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I feel compelled to speak about a "Kol Koreh" signed by a number of Rabbis making the rounds and being published together with an alleged "translation" or "explanation" of the hebrew side.
On the Hebrew side it speaks out against the credit card application farms and their methods as I wrote in point 2 here: http://www.dansdeals.com/archives/46584

However on the English side the author writes out against buying gift cards and every other method of manufactured spend to earn miles.

I figured it was worth investigating what exactly the Rabbis signed off on.  I called and asked Rav Shmuel Kamenetsky, the Rosh Yeshiva in Philadelphia, whether he agreed with the English side.  He said he never saw an English side and that it was terrible that it would imply that he was agreeing with anything that wasn't explicitly written on the Hebrew side.  And he said that it has to be corrected so that people don't get that impression.

He does not feel that "all methods of manufacturing spend for miles are abusive," and indeed if there are legal ways to do it, then people should go right ahead and earn the miles.

I also called Rav Dov Kahan, founder of Bais Din Maysharim in Lakewood.  He also did not agree that "all methods of manufactured spend are abusive" but felt that methods in which each party (the store and the credit card in the case of a gift card purchase) say that you can do so and it's not against any of their terms, would be permissible and that isn't what the Kol Koreh was targeting.

-Dan




Reply #194
Rav Kamenetsky just called me back.

He says aderaba, if people can find a way to purchase miles via stores who charge for gift cards and and they can get miles then good for them.  Nothing wrong with that kind of MS at all and he had no idea why the author would deceive him like that.

The problem he signed against was the companies opening cards for people and their methods, nothing else.


Reply #280
The only kind of MS that R' Kaminetzky said isn't "yashur" and that he was signing onto was for refundable items.

He wasn't told anything about any other kind of MS.





« Last edited by Dan on July 10, 2014, 09:49:35 PM »

Author Topic: Kol Koreh against MS  (Read 94434 times)

Offline avadah

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Re: Kol Koreh against MS
« Reply #220 on: July 08, 2014, 02:23:51 PM »
I wouldn't be surprised if Dan starts getting flak for "trying to twist" it that MS is muttar.
I can see it now. "His whole business is credit cards. Who knows what he told R' Shmuel."  ::)

Offline ybeeds

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Re: Kol Koreh against MS
« Reply #221 on: July 08, 2014, 02:24:23 PM »
Was any anyone able to find the "Texas court docket" for the case mentioned in the english rant?
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Re: Kol Koreh against MS
« Reply #222 on: July 08, 2014, 02:29:19 PM »
I wouldn't be surprised if Dan starts getting flak for "trying to twist" it that MS is muttar.
I can see it now. "His whole business is credit cards. Who knows what he told R' Shmuel."  ::)

Quote
He says aderaba, if people can find a way to purchase miles via stores who charge for gift cards and and they can get miles then good for them.  Nothing wrong with that kind of MS

The problem on both sides seems to be lumping all kinds of MS in the same catagory. IMO Some are clearly muttar, some are clearly ossur. It does noone any good to say a blanket statement about MS. Dan was pretty clear in his post about what he says Rav Shmuel  told him.
^^^

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Re: Kol Koreh against MS
« Reply #223 on: July 08, 2014, 02:31:27 PM »
Was any anyone able to find the "Texas court docket" for the case mentioned in the english rant?

http://forums.dansdeals.com/index.php?topic=43147.msg857559#msg857559
^^^

Offline Baruch

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Re: Kol Koreh against MS
« Reply #224 on: July 08, 2014, 02:32:39 PM »
which basically means the same thing to most people who don't use their brains
FTFY

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Re: Kol Koreh against MS
« Reply #225 on: July 08, 2014, 02:54:34 PM »
the drama, not sure if I can take much more.  :)
I just found a new supply of forks!

Offline Baruch

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Re: Kol Koreh against MS
« Reply #226 on: July 08, 2014, 03:02:10 PM »
the drama, not sure if I can take much more.  :)
If you have nothing to add please refrain from commenting. Your comments are starting to turn into a serious nuisance.

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Re: Kol Koreh against MS
« Reply #227 on: July 08, 2014, 03:03:14 PM »

If you have nothing to add please refrain from commenting. Your comments are starting to turn into a serious nuisance.
-1 :P

Offline ChaimMoskowitz

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Re: Kol Koreh against MS
« Reply #228 on: July 08, 2014, 03:05:08 PM »
If you have nothing to add please refrain from commenting. Your comments are starting to turn into a serious nuisance.
my apologize. i get the forums mixed up. i thought this was JS.
I just found a new supply of forks!

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Re: Kol Koreh against MS
« Reply #229 on: July 08, 2014, 03:08:13 PM »
Who was behind the kk? I think it's important to know so we can take other kk that he orchestrates with a bucket of salt.
All KKs have to be taken with a grain of salt. They are only publicized by extremely bored people. Most of the Rabanim on the list have come out against YWN repeatedly, and yet there is no KK against them, because all of these bored people support YWN
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Re: Kol Koreh against MS
« Reply #230 on: July 08, 2014, 03:08:36 PM »
Are there really reports of people getting blaclisted from amex for refundables?

Offline churnbabychurn

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Re: Kol Koreh against MS
« Reply #231 on: July 08, 2014, 03:08:45 PM »
Can he sign a KK against whoever asked him to sign this one?
I don't see why dan can try to ask R shmuel to sign on to a short disclaimer that can be put up on the DDMS.
Much easier than trying to recall the whole thing from the shopper..


ETA  upon further review, I cant picture a blog post from R shmuel

Offline Baruch

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Re: Kol Koreh against MS
« Reply #232 on: July 08, 2014, 03:08:53 PM »
my apologize. i get the forums mixed up. i thought this was JS.
Even in JS please keep it interesting. Add something to the conversation.

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Re: Kol Koreh against MS
« Reply #233 on: July 08, 2014, 03:09:49 PM »
the drama, not sure if I can take much more.  :)

+1

JS is JS. Don't worry though, no big deal. I have made much worse mistakes on the forums  :D
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Re: Kol Koreh against MS
« Reply #234 on: July 08, 2014, 03:10:11 PM »
Even in JS please keep it interesting. Add something to the conversation.

Sting. Ouch. Charif!  ;D
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Re: Kol Koreh against MS
« Reply #235 on: July 08, 2014, 03:11:16 PM »
Even in JS please keep it interesting. Add something to the conversation.
sure np. we are talking about MS. finding loopholes and violating T&C's. you need to ask someone if this is OK?
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Offline avadah

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Re: Kol Koreh against MS
« Reply #236 on: July 08, 2014, 03:12:21 PM »
The problem on both sides seems to be lumping all kinds of MS in the same catagory. IMO Some are clearly muttar, some are clearly ossur. It does noone any good to say a blanket statement about MS. Dan was pretty clear in his post about what he says Rav Shmuel  told him.
I agree. I'm just making a prediction.

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Re: Kol Koreh against MS
« Reply #237 on: July 08, 2014, 03:12:43 PM »

sure np. we are talking about MS. finding loopholes and violating T&C's. you need to ask someone if this is OK?
Didn't someone call you Reb? Can you clarify what's Muttar and what's not?

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Re: Kol Koreh against MS
« Reply #238 on: July 08, 2014, 03:13:48 PM »
Both of these points were never endorsed by the Rabonim:

"There are other methods of manufacturing spend some of which involve the purchase of gift cards to gain points."

"all methods of manufacturing spend are merely means of extracting promotions benefits for people for whom they were never intended and are abusive practices".

What about opening a card to get the bonus but with no intent to keep it open once I receive the points?

To me this is the most important question.

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Re: Kol Koreh against MS
« Reply #239 on: July 08, 2014, 03:15:14 PM »
Didn't someone call you Reb? Can you clarify what's Muttar and what's not?

Lol.
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