Author Topic: AU on a card with long history to improve length of credit history  (Read 3380 times)

Offline bubble347

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Hi I know that this was probably discussed somewhere but I failed to find it. Please advise me whether any credit card company would add the length of history from an active card to an AU. If you know of a thread that discusses this topic please direct me there and I will delete this thread.
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Offline Joe4007

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Re: AU on a card with long history to improve length of credit history
« Reply #1 on: May 06, 2014, 11:18:51 AM »
See here.

IME Chase will give you the history as well.

Offline bubble347

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Re: AU on a card with long history to improve length of credit history
« Reply #2 on: May 06, 2014, 11:42:33 AM »
See here.

IME Chase will give you the history as well.
Thanks, do I need to request it or is it done automatically?
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Offline Joe4007

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Re: AU on a card with long history to improve length of credit history
« Reply #3 on: May 06, 2014, 11:43:58 AM »
Thanks, do I need to request it or is it done automatically?
Automatically.

Offline bubble347

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Re: AU on a card with long history to improve length of credit history
« Reply #4 on: May 06, 2014, 11:50:02 AM »
I have access to an old discover card or BOA any info on those?
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Offline dudi

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Re: AU on a card with long history to improve length of credit history
« Reply #5 on: May 06, 2014, 12:07:50 PM »
So for once and for all amex is backdating by request or no?

Offline Joe4007

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Re: AU on a card with long history to improve length of credit history
« Reply #6 on: May 06, 2014, 12:33:11 PM »
So for once and for all amex is backdating by request or no?
Some people reported success, although I was unsuccessful.

I guess I didn't HUCA enough.

Offline dudi

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Re: AU on a card with long history to improve length of credit history
« Reply #7 on: May 06, 2014, 12:45:22 PM »
Some people reported success, although I was unsuccessful.

I guess I didn't HUCA enough.
so it's better to get into a chase card?

Offline Joe4007

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Re: AU on a card with long history to improve length of credit history
« Reply #8 on: May 06, 2014, 12:46:08 PM »
so it's better to get into a chase card?
I believe so.

Offline yomo

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Re: AU on a card with long history to improve length of credit history
« Reply #9 on: May 07, 2014, 12:33:47 AM »
What about Citi card?

Online ckmk47

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Offline yoshi

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Re: AU on a card with long history to improve length of credit history
« Reply #11 on: May 07, 2014, 09:51:45 AM »
If I have a short credit history I could get someone to add me as an AU on chase and that will backdate my credit history?

Offline bubble347

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Re: AU on a card with long history to improve length of credit history
« Reply #12 on: May 07, 2014, 10:21:27 AM »
If I have a short credit history I could get someone to add me as an AU on chase and that will backdate my credit history?
That's kind of the topic of this thread. And as some DDFrs have indicated, yes that would work.
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Offline yoshi

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Re: AU on a card with long history to improve length of credit history
« Reply #13 on: May 07, 2014, 10:26:16 AM »
That's kind of the topic of this thread. And as some DDFrs have indicated, yes that would work.
Wanted to clarify.

Offline bubble347

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Re: AU on a card with long history to improve length of credit history
« Reply #14 on: May 07, 2014, 05:07:35 PM »
I have access to an old discover card or BOA any info on those?
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Offline joey123

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Re: AU on a card with long history to improve length of credit history
« Reply #15 on: July 30, 2014, 09:14:46 PM »
Do I need to call up Amex to be backdated on my grandfathers account. I was just added as an AU earlier this week.

There seems to be conflicting opinions in this thread.
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Online ckmk47

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Re: AU on a card with long history to improve length of credit history
« Reply #16 on: July 30, 2014, 10:07:04 PM »
Do I need to call up Amex to be backdated on my grandfathers account. I was just added as an AU earlier this week.

There seems to be conflicting opinions in this thread.
Sometime soon, pull your credit report and see when you opened your Amex card.  Then you'll know, and report back here.
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Offline Joe4007

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Re: AU on a card with long history to improve length of credit history
« Reply #17 on: July 30, 2014, 11:43:54 PM »


Do I need to call up Amex to be backdated on my grandfathers account. I was just added as an AU earlier this week.

There seems to be conflicting opinions in this thread.
Where did you see any report of it being backdated automatically?

Offline Buruch

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Re: AU on a card with long history to improve length of credit history
« Reply #18 on: July 31, 2014, 01:35:39 AM »
The question is: does having long credit history through being an au raise your score as much as from being the primary account holder?

Offline ChaimMoskowitz

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Re: AU on a card with long history to improve length of credit history
« Reply #19 on: July 31, 2014, 01:48:58 AM »
The question is: does having long credit history through being an au raise your score as much as from being the primary account holder?
yes
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