National grid CC payment

[ariIs]

Hi all,

Couldn't find an answer searching the forums..
National Grid (in brooklyn) uses Western Union Speedpay as the way to pay their bills using CC.
They charge a $2 fee, with a max of $600 payment (0.33%).
But the language in the T&C on thir site (https://www.speedpay.com/westernuniontac_cf.asp) is very vague about whether this will be classified as a purchase or a cash advance by the CC.
Has anyone had any experience with this? How does Chase or Amex classify these?

[tzifanya54]

Purchase

[PBaruch]

I pay all the time with a CC.  It is a regular purchase.

[dovy2]

did a coned large "purchase" to finish a spending threshold on my citi aa, no problems

[ariIs]

Thanks guys. Did it last week w/national grid, came through as purchase.

[Centro]

I pay all the time with a CC.  It is a regular purchase.

Even when you don't have to meet a spending threshold?

[ariIs]

Even when you don't have to meet a spending threshold?

Makes sense even w/o a spending threshold - it's $2.25 / 600, which is a lower fee than a VR card for example - 0.375 cpp vs. 0.79 cpp for VR.

[PBaruch]

Even when you don't have to meet a spending threshold?

Yes.  I pay anything and everything with a CC if I am able.  It adds up at the end of the year.