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Current offer is $300 for performance select or $200 for performance spend.

To be eligible for the offer, you can't have an open account, you can't have a closed account within the last 90 days, and you can't have received a bonus in the last 12 months. Offer only available to residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and District of Columbia.

You can fund the account with a CC up to $2,000 for free. Its reported on DDF that you can't use Amex. Don't use citi as you will be charged a cash advance fee and you won't earn any points. This is a great way to get 2,000 points for free.

To get the $300 you must have $5000 of direct deposit within the first 60 days and complete at least 1 bill pay.

To get the $200 you must have $2000 of direct deposit within the first 60 days and complete at least 1 bill pay.

The Performance Spend account has a $15 monthly fee waived with a Total qualifying direct deposit of $2,000 or greater per statement period OR
$2,000 average monthly balance in checking.

The Performance Select account has a $25 monthly fee waived with Combined, qualifying direct deposits of $5,000 or greater per statement period OR
$5,000 average monthly balance in checking including linked checking accounts.

Bonus $ can take 60 days to post (but usually doesn't). Early closing fee of $25 applies if you close your account within 180 days. You can withdraw all the money except $25 and SM to close and debit the fee.

Electronic transfers counted as Direct deposits include Paypal, Amazon payments, Bluebird, and Loyal3.
« Last edited by Redbull3 on January 07, 2016, 05:08:01 PM »

Author Topic: Up to $400 for opening PNC virtual checking account  (Read 68060 times)

Offline chinagel

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Re: Up to $400 for opening PNC virtual checking account
« Reply #80 on: August 29, 2014, 02:31:27 PM »
Why would you ask them, thats how things like this get shut down  >:(
+1
told her my employer pays thru pp. she was clueless

Offline wayfe

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Re: Up to $400 for opening PNC virtual checking account
« Reply #81 on: August 29, 2014, 02:42:40 PM »


wondering if i sign up for the "Performance Select" account with the $300 bonus, after i get my bonus if i can downgrade my account to the plain "Virtual Wallet" account which only requires a $500 minimum balance?

I don't know what happens after you get the bonus, but I had no problem downgrading a second account to the VW. I did it through their version of SM- emailed a rep and they downgraded it, no questions asked.
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Offline chinagel

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Re: Up to $400 for opening PNC virtual checking account
« Reply #82 on: August 29, 2014, 02:50:51 PM »

I don't know what happens after you get the bonus, but I had no problem downgrading a second account to the VW. I did it through their version of SM- emailed a rep and they downgraded it, no questions asked.
after you got the bonus or before?

Offline D93

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Re: Up to $400 for opening PNC virtual checking account
« Reply #83 on: August 29, 2014, 02:51:10 PM »

I don't know what happens after you get the bonus, but I had no problem downgrading a second account to the VW. I did it through their version of SM- emailed a rep and they downgraded it, no questions asked.
Thnx

Offline wayfe

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Re: Up to $400 for opening PNC virtual checking account
« Reply #84 on: August 29, 2014, 02:52:02 PM »
after you got the bonus or before?
It wasn't my first account- it was a second account that didn't qualify for the bonus.
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Offline freddy

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Re: Up to $400 for opening PNC virtual checking account
« Reply #85 on: August 29, 2014, 04:54:21 PM »
The only way to have no chance of AA is by not opening any Chase cards.
If your concerned (which I think is silly since this is actually a normal expense unlike $2000 at CVS) then use another card.

I funded with the Arrival+.
New to Chase better safe then sorry.
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Offline yoss6400

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Re: Up to $400 for opening PNC virtual checking account
« Reply #86 on: September 08, 2014, 04:21:35 PM »

I don't know what happens after you get the bonus, but I had no problem downgrading a second account to the VW. I did it through their version of SM- emailed a rep and they downgraded it, no questions asked.

what's the benefit of keeping this account open besides the bonus? why downgrade just close it?
"Credit Cards delaying arguments for 30 Days"

Offline D93

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Re: Up to $400 for opening PNC virtual checking account
« Reply #87 on: September 08, 2014, 04:57:43 PM »
what's the benefit of keeping this account open besides the bonus? why downgrade just close it?
$25 fee to close. But I'll probably cough it up and cancel it anyway after the bonus posts. I hate having so many checking accounts open especially ones that require monthly things to waive the fee. 

Offline yoss6400

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Re: Up to $400 for opening PNC virtual checking account
« Reply #88 on: September 08, 2014, 08:29:05 PM »
oh didn't know a bank charges a fee to close a account
"Credit Cards delaying arguments for 30 Days"

Offline D93

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Re: Up to $400 for opening PNC virtual checking account
« Reply #89 on: September 09, 2014, 02:07:27 AM »
oh didn't know a bank charges a fee to close a account
most banks charge if you close an account with in 160 days of opening

Offline wayfe

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Re: Up to $400 for opening PNC virtual checking account
« Reply #90 on: September 09, 2014, 11:37:54 AM »
I just emailed them asking when I could expect the bonus as it's been more than 60 days since I completed the reqs.

Here's the reply:
Quote
Dear Wayfe,

Thank you for contacting us through secured email and for joining the PNC Family! As an account holder, I understand the excitement of completing promotional conditions and the anticipation of the reward! I apologize for any inconvenience caused by the wait. It would be my pleasure to assist you in this matter.

In reviewing the account I see that it was opened 6/17/14. You have 60 days to complete the promotions requirements. This period ends on 8/17/14. At that time, the account will be reviewed to make sure all the requirements of the promotion were met. Rewards are placed into the account 60 days after it is determined that the account has met the promotional requirements within the time frame listed above. These rewards will go into your account around 10/17/14 if it is determined you met the promotional requirements.

Seems you get the bonus within 120 days
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Offline eli.f

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Re: Up to $400 for opening PNC virtual checking account
« Reply #91 on: September 09, 2014, 11:39:48 AM »
I just tried opening an account and when I try to load it with my freedom card I keep getting this message:
Quote
Your credit card was declined. Please re-check your credit card information and try again.
I know the card has enough to cover it, any ideas?
Had the same thing with my freedom. Called Chase, they said that the reason it's not going through is because it's a cash advance and my cash advance limit is lower than 2k. Tried again after the call and it went through.

Offline D93

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Re: Up to $400 for opening PNC virtual checking account
« Reply #92 on: September 09, 2014, 12:27:43 PM »
I know the card has enough to cover it, any ideas?

Had the same thing with my freedom. Called Chase, they said that the reason it's not going through is because it's a cash advance and my cash advance limit is lower than 2k. Tried again after the call and it went through.
my freedom was declined as well. I called chase and had an automated verify. Then it went through

Offline Shmulie

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Re: Up to $400 for opening PNC virtual checking account
« Reply #93 on: September 09, 2014, 03:13:04 PM »
I know the card has enough to cover it, any ideas?

Had the same thing with my freedom. Called Chase, they said that the reason it's not going through is because it's a cash advance and my cash advance limit is lower than 2k. Tried again after the call and it went through.
I had to verify it with fraud protection in the end had nothing to do with Cash Advance

Offline Yhgfkj

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Re: Up to $400 for opening PNC virtual checking account
« Reply #94 on: September 11, 2014, 08:42:14 AM »
do thay for sure only do a soft pull. anybody to verify from recent

Offline Shmulie

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Re: Up to $400 for opening PNC virtual checking account
« Reply #95 on: September 11, 2014, 09:03:08 AM »
I just emailed them asking when I could expect the bonus as it's been more than 60 days since I completed the reqs.

Here's the reply:
Quote
Dear Wayfe,

Thank you for contacting us through secured email and for joining the PNC Family! As an account holder, I understand the excitement of completing promotional conditions and the anticipation of the reward! I apologize for any inconvenience caused by the wait. It would be my pleasure to assist you in this matter.

In reviewing the account I see that it was opened 6/17/14. You have 60 days to complete the promotions requirements. This period ends on 8/17/14. At that time, the account will be reviewed to make sure all the requirements of the promotion were met. Rewards are placed into the account 60 days after it is determined that the account has met the promotional requirements within the time frame listed above. These rewards will go into your account around 10/17/14 if it is determined you met the promotional requirements.
Seems you get the bonus within 120 days

I got my bonus yesterday and its only been about a month and a half

Offline D93

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Re: Up to $400 for opening PNC virtual checking account
« Reply #96 on: September 11, 2014, 12:13:22 PM »
I got my bonus yesterday and its only been about a month and a half
a month and half after opening? Or after meeting the requirements? And which bonus did you go for - the $100, $200 or $300?

Offline Shmulie

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Re: Up to $400 for opening PNC virtual checking account
« Reply #97 on: September 11, 2014, 02:44:54 PM »
a month and half after opening? Or after meeting the requirements? And which bonus did you go for - the $100, $200 or $300?
after opening
$200

Offline D93

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Re: Up to $400 for opening PNC virtual checking account
« Reply #98 on: September 11, 2014, 02:57:49 PM »
after opening
$200
Thnx. I just completed the requirements and will wait and see if my bonus posts as fast!

Offline eli.f

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Re: Up to $400 for opening PNC virtual checking account
« Reply #99 on: September 16, 2014, 03:47:49 PM »
So I tried to open an account. I was asked to mail in a signature card, which I did. After a few days with no response, I decided to call them.
They said my application was denied due to an "Unknown IP Address". It might have something to do with the fact that I did it from Israel.
Anyone have a similar experience?