Author Topic: Gift Cards and Evolve Money  (Read 2806 times)

Offline Marco Polo

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Re: Gift Cards and Evolve Money
« Reply #15 on: June 17, 2014, 03:20:52 PM »
Thanks!

Is it worth it?
Depends on the person. Though even if you are not going to travel, you can always sell the points you earn.
Quaerite et Invenietis.

Offline zow

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Re: Gift Cards and Evolve Money
« Reply #16 on: June 17, 2014, 03:22:33 PM »
Etch0 and MC, thank you!
 :)

Online etech0

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Re: Gift Cards and Evolve Money
« Reply #17 on: June 17, 2014, 03:23:46 PM »
Thanks!

Is it worth it?
To me it is...
Especially if:
a) I'm trying to hit a spending threshold
b) I'm buying it at a store that is more than 1 point per dollar on that credit card (eg: Blue Cash amex at stop and shop)
c) I'm buying it a Stop and Shop and getting gas points

Workflowy. You won't know what you're missing until you try it.

Online etech0

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Re: Gift Cards and Evolve Money
« Reply #18 on: June 17, 2014, 03:27:02 PM »
Thanks!

Is it worth it?
Without spending thresholds/extra bonuses like rebates or gas points, and assuming that you are earning 1 point per dollar, you are in essence buying points for .9 cents (a little under a penny) each. Different points and miles are worth different amounts (and it also depends if you'll use them or sell them). Which card are you using? To me, UR, MR, and SPG points are all worth more than a penny so it would be worth it.
You might also want to factor in gas/tolls/time, and make sure that you're earning enough to make it worthwhile.
Workflowy. You won't know what you're missing until you try it.

Offline miles123

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Re: Gift Cards and Evolve Money
« Reply #19 on: June 17, 2014, 03:47:03 PM »
Without spending thresholds/extra bonuses like rebates or gas points, and assuming that you are earning 1 point per dollar, you are in essence buying points for .9 cents (a little under a penny) each. Different points and miles are worth different amounts (and it also depends if you'll use them or sell them). Which card are you using? To me, UR, MR, and SPG points are all worth more than a penny so it would be worth it.
You might also want to factor in gas/tolls/time, and make sure that you're earning enough to make it worthwhile.

I don't need it for spending thresholds. I'm using the Ink Bold card and buying them at Walgreens.

Offline Marco Polo

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Re: Gift Cards and Evolve Money
« Reply #20 on: June 17, 2014, 03:49:44 PM »
I don't need it for spending thresholds. I'm using the Ink Bold card and buying them at Walgreens.
To get 1x the points?
Quaerite et Invenietis.

Online etech0

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Re: Gift Cards and Evolve Money
« Reply #21 on: June 17, 2014, 03:50:10 PM »
I don't need it for spending thresholds. I'm using the Ink Bold card and buying them at Walgreens.
So what are UR points worth to you?
Minimum is 1 cent each (you can get statement credits from chase), which is still less than you're paying for them, but a rotten deal. If you use them or sell them people say they're worth anywhere from 1.4 cents and up. (From what I've heard).

But you're better off looking for an office supply store that sells them.

Also, Chase Freedom has 5x points at pharmacies one quarter a year...
Workflowy. You won't know what you're missing until you try it.

Offline miles123

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Re: Gift Cards and Evolve Money
« Reply #22 on: June 17, 2014, 04:05:39 PM »

Offline miles123

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Re: Gift Cards and Evolve Money
« Reply #23 on: June 17, 2014, 04:06:00 PM »
So what are UR points worth to you?
Minimum is 1 cent each (you can get statement credits from chase), which is still less than you're paying for them, but a rotten deal. If you use them or sell them people say they're worth anywhere from 1.4 cents and up. (From what I've heard).

But you're better off looking for an office supply store that sells them.

Also, Chase Freedom has 5x points at pharmacies one quarter a year...

Got it. Thanks!

Offline cozmohoot

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Re: Gift Cards and Evolve Money
« Reply #24 on: June 17, 2014, 04:12:41 PM »
should this be merged with evolve thread or what points are worth thread?

Offline Saver2000

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Re: Gift Cards and Evolve Money
« Reply #25 on: June 17, 2014, 04:20:59 PM »
 :o

Online etech0

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Workflowy. You won't know what you're missing until you try it.

Offline miles123

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Re: Gift Cards and Evolve Money
« Reply #27 on: June 17, 2014, 04:27:30 PM »

Online etech0

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Re: Gift Cards and Evolve Money
« Reply #28 on: June 17, 2014, 04:29:50 PM »
Workflowy. You won't know what you're missing until you try it.

Offline Saver2000

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Re: Gift Cards and Evolve Money
« Reply #29 on: June 17, 2014, 04:36:37 PM »
should this be merged with evolve thread or what points are worth thread?
Please no. 

Did you read the thread?

Someone's asking if buying points at 1cpm to sell @ 1.4 is worth the hassle.

This should be moved to js.