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Current offer is $300 for performance select or $200 for performance spend.

To be eligible for the offer, you can't have an open account, you can't have a closed account within the last 90 days, and you can't have received a bonus in the last 12 months. Offer only available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and District of Columbia.

You can fund the account with a CC up to $2,000 for free. Its reported on DDF that you can't use Amex. Don't use citi as you will be charged a cash advance fee and you won't earn any points. This is a great way to get 2,000 points for free.

To get the $300 you must have $5000 of direct deposit within the first 60 days and complete at least 1 bill pay.

To get the $200 you must have $2000 of direct deposit within the first 60 days and complete at least 1 bill pay.

The Performance Spend account has a $15 monthly fee waived with a Total qualifying direct deposit of $2,000 or greater per statement period OR
$2,000 average monthly balance in checking.

The Performance Select account has a $25 monthly fee waived with Combined, qualifying direct deposits of $5,000 or greater per statement period OR
$5,000 average monthly balance in checking including linked checking accounts.

Bonus $ can take 60 days to post (but usually doesn't). Early closing fee of $25 applies if you close your account within 180 days. You can withdraw all the money except $25 and SM to close and debit the fee.

Electronic transfers counted as Direct deposits include Paypal, Amazon payments, Bluebird, and Loyal3.
« Last edited by Redbull3 on January 07, 2016, 05:08:01 PM »

Author Topic: Up to $400 for opening PNC virtual checking account  (Read 68127 times)

Offline freddy

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Re: Up to $400 for opening PNC virtual checking account
« Reply #140 on: October 21, 2014, 06:00:05 PM »
$300 and got ALL $300  :) (same with my brother)
So that means you dd'd 2000 from serve without a problem?
"Judge me by the enemies I make"

Offline D93

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Re: Up to $400 for opening PNC virtual checking account
« Reply #141 on: October 21, 2014, 06:05:04 PM »
So that means you dd'd 2000 from serve without a problem?
more like $5000 without a problem. why you say $2000 DD?
« Last Edit: October 21, 2014, 06:49:53 PM by D93 »

Offline eli.f

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Re: Up to $400 for opening PNC virtual checking account
« Reply #142 on: November 06, 2014, 04:27:10 PM »
Opened an account for my wife and completed the requirements. But they froze it (with 3.5K balance) for security reasons (I only found out it was frozen after some CC payments bounced, I wasn't late though, BH) and demanded that she came in to the branch to identify. Since we're in Israel, that was difficult to accomplish.

The money has been lying there for a few weeks, but BH, after speaking to many people and filing a complaint with the Consumer Financial Protection Bureau, they agreed to close her account and send a check for the balance to the address on her credit report.

The bonus however, we lost. They were almost laughing at me when I mentioned it.
Although, since we didn't actually get the bonus, if it's still around, we could retry in 90 days. (Not sure it would be wise though)

Too bad. Maybe next time.

Maybe I'll tweet about it or something.
« Last Edit: November 06, 2014, 04:36:17 PM by eli.f »

Offline D93

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Re: Up to $400 for opening PNC virtual checking account
« Reply #143 on: November 06, 2014, 04:40:42 PM »
Opened an account for my wife and completed the requirements. But they froze it (with 3.5K balance) for security reasons (I only found out it was frozen after some CC payments bounced, I wasn't late though, BH) and demanded that she came in to the branch to identify. Since we're in Israel, that was difficult to accomplish.

The money has been lying there for a few weeks, but BH, after speaking to many people and filing a complaint with the Consumer Financial Protection Bureau, they agreed to close her account and send a check for the balance to the address on her credit report.

The bonus however, we lost. They were almost laughing at me when I mentioned it.
Although, since we didn't actually get the bonus, if it's still around, we could retry in 90 days. (Not sure it would be wise though)

Too bad. Maybe next time.

Maybe I'll tweet about it or something.
look at the bright side - at least you got a free $2k MS

Offline eli.f

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Re: Up to $400 for opening PNC virtual checking account
« Reply #144 on: November 06, 2014, 04:47:55 PM »
look at the bright side - at least you got a free $2k MS
True dat. Too bad I didn't have any thresholds to complete at the time, so I just used the Freedom.

It's funny how relieved I feel after this has been sorted out, even though, I'm only right back where I started.
I guess I should complain less about my relatively 'trouble free' life, It could be much worse :)

Offline D93

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Re: Up to $400 for opening PNC virtual checking account
« Reply #145 on: November 06, 2014, 05:06:16 PM »
True dat. Too bad I didn't have any thresholds to complete at the time, so I just used the Freedom.

It's funny how relieved I feel after this has been sorted out, even though, I'm only right back where I started.
I guess I should complain less about my relatively 'trouble free' life, It could be much worse :)
I know the feeling when you have thousands locked up and you think you ain't getting it back. Thank God it worked out for you at the end

Offline eli.f

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Re: Up to $400 for opening PNC virtual checking account
« Reply #146 on: November 06, 2014, 05:27:54 PM »
I know the feeling when you have thousands locked up and you think you ain't getting it back. Thank God it worked out for you at the end
It was frightening for a time. Because when I looked up the name of the rep. who dealt with us, I found 3 separate posts where people were cursing him and writing how he stole all their money. Although from their stories, it seems that the bank was right. But it was enough to scare me.

Offline jameswacht

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Re: Up to $400 for opening PNC virtual checking account
« Reply #147 on: November 07, 2014, 12:47:30 AM »
i see that the thread is called UP TO 400 in statement credit.but from reading the wiki i only see how you can get 300 statement credit? please help me out if you can THANKS IN ADVANCE!

Offline Shmulie

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Re: Up to $400 for opening PNC virtual checking account
« Reply #148 on: November 07, 2014, 01:02:29 AM »
i see that the thread is called UP TO 400 in statement credit.but from reading the wiki i only see how you can get 300 statement credit? please help me out if you can THANKS IN ADVANCE!
You can get an extra $100 if you keep $20,000 in their growth account

Offline freddy

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Re: Up to $400 for opening PNC virtual checking account
« Reply #149 on: November 07, 2014, 02:13:10 PM »
Does PNC charge a fee for making external (ACH) transfers?
"Judge me by the enemies I make"

Offline eli.f

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Re: Up to $400 for opening PNC virtual checking account
« Reply #150 on: November 08, 2014, 11:05:41 AM »
Does PNC charge a fee for making external (ACH) transfers?
No

Offline freddy

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Re: Up to $400 for opening PNC virtual checking account
« Reply #151 on: November 23, 2014, 04:30:30 PM »
I used serve for direct deposit and didn't get the bonus so I sent a secure message and they replied that it didn't count as dd
Quote
The electronic deposit of $502.12 does not qualify for the direct deposit requirement as it was an electronic credit not an employer initiated direct deposit.

should I try a different dd? if yes which? or just wait it out and don't rely on chat reps (I dd'd with serve about 2 weeks ago)
"Judge me by the enemies I make"

Offline eli.f

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Re: Up to $400 for opening PNC virtual checking account
« Reply #152 on: November 23, 2014, 04:33:11 PM »
I used serve for direct deposit and didn't get the bonus so I sent a secure message and they replied that it didn't count as dd 
should I try a different dd? if yes which? or just wait it out and don't rely on chat reps (I dd'd with serve about 2 weeks ago)
I would wait, since it's been reported upthread to work. Definitely don't trust the reps. Only real life experience.

Offline Shmulie

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Re: Up to $400 for opening PNC virtual checking account
« Reply #153 on: November 23, 2014, 04:55:21 PM »
I used serve for direct deposit and didn't get the bonus so I sent a secure message and they replied that it didn't count as dd 
should I try a different dd? if yes which? or just wait it out and don't rely on chat reps (I dd'd with serve about 2 weeks ago)

I did it with paypal

Offline D93

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Re: Up to $400 for opening PNC virtual checking account
« Reply #154 on: November 23, 2014, 05:15:04 PM »
I used serve for direct deposit and didn't get the bonus so I sent a secure message and they replied that it didn't count as dd 
should I try a different dd? if yes which? or just wait it out and don't rely on chat reps (I dd'd with serve about 2 weeks ago)
Wait it out. I used Serve and it worked

Offline freddy

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Re: Up to $400 for opening PNC virtual checking account
« Reply #155 on: November 23, 2014, 07:16:05 PM »
Wait it out. I used Serve and it worked
I would wait, since it's been reported upthread to work. Definitely don't trust the reps. Only real life experience.
Thanks, I noticed that people reported serve to have worked was just concerned that they cracked down since than. But I guess that's unlikely.
"Judge me by the enemies I make"

Offline aj26

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Re: Up to $400 for opening PNC virtual checking account
« Reply #156 on: November 23, 2014, 07:18:52 PM »
How long does it take to post usually?

Offline mawmaw

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Re: Up to $400 for opening PNC virtual checking account
« Reply #157 on: November 23, 2014, 09:28:31 PM »
IME around three weeks

Offline JunkYardUnz

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Re: Up to $400 for opening PNC virtual checking account
« Reply #158 on: December 08, 2014, 12:40:21 AM »

IME around three weeks

Three weeks after statement closes or after you completed the direct deposit?

Offline D93

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Re: Up to $400 for opening PNC virtual checking account
« Reply #159 on: December 08, 2014, 12:41:41 AM »
Three weeks after statement closes or after you completed the direct deposit?
IME that one