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I feel compelled to speak about a "Kol Koreh" signed by a number of Rabbis making the rounds and being published together with an alleged "translation" or "explanation" of the hebrew side.
On the Hebrew side it speaks out against the credit card application farms and their methods as I wrote in point 2 here: http://www.dansdeals.com/archives/46584

However on the English side the author writes out against buying gift cards and every other method of manufactured spend to earn miles.

I figured it was worth investigating what exactly the Rabbis signed off on.  I called and asked Rav Shmuel Kamenetsky, the Rosh Yeshiva in Philadelphia, whether he agreed with the English side.  He said he never saw an English side and that it was terrible that it would imply that he was agreeing with anything that wasn't explicitly written on the Hebrew side.  And he said that it has to be corrected so that people don't get that impression.

He does not feel that "all methods of manufacturing spend for miles are abusive," and indeed if there are legal ways to do it, then people should go right ahead and earn the miles.

I also called Rav Dov Kahan, founder of Bais Din Maysharim in Lakewood.  He also did not agree that "all methods of manufactured spend are abusive" but felt that methods in which each party (the store and the credit card in the case of a gift card purchase) say that you can do so and it's not against any of their terms, would be permissible and that isn't what the Kol Koreh was targeting.

-Dan




Reply #194
Rav Kamenetsky just called me back.

He says aderaba, if people can find a way to purchase miles via stores who charge for gift cards and and they can get miles then good for them.  Nothing wrong with that kind of MS at all and he had no idea why the author would deceive him like that.

The problem he signed against was the companies opening cards for people and their methods, nothing else.


Reply #280
The only kind of MS that R' Kaminetzky said isn't "yashur" and that he was signing onto was for refundable items.

He wasn't told anything about any other kind of MS.





« Last edited by Dan on July 10, 2014, 09:49:35 PM »

Author Topic: Kol Koreh against MS  (Read 94441 times)

Offline churnbabychurn

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Re: Kol Koreh against MS
« Reply #260 on: July 08, 2014, 08:54:40 PM »
I know someone that received a positive response from them. Keep up the pressure,
a positive response ≠ results

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Re: Kol Koreh against MS
« Reply #261 on: July 08, 2014, 09:02:24 PM »
a positive response ≠ results
Thus - keep up the pressure

Offline rots5

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Re: Kol Koreh against MS
« Reply #262 on: July 08, 2014, 09:45:31 PM »
Please send emails to Mishpacha asking them to pull the ads.
inbox@mishpacha.com


And the Lakewood courier and the people that hang up signs all over Lakewood
lets cut the cr** - What about the people who do it on a mass scale?! im sure they're here or they read.... who we kidding

eta: Spelling mistake corrected
« Last Edit: July 08, 2014, 09:48:35 PM by rots5 »
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Offline thaber

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Re: Kol Koreh against MS
« Reply #263 on: July 08, 2014, 09:48:34 PM »
lets cut the cr** - What about the people who do it on a mass scale?! im sure there here or they read.... who we kidding
to some extent all newspapers care about public opinion, being as the public is their customers.

Offline churnbabychurn

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Re: Kol Koreh against MS
« Reply #264 on: July 08, 2014, 09:51:44 PM »
lets cut the cr** - What about the people who do it on a mass scale?! im sure they're here or they read.... who we kidding

eta: Spelling mistake corrected
Duh. Of course they are here....

Offline robi

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Re: Kol Koreh against MS
« Reply #265 on: July 08, 2014, 10:33:09 PM »
Duh. Of course they are here....
so why are we busy only with papers and not with exposing and stopping these individuals?
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Re: Kol Koreh against MS
« Reply #266 on: July 08, 2014, 10:44:18 PM »
so why are we busy only with papers and not with exposing and stopping these individuals?

+1

Just as DDF got upset at someone who scammed another user, we should also try to expose and ban these individuals who can mess up the game for the rest of us. They are acting illegally, when we are within the law and are just fine.
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Re: Kol Koreh against MS
« Reply #267 on: July 08, 2014, 10:50:57 PM »
But the Rabbanim didn't let him use them for his agenda. He wrote a letter of explanation that tried to fool people that it was a letter of translation.

The only lesson is to read closely everything you read.

1. As do many KKs do. Just because a big rabbi's name is on a document doesn't mean he agrees to that document. In this case, they likely agreed to the hebrew part, but that isn't always the case.
2. We don't know what the rabbanim did or didn't let. We know what at least one of the rabbanim let.

Offline chaimmayer

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Re: Kol Koreh against MS
« Reply #268 on: July 08, 2014, 10:54:16 PM »
I don't see why dan can try to ask R shmuel to sign on to a short disclaimer that can be put up on the DDMS.
Much easier than trying to recall the whole thing from the shopper..


ETA  upon further review, I cant picture a blog post from R shmuel
i can't find the original on five towns jewish times but I can't think of any other gedolim who wrote letters to the editor of a newspaper
http://www.cross-currents.com/archives/2010/07/08/letter-to-the-editor-in-the-five-towns-jewish-times/

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Re: Kol Koreh against MS
« Reply #269 on: July 09, 2014, 01:56:56 AM »
But the Rabbanim didn't let him use them for his agenda. He wrote a letter of explanation that tried to fool people that it was a letter of translation.

The only lesson is to read closely everything you read.
::) ::) ::)

The point is - the average person didn't read the letter and then say "hmmm. . .lemme see what lesson I can take out of this. . . "

Instead, they read the letter and said to themselves "Wow, the rabbonim assured each and every type of spending methods".

Offline shidduch

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Re: Kol Koreh against MS
« Reply #270 on: July 09, 2014, 09:59:42 AM »
I dont think any rav would say PGGM is mutar.  Buying something with the intention of returning is geneivas daas at the least and can possibly be geneiva also.
« Last Edit: July 09, 2014, 10:14:18 AM by shidduch »

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Re: Kol Koreh against MS
« Reply #271 on: July 09, 2014, 10:04:42 AM »
Bottom line is, don't believe everything you see and hear even if it was allegedly signed by a Rabbi.

If you have an issue or worried with what you are doing may not be "Kosher" ask YOUR local Rabbi, so you know that you explained to him what you are doing / want to do, and not some guy who thinks he knows what he's talking about trying to explain to a Rabbi what your doing.
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Re: Kol Koreh against MS
« Reply #272 on: July 09, 2014, 10:16:47 AM »
A rov and baal machshir once told me that there are two things that if you'd know what went into them you'd avoid touching it with 10-foot pole: hot dogs and a kol koreh.
« Last Edit: July 09, 2014, 10:37:40 AM by Something Fishy »
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Re: Kol Koreh against MS
« Reply #273 on: July 09, 2014, 10:16:55 AM »
I was by a Simcha, it was shocking how many people believe that the Rabbanim banned all cc opening for miles.

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Re: Kol Koreh against MS
« Reply #274 on: July 09, 2014, 10:24:26 AM »
I was by a Simcha, it was shocking how many people believe that the Rabbanim banned all cc opening for miles.
Better for the rest of us

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Re: Kol Koreh against MS
« Reply #275 on: July 09, 2014, 10:33:02 AM »
with 10-for pile: hot dogs and a kol koreh.

Typing with said hot dogs?

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Re: Kol Koreh against MS
« Reply #276 on: July 09, 2014, 10:33:44 AM »
I dont think any rav would say PGGM is mutar.  Buying something with the intention of returning is geneivas daas at the least and can possibly be geneiva also.
Thanks for sharing what you think.

I asked a very respectable rav and i eas told more than once PGGM is allowed (more details than just this) but there is room to say its alllowed 
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Re: Kol Koreh against MS
« Reply #277 on: July 09, 2014, 10:34:07 AM »
Just to make sure everyone is very clear. The rabbonim explicitly prohibited operating a business of opening card on behalf of others. No ifs and buts about it. They defined this type of business as a "criminal enterprise" AKA "Esek shel ramaus".

They also did not make any specific qualifications as to which type of MS for individuals would not be classified as ramaus. It is pretty clear from the signed letter that the rabbonim are uncomfortable with the concept of MS in general, even for individuals.

Obviously one can argue that GC is more legit, and evidently R Kaminetzky agrees. I'm not so sure that all the signatories would automatically agree to this. I would not be surprised at all if the english page was indeed reviewed by at least one of the signatories. 

So lets not try to delegitimize the entire KK as irrelevant.

/todays analysis.   8)

Offline Dan

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Re: Kol Koreh against MS
« Reply #278 on: July 09, 2014, 10:38:17 AM »
The only kind of MS that R' Kaminetzky said isn't "yashur" and that he was signing onto was for refundable items.

He wasn't told anything about any other kind of MS.
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Re: Kol Koreh against MS
« Reply #279 on: July 09, 2014, 10:39:06 AM »
Obviously one can argue that GC is more legit, and evidently R Kaminetzky agrees. I'm not so sure that all the signatories would automatically agree to this. I would not be surprised at all if the english page was indeed reviewed by at least one of the signatories.
I feel bad to disagree but I don't even see a svarah to say GC is a problem.