You're laughing, and yet apparently you haven't gotten your money back yet because you refuse to play ball.
I am laughing at
you.
You are quite ready to admit that you don't know any of the details, and at the same time issue a verdict.
because you refuse to play ball.
I am very prepared to play ball, just in a reasonable manner ... seems like you've got a mental block on that point.
And there it is. Here's my guess- either you used a foreign CC or you have a foreign address as your main address, whether or not you used that foreign address on your application. Am I close?
No, not even close.
US address, US CC and US IP.
Anyways, thanks for the advice, I am using CFPB's services, don't need your's.
And won't bother responding further.