I called them up a few separate times and i closed my account and spoke to fraud 3 separate times! each time they said different things. the first time they said since its past 180 days they cannot deleate the history. the the second time they said they will delete all history and everything will be fine. Of course they lied bec i filed with experian, equifax and trans union disputes on that account.
I just got this back from experian. Can someone please give me advise what to do next? i will call experian again to fight it. Can someone also please just give me a number to a guy who will take this off my credit report.
>>> We have researched the credit account. Account # - XXXXXXXXXXX* The results are: There is no
historical account information currently on this account. This creditor has verified to OUR company that the balance is
being reported correctly. This creditor has verified to OUR company that the prior paying history is being reported
correctly. This creditor has verified to OUR company that the current status is being reported correctly. If you have
additional questions about this item please contact: TD Banknorth -TD Banknorth, 32 Chestnut St, Cards,
Lewiston, ME 04240-7765 Phone: (800) 462-3666