i have the regular amex hilton card (from before i found ddf) and when i logged into my account i saw that i can upgrade this card to the hilton surpass card, spend 3k and get 50k hilton points.
it sounds like the upgrade from the gold to platinum.
am i correct in assuming that there will be no new pull? there is a $75 annual fee, will it be prorated? will i be able to downgrade back to the fee free hilton card?
i know the oilam here isnt into hilton and that the points are worthless, but with the 50k points i'll have enough for a nice hilton in manhattan for one night
is it worth the upgrade?
