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Denied Credit? Get your free credit report by calling these numbers:

Equifax
1-800-685-1111
Then press 1,2, Say your state, 1, Numeric portion of address, 1, SS,1,3,2,1, 1; and you're done!

Experian
1-888-397-3742
(Make sure to call from the area code associated with the address on the report.)
Then press 1,1,1, SS#,1,MMDDYYYY,1,Zip code,#, numeric portion of address,2, and you're done.



TransUnion Consumer Relations
1-800-888-4213
Then press: Zip, SS,MMDDYYYY, numeric portion of address,#,2, 2, 2.
 
« Last edited by Nitantnel on May 29, 2015, 02:45:01 PM »

Author Topic: Getting Free Credit Report / Score - Identity Monitor Substitutes  (Read 24999 times)

Offline AsherO

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Re: Getting Free Credit Report / Score - Identity Monitor Substitutes
« Reply #90 on: May 20, 2011, 07:18:12 PM »
If you go to Clark Howard's site, he has the links for each CRs freeze page.  Each CR's freeze page has a link to the prices they each charge for residents of each state.

Generally, they're all free for seniors and active duty.

For Experian all I see is a page for each state, is there a chart for all states?
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Offline Spiffster

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Re: Getting Free Credit Report / Score - Identity Monitor Substitutes
« Reply #91 on: May 22, 2011, 05:33:16 PM »
i guess experian doesn't have a chart on their site.  You have to go here and pick your state.
http://www.experian.com/consumer/security_freeze.html

charts for eq & tu:
equifax: https://help.equifax.com/app/answers/detail/a_id/75/search/1
transunion: http://www.transunion.com/corporate/personal/fraudIdentityTheft/fraudPrevention/securityFreezeTable.page

For Experian all I see is a page for each state, is there a chart for all states?

Offline dans fan

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Re: Getting Free Credit Report / Score - Identity Monitor Substitutes
« Reply #92 on: June 13, 2011, 11:27:44 PM »
anyway to get free fico score now

Offline Saver2000

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Re: Getting Free Credit Report / Score - Identity Monitor Substitutes
« Reply #93 on: June 27, 2011, 05:58:01 PM »
Is credit karma scores fako?

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Re: Getting Free Credit Report / Score - Identity Monitor Substitutes
« Reply #94 on: June 27, 2011, 05:59:46 PM »
@saver2k
Credit karma is fako

Offline AsherO

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Re: Getting Free Credit Report / Score - Identity Monitor Substitutes
« Reply #95 on: June 28, 2011, 07:12:49 PM »
Anyone know of a free/cheap and easy way to pull a report (score not needed) that shows pull/inquiry dates for all three bureaus? Identity monitor only shows month and year.
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Offline smurf

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Re: Getting Free Credit Report / Score - Identity Monitor Substitutes
« Reply #96 on: July 07, 2011, 12:45:23 AM »
those who've "churned" citi im. What was the reapplication process? did you have to start from scratch? were you able to use your old u/n p/w?

Offline AsherO

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Re: Getting Free Credit Report / Score - Identity Monitor Substitutes
« Reply #97 on: July 07, 2011, 12:49:23 AM »
those who've "churned" citi im. What was the reapplication process? did you have to start from scratch? were you able to use your old u/n p/w?

Nope, new username, same info, works like a charm once the old username is completely dead (up to a month from when you cancel IME), otherwise you have issues getting it to work.
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Offline smurf

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Re: Getting Free Credit Report / Score - Identity Monitor Substitutes
« Reply #98 on: July 07, 2011, 12:51:32 AM »
Nope, new username, same info, works like a charm once the old username is completely dead (up to a month from when you cancel IME), otherwise you have issues getting it to work.
I cancelled a while ago but I'm still able to login with my old u/n. no available info though

Offline AsherO

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Re: Getting Free Credit Report / Score - Identity Monitor Substitutes
« Reply #99 on: July 07, 2011, 12:55:18 AM »
I cancelled a while ago but I'm still able to login with my old u/n. no available info though

But also no 30-day trial for $1, right?
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Offline smurf

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Re: Getting Free Credit Report / Score - Identity Monitor Substitutes
« Reply #100 on: July 07, 2011, 12:56:42 AM »
But also no 30-day trial for $1, right?
I haven't tried activating a new account yet. Should i even bother if my old u/n still works?

Offline AsherO

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Re: Getting Free Credit Report / Score - Identity Monitor Substitutes
« Reply #101 on: July 07, 2011, 12:58:29 AM »
I haven't tried activating a new account yet. Should i even bother if my old u/n still works?

u/n will work forever (or at least a long long time), I mean so long as it doesn't send alerts and/or allow pulling an new report >30 days from the last one.

Create a new u/n and you're good to go.
My barber needs your support, hes a real sweetheart.

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Offline smurf

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Re: Getting Free Credit Report / Score - Identity Monitor Substitutes
« Reply #102 on: July 07, 2011, 01:00:53 AM »
u/n will work forever (or at least a long long time), I mean so long as it doesn't send alerts and/or allow pulling an new report >30 days from the last one.

Create a new u/n and you're good to go.
will do.
as always thanks for the quick replies and info.

Offline AsherO

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Re: Getting Free Credit Report / Score - Identity Monitor Substitutes
« Reply #103 on: July 07, 2011, 12:29:44 PM »
Anyone know of a free/cheap and easy way to pull a report (score not needed) that shows pull/inquiry dates for all three bureaus? Identity monitor only shows month and year.

Bump. Anyone?
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Offline scwam

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Re: Getting Free Credit Report / Score - Identity Monitor Substitutes
« Reply #104 on: July 07, 2011, 12:57:10 PM »
The only thing I can suggest is a $1 trial of one of the triple services and by using a disposable credit card to prevent furture charges. But you kind of use up your 'free' cards with some of the services once you do that.