Why do you think so?
because ebay is an action site not a regular store
from
http://creditcardforum.com/blog/american-express-return-protection-plan/Are eBay purchases covered?
I have seen multiple people post on the forum asking “Does AmEx Return Protection cover eBay or Craiglist? Well for starters, the program only covers “like new” items, so that would automatically exclude any used items being sold through those websites. But what about new items sold on eBay… do they qualify or not?
I really wasn’t able to find a conclusive answer to this question anywhere online, so I called up American Express myself to ask. I spoke with a representative in the Return Protection department and she stated that eBay purchases are only covered if (a) they fit within all of the other guidelines, and (b) they are sold be a “
recognized merchant.” She said individuals selling items on eBay would not be considered a recognized merchant and therefore would not qualify.
*(
emphasis mine)