Author Topic: First niagra is currently running a promo where you can earn up to $250. Fund with a CC!  (Read 23542 times)

Offline hollawood24

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This doesn't sound too bad.. You figure if everything is completed within 1-2 weeks and you get your bonus within 30 days, minus the fees, you can come away with ~$200.. Not a bad 30 day return at all. 8)

Offline hollawood24

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When you fund your accounts, will the CA stay a CA. Not really worth filling CC because there aren't any point for a CA

True that there are no points gained for CA, but the real gain comes with ~$200 cash. If you use CC's (which you'll get points for) to fund amazon payments, then deposit that into your account as DD, then make payments to those CC's then that's no money spent!  :D

Then for the debit card transactions just buy $1 things 10 times..
« Last Edit: July 30, 2014, 01:03:33 PM by hollawood24 »

Offline srap

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Promotion ended in March.

Offline hollawood24

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Promotion ended in March.

Touche lol.. After further review (Google) i see they ended it in June.

Offline srap

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Touche lol.. After further review (Google) i see they ended it in June.
CSR told me March.  I think I trust Google more.  LOL.

Offline D93

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True that there are no points gained for CA, but the real gain comes with ~$200 cash. If you use CC's (which you'll get points for) to fund amazon payments, then deposit that into your account as DD, then make payments to those CC's then that's no money spent!  :D

Then for the debit card transactions just buy $1 things 10 times..
Amazon Payments counts as DD??

Offline Shmulie

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« Last Edit: July 30, 2014, 02:14:11 PM by Shmulie »

Offline David R

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When you fund your accounts, will the CA stay a CA. Not really worth filling CC because there aren't any point for a CA
So use a Chase card that was reported to post as a purchase and earn some points. I did.
This doesn't sound too bad.. You figure if everything is completed within 1-2 weeks and you get your bonus within 30 days, minus the fees, you can come away with ~$200.. Not a bad 30 day return at all. 8)
What fees? And what does 30 days have to do with anything? It's not like you could churn this. You can take more than 30 days to complete the requirements for the bonus if you want.
Promotion ended in March.
Not what I see.
https://www.firstniagara.com/Bank/Personal/Checking/Checking.aspx
https://www.firstniagara.com/Landing_Pages/Campaign/Checking/2014/Checking250.aspx
I think I am going to have an account with almost ever major bank. ;) That's what the bonuses make me do.
+1 Same here. But they are taxable.
« Last Edit: July 30, 2014, 02:29:20 PM by David R »

Offline JunkYardUnz

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Is this a Hard Pull ??

Offline joey123

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Is this a Hard Pull ??

Nope. Soft pull--see above.
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Offline Shmulie

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I would like to do this but im not sure how to get the direct deposit can someone please tell me?

Offline joey123

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I would like to do this but im not sure how to get the direct deposit can someone please tell me?
Paypal. I am in tApatalk now, but there is a whole thread that discusses it. Search
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Offline Shmulie

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Paypal. I am in tApatalk now, but there is a whole thread that discusses it. Search
Does paypal definitely work? I looked for a thread like that but I found nothing in depth.

Offline joey123

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Does paypal definitely work? I looked for a thread like that but I found nothing in depth.

I will be able to confirm this for you in around a month. I will be reporting back.
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Offline D93

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What's the fee if I don't have the minimum $1k in the account?

Offline Shmulie

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I will be able to confirm this for you in around a month. I will be reporting back.
OK thanks do you have a guide on how to do the paypal deposit?

Offline joey123

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OK thanks do you have a guide on how to do the paypal deposit?

I will report back after I do it in myself in like two weeks. It's probably pretty straightforward and simple though.
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Offline David R

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What's the fee if I don't have the minimum $1k in the account?
For the account that has a $1000 minimum balance, the fee is $15. But if you are planning to not keep that balance, why not open the Choice Checking account which only has a $9.95 fee if none of the four possible fee waivers are met.
https://www.firstniagara.com/Bank/Personal/Checking/Checking.aspx

Offline D93

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can anyone confirm this ISN'T a HARD PULL? Because Capital One 360 does a hard pull when signing up online, just wanna make sure this isnt also. thnx

Offline joey123

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can anyone confirm this ISN'T a HARD PULL? Because Capital One 360 does a hard pull when signing up online, just wanna make sure this isnt also. thnx

According to their website and my Credit Score it's only a soft pull.
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