Author Topic: Citi A/A  (Read 65603 times)

Offline elibeli2

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Re: Citi A/A
« Reply #260 on: December 09, 2015, 05:04:34 AM »
I was originally shut down before we were married.

Got it.

So in my case i'm guessing my chances are lower because she was shut down as well.

Offline CS91

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Re: Citi A/A
« Reply #261 on: December 31, 2015, 12:17:19 PM »
Can hitting the spend threshold in one day be a cause for A/A? It's for the Citi HH Signature so would only be $2k. If I do it, would definitely split the transactions up.

Offline PillanSmye

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Re: Citi A/A
« Reply #262 on: December 31, 2015, 12:21:46 PM »
Can hitting the spend threshold in one day be a cause for A/A? It's for the Citi HH Signature so would only be $2k. If I do it, would definitely split the transactions up.
I hit the spend for almost every card I get on the day I receive the card on one transaction. The $10K and $20K spend offers obviously take a little more time

Offline CS91

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Re: Citi A/A
« Reply #263 on: December 31, 2015, 12:22:36 PM »
I hit the spend for almost every card I get on the day I receive the card on one transaction. The $10K and $20K spend offers obviously take a little more time
Ok, thanks.

Offline PillanSmye

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Re: Citi A/A
« Reply #264 on: December 31, 2015, 12:26:26 PM »
Ok, thanks.
I've also been known to pay my Citi cards directly with MO's in-branch.

Offline steves

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Re: Citi A/A
« Reply #265 on: January 10, 2016, 07:53:38 PM »
Has anyone that has been shut down from Citi had any luck in being reaccepted? If yes, please share any details as to what you did.

Offline Hamavin

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Re: Citi A/A
« Reply #266 on: January 10, 2016, 08:16:16 PM »
Is it risky to overpay your citi account and get a refund check?

Offline Yehuda25

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Re: Citi A/A
« Reply #267 on: January 10, 2016, 08:28:21 PM »
Is it risky to overpay your citi account and get a refund check?
i've done it before
“To avoid criticism say nothing, do nothing, be nothing.”


― Aristotle

Offline Ephraimh

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Re: Citi A/A
« Reply #268 on: January 10, 2016, 08:47:33 PM »
Has anyone that has been shut down from Citi had any luck in being reaccepted? If yes, please share any details as to what you did.
My citi business AA was shut down after a couple of returned payments, applied a few months later and was approved that day after a quick recon. (even got the 50k bonus again by using one of the FT links with no 18 month language)

Offline D93

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Re: Citi A/A
« Reply #269 on: January 11, 2016, 12:51:36 AM »
My citi business AA was shut down after a couple of returned payments, applied a few months later and was approved that day after a quick recon. (even got the 50k bonus again by using one of the FT links with no 18 month language)

No such 18 month language on Citi business apps

Offline Ephraimh

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Re: Citi A/A
« Reply #270 on: January 11, 2016, 09:56:23 AM »
No such 18 month language on Citi business apps
I'm pretty sure most citi business aa cards had the 18 month language in it up until recently

Offline Hershelsdeals

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Re: Citi A/A
« Reply #271 on: January 11, 2016, 10:08:42 AM »
I'm pretty sure most citi business aa cards had the 18 month language in it up until recently
Don't argue with D93

Offline Josef.koney

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Re: Citi A/A
« Reply #272 on: January 11, 2016, 12:13:30 PM »

Offline Ephraimh

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Offline googwallet

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Re: Citi A/A
« Reply #274 on: January 14, 2016, 09:41:31 PM »
Not only have I had no luck opening a new account with Citi after mine was A/A's December of last year, it appears that they are denying my wife's application because of my shut down. I suspect this because when she called up after applying to get an 'instant answer' they asked for the Additional User's Date of birth, probably to see if it matches to my account that they have flagged on their system.

It's a shame I didn't think of that at the moment, otherwise I would have told her to make something up for the DOB. Also, she has a 768 credit score with very few pulls in the last 2 years, she should have been instantly approved, instead they said it needs further review and to come back in 7 days, which to me is usually a denial. To me, this seems even tougher than Chase.

In hindsight, I should have 1) Not added myself as an AU on the online Application 2) used a different address for my wife, like here parent's address, they probably matched my her address to mine.
This is the denial letter I got from Citi for the above application:

Unfortunately, we can't approve your application...
We reviewed your application and can't approve it because: We received notification from another Citi business that your relationship with Citi has been reviewed and it was determined that we can no longer service any accounts for you.
/ end quote

I guess we're both screwed now with Citi..

Offline steves

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Re: Citi A/A
« Reply #275 on: January 21, 2016, 08:16:16 PM »
Did you ever try opening a bank account with them? Are you also blacklisted from that?

Offline Hamavin

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Re: Citi A/A
« Reply #276 on: January 27, 2016, 03:33:45 PM »
This is the denial letter I got from Citi for the above application:

Unfortunately, we can't approve your application...
We reviewed your application and can't approve it because: We received notification from another Citi business that your relationship with Citi has been reviewed and it was determined that we can no longer service any accounts for you.
/ end quote

I guess we're both screwed now with Citi..
Just got same letter Is there any hope??? Where do I start? I Do have active credit card accounts though with them now just cant get new...

Offline googwallet

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Re: Citi A/A
« Reply #277 on: January 27, 2016, 04:03:23 PM »



Did you ever try opening a bank account with them? Are you also blacklisted from that?
I have been able to open a bank account with Citi. In addition, my advantage business card was not closed, although I doubt they would approve me for a new one.


Just got same letter Is there any hope??? Where do I start? I Do have active credit card accounts though with them now just cant get new...

I have done nothing to pursue an approval after the above letter of denial. I feel that it would be a waste of my time, although I don't know this for a fact I just know from my experience with Chase a/a and I reason that Citi is likely the same. So feel free to try and push and let me know if you get anywhere.

All my personal cards were closed, I had one AAdvantage card which remains open, although like I said above I have a feeling they would not approve me for a new business card.

Offline Hamavin

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Re: Citi A/A
« Reply #278 on: January 27, 2016, 08:29:03 PM »
All my cc's were left open just cant get new approval? anyone else have that??

Offline steves

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Re: Citi A/A
« Reply #279 on: January 28, 2016, 12:50:18 AM »


I have done nothing to pursue an approval after the above letter of denial. I feel that it would be a waste of my time, although I don't know this for a fact I just know from my experience with Chase a/a and I reason that Citi is likely the same. So feel free to try and push and let me know if you get anywhere.



Many have had success with getting re-accepted to Chase after waiting a year or two by calling the executive department, myself included. It may be worth writing a letter to Mr. Ken Stork.