I have the personal plat and biz plat that I met spend on and got bonus I am still within the 60days to get refunded for af. I have yet to get airline credit for the delta glitch thing (which I just did a few days ago) with economy comfort and havent gotten global entry which I don't really think I will use.
I don't want to pay AF on either card but want to keep my MR points for future travel and maybe it is worth keeping one of them for benefits, I just close my prg card as well because the year was up.
1) what do the pro churners do/suggest I do?
2) should I suck up the af on the biz plat and close personal or downgrade?
3) should close and downgrade both?
4) if downgrade then to which card.
Thank in advance.
Option 1 - transfer points to airline, then cancel
Option 2 - Cancel one, downgrade other to green. When you do your next AOR, get a blue MR (no annual fee), and a gold/plat (so you can transfer out)
Note that with option 2, your points are stuck until you get a gold/plat again.