Credit Score

[Esther]

Where can I check my credit score for free without lowering it?

[AsherO]

Where can I check my credit score for free without lowering it?

None of the credit monitoring services lower your credit when you check it.

[Esther]

Are you sure about that? Several people told me that it does. I always found that idea strange though. Like why would just checking lower it?

[gozalim]

None of the credit monitoring services lower your credit when you check it.

i think she's referring to the hit from a hard pull. i assume any way you check would do that...

[AsherO]

Are you sure about that? Several people told me that it does. I always found that idea strange though. Like why would just checking lower it?

Only hard pulls/inquiries show up on your credit report. I've never seen an inquiry from a credit monitoring service (e.g. myFico, CreditKarma, Citi dentityMonitor etc.)

i think she's referring to the hit from a hard pull. i assume any way you check would do that...

I'm quite sure such inquiries aren't reported.

For example, see here.

[elikay]

Any inquiry originated by you will not affect your score.