Author Topic: American Express churning is over!  (Read 205996 times)

Offline PETERP

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Re: American Express churning is over!
« Reply #2310 on: December 08, 2015, 08:00:09 AM »
Yes they offered to downgrade me to a Delta card $55 fee or a Blue card...Is it so much better to downgrade? Once I downgrade cards I never used them again, so why have them open?

I wish there was a Wiki on closing/downgrading/ cards...An idea DAN  ;)

Highly unlikely with Amex that they will close a card to open a new one unless it's a credit card ,but Chase Barclays etc will.
But if it's a no fee card , length of having card open influences your FICO score .

Offline Am

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Re: American Express churning is over!
« Reply #2311 on: December 13, 2015, 02:49:19 PM »
I got an offer for 100k personal Platinum card. I had the card over 2 years ago. If I get the card will  I not get the bonus?

Offline D93

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Re: American Express churning is over!
« Reply #2312 on: December 13, 2015, 02:54:51 PM »
I got an offer for 100k personal Platinum card. I had the card over 2 years ago. If I get the card will  I not get the bonus?

If the offer contains the lifetime language in the T&C's, you will not get the bonus.

Offline lechatchileh ariber

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Re: American Express churning is over!
« Reply #2313 on: December 15, 2015, 07:38:17 PM »
I had the prg and closed it from before it became once in a lifetime. If I apply now will I get the bonus?
I don't sin, I give myself opportunities to repent.

Online TimT

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Re: American Express churning is over!
« Reply #2314 on: December 15, 2015, 07:39:48 PM »
no

Offline benjie1305

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Re: American Express churning is over!
« Reply #2315 on: December 15, 2015, 07:40:25 PM »
I had the prg and closed it from before it became once in a lifetime. If I apply now will I get the bonus?

I believe the answer to be no. Only way is via a no language offer.
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Offline lechatchileh ariber

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Re: American Express churning is over!
« Reply #2316 on: December 15, 2015, 11:35:54 PM »
Thank you
I don't sin, I give myself opportunities to repent.

Offline D93

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Re: American Express churning is over!
« Reply #2317 on: December 16, 2015, 12:52:38 AM »
I had the prg and closed it from before it became once in a lifetime. If I apply now will I get the bonus?

How long ago did you close it?

Offline lechatchileh ariber

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Re: American Express churning is over!
« Reply #2318 on: December 16, 2015, 12:57:49 AM »
How long ago did you close it?
Around 10 months
I don't sin, I give myself opportunities to repent.

Offline D93

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Re: American Express churning is over!
« Reply #2319 on: December 16, 2015, 12:58:48 AM »
Around 10 months

That's after the once in a lifetime rule.

Offline emjee

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Re: American Express churning is over!
« Reply #2320 on: December 16, 2015, 05:56:13 AM »
I had the prg and closed it from before it became once in a lifetime. If I apply now will I get the bonus?

no

How long ago did you close it?

Around 10 months

That's after the once in a lifetime rule.
Lechatchileh : you had the card open at the time of change in t&c which you were bound to at the time. no Language will work though

Offline lechatchileh ariber

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Re: American Express churning is over!
« Reply #2321 on: December 16, 2015, 06:31:58 AM »
Thanks. JC when was the change on policy?
I don't sin, I give myself opportunities to repent.

Offline D93

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Re: American Express churning is over!
« Reply #2322 on: December 16, 2015, 06:47:53 AM »
Thanks. JC when was the change on policy?

May 2014

Offline lechatchileh ariber

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Re: American Express churning is over!
« Reply #2323 on: December 16, 2015, 06:59:35 AM »
May 2014
Oh. I thought is was '15.
I don't sin, I give myself opportunities to repent.

Online TimT

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Re: American Express churning is over!
« Reply #2324 on: December 16, 2015, 08:23:37 AM »
Oh. I thought is was '15.
This thread was started in '14