Not only have I had no luck opening a new account with Citi after mine was A/A's December of last year, it appears that they are denying my wife's application because of my shut down. I suspect this because when she called up after applying to get an 'instant answer' they asked for the Additional User's Date of birth, probably to see if it matches to my account that they have flagged on their system.
It's a shame I didn't think of that at the moment, otherwise I would have told her to make something up for the DOB. Also, she has a 768 credit score with very few pulls in the last 2 years, she should have been instantly approved, instead they said it needs further review and to come back in 7 days, which to me is usually a denial. To me, this seems even tougher than Chase.
In hindsight, I should have 1) Not added myself as an AU on the online Application 2) used a different address for my wife, like here parent's address, they probably matched my her address to mine.