Should I close young card accounts? I am trying to bring my credit age up. My understanding is there are 2 pieces to this:
1. Your credit birthday which is what it is unless I were to get added to one of my parents accounts
2. The average age of your accounts which could in theory be raised by closing young accounts. I realize this may impact my credit utilization score, but I have way more credit than I use so I am not to worried about that