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I feel compelled to speak about a "Kol Koreh" signed by a number of Rabbis making the rounds and being published together with an alleged "translation" or "explanation" of the hebrew side.
On the Hebrew side it speaks out against the credit card application farms and their methods as I wrote in point 2 here: http://www.dansdeals.com/archives/46584

However on the English side the author writes out against buying gift cards and every other method of manufactured spend to earn miles.

I figured it was worth investigating what exactly the Rabbis signed off on.  I called and asked Rav Shmuel Kamenetsky, the Rosh Yeshiva in Philadelphia, whether he agreed with the English side.  He said he never saw an English side and that it was terrible that it would imply that he was agreeing with anything that wasn't explicitly written on the Hebrew side.  And he said that it has to be corrected so that people don't get that impression.

He does not feel that "all methods of manufacturing spend for miles are abusive," and indeed if there are legal ways to do it, then people should go right ahead and earn the miles.

I also called Rav Dov Kahan, founder of Bais Din Maysharim in Lakewood.  He also did not agree that "all methods of manufactured spend are abusive" but felt that methods in which each party (the store and the credit card in the case of a gift card purchase) say that you can do so and it's not against any of their terms, would be permissible and that isn't what the Kol Koreh was targeting.

-Dan




Reply #194
Rav Kamenetsky just called me back.

He says aderaba, if people can find a way to purchase miles via stores who charge for gift cards and and they can get miles then good for them.  Nothing wrong with that kind of MS at all and he had no idea why the author would deceive him like that.

The problem he signed against was the companies opening cards for people and their methods, nothing else.


Reply #280
The only kind of MS that R' Kaminetzky said isn't "yashur" and that he was signing onto was for refundable items.

He wasn't told anything about any other kind of MS.





« Last edited by Dan on July 10, 2014, 09:49:35 PM »

Author Topic: Kol Koreh against MS  (Read 94276 times)

Offline thaber

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Re: Kol Koreh against MS
« Reply #60 on: July 04, 2014, 06:25:24 PM »
I don't understand this whole conversation. People who frequent DDF are generally, sophisticated in the ways of legal spending, and in making sure they don't do anything stupid, risky or illegal. The concern is those who are not sophisticated, and seeing ads that say they can make a quick 7K. Or the people running the ads. I hope none of us would be behind the ads (I don't think they are 'businesses') and that is not what is being addressed. The language may or may not be broad enough to include those who have been doing things correctly for years, but its not the focal point.
there definitely is nothing in that letter addressing watermelons in shoprite, or for that matter price mistakes on amazon or delta.  That is not the current concern.

Offline Talmid Muvhak

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Re: Kol Koreh against MS
« Reply #61 on: July 04, 2014, 06:26:42 PM »
the companies are willing to take a loss with some clients in order to make a profit with others, that is business. fraud is a different story.
וצדיק באמונתו יחיה

Offline thaber

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Re: Kol Koreh against MS
« Reply #62 on: July 04, 2014, 06:57:04 PM »
the companies are willing to take a loss with some clients in order to make a profit with others, that is business. fraud is a different story.
Agreed.  This whole thing may be more analogous to the Walmart in the Catskills which is the only one that doesn't accept returns on air conditioners

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Re: Kol Koreh against MS
« Reply #63 on: July 05, 2014, 11:46:53 PM »
Does anyone have a link to this court docket mentioned?
I believe it was brought here at one point.
Here.
But the only thing discussed is how the emails look like many are frum. Is this what the ad is referring to? If so then it is meaningless. Is there any way to get see what the whole thing is discussing and if there is something more in that docket than is discussed in that thread?
Feelings don't care about your facts

Offline Super Speed

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Kol Koreh against MS
« Reply #64 on: July 06, 2014, 12:16:01 AM »
Yeh it's very vague what the lawsuit was about, it didn't seem to do with buying GC as a method of MS.

Offline Mimi K.

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Re: Kol Koreh against MS
« Reply #65 on: July 06, 2014, 12:49:25 AM »
Here.
But the only thing discussed is how the emails look like many are frum. Is this what the ad is referring to? If so then it is meaningless. Is there any way to get see what the whole thing is discussing and if there is something more in that docket than is discussed in that thread?
I was the one who posted the court documents.
I love how he writes "we have copies of court docs..."
As if he has some inside info.  ::)
P.s. The reason they no longer sell GCs to NJ has to do with legislation passed in NJ making their GCs w/ all the limitations illegal not because they have something against Lakewood  ::) ::)

"It is not known whether these particular practices were associated with the current business"

He obviously has no idea what it is talking about.
We can't get AA GCs in NJ anymore. PGGM is easier

It is frustrating when people get rabbis to sign a one paragraph document then write a long winded rant as translation.
"Life, Liberty and the Pursuit of Free Stuff!" 8)

Offline Mimi K.

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Re: Kol Koreh against MS
« Reply #66 on: July 06, 2014, 12:51:38 AM »
Yeh it's very vague what the lawsuit was about, it didn't seem to do with buying GC as a method of MS.
you can call the lawyer and ask him. He is not hard to reach
"Life, Liberty and the Pursuit of Free Stuff!" 8)

Offline churnbabychurn

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Re: Kol Koreh against MS
« Reply #67 on: July 06, 2014, 12:59:16 AM »
Who was the tzadik who collected the signatures?

Offline Super Speed

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Re: Kol Koreh against MS
« Reply #68 on: July 06, 2014, 12:59:53 AM »
you can call the lawyer and ask him. He is not hard to reach
I don't personally care... ;;)


Offline Mimi K.

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Re: Kol Koreh against MS
« Reply #69 on: July 06, 2014, 01:00:11 AM »
That was definitely the implication. The question is - is that what happened? Or, the Rabbanim wouldn't sign on his full blown agenda, only on the specifics of their letter.
He was pushing for a strong letter for a long time. He would have you think is Assur to apply for a card unless you plan on paying late fees and interest.   ::)
Nobody would sign it.
The only thing they all agreed on was refundable.
I don't think they meant "manufactured spends" as Dan Amu"sh  understands it.
But that's just my understanding.
I mean to ask Rabbi G. about it.
"Life, Liberty and the Pursuit of Free Stuff!" 8)

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Re: Kol Koreh against MS
« Reply #70 on: July 06, 2014, 01:00:14 AM »
Who was the tzadik who collected the signatures?
ALOL


Offline churnbabychurn

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Re: Kol Koreh against MS
« Reply #71 on: July 06, 2014, 01:02:20 AM »
I was the one who posted the court documents.
I love how he writes "we have copies of court docs..."
As if he has some inside info.  ::)
P.s. The reason they no longer sell GCs to NJ has to do with legislation passed in NJ making their GCs w/ all the limitations illegal not because they have something against Lakewood  ::) ::)

"It is not known whether these particular practices were associated with the current business"

He obviously has no idea what it is talking about.
We can't get AA GCs in NJ anymore. PGGM is easier

It is frustrating when people get rabbis to sign a one paragraph document then write a long winded rant as translation.
Funny that the KK guy used the same terminology as AJK to describe the ethnicity of the email address holders...

http://forums.dansdeals.com/index.php?topic=15406.msg210847.msg#210847
 

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Re: Kol Koreh against MS
« Reply #72 on: July 06, 2014, 01:02:59 AM »
Who was the tzadik who collected the signatures?
Random acts of Toeles Harabim....  ::) ::)
Maybe the same guy who put up a sign that anyone who gives less than 1.9 for UR is Oiver on Oinaa  :o :o
"Life, Liberty and the Pursuit of Free Stuff!" 8)

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Re: Kol Koreh against MS
« Reply #73 on: July 06, 2014, 01:06:02 AM »
Funny that the KK guy used the same terminology as AJK to describe the ethnicity of the email address holders...

http://forums.dansdeals.com/index.php?topic=15406.msg210847.msg#210847
Lol. Good Eye!
Just proves he got the story from that thread.
Moron!  >:(
"Life, Liberty and the Pursuit of Free Stuff!" 8)

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Re: Kol Koreh against MS
« Reply #74 on: July 06, 2014, 01:20:59 AM »
I think that the letter from the Rabbanim is crucial, those businesses - especially the ads - are a chilul hashem waiting to happen. The letter of explanation would seem to be against buying a watermelon for $4.

Also the letter of explanation is very incoherent, and full of half thoughts - maybe that's why there's disagreement to what his intention is.  ;D

Offline Baruch

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Re: Kol Koreh against MS
« Reply #75 on: July 06, 2014, 01:23:07 AM »
Lol. Good Eye!
Just proves he got the story from that thread.
Moron!  >:(
I think he should be commended and lauded for going after the ads....

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Re: Kol Koreh against MS
« Reply #76 on: July 06, 2014, 01:31:23 AM »
I was the one who posted the court documents.
I love how he writes "we have copies of court docs..."
As if he has some inside info.  ::)
P.s. The reason they no longer sell GCs to NJ has to do with legislation passed in NJ making their GCs w/ all the limitations illegal not because they have something against Lakewood  ::) ::)

"It is not known whether these particular practices were associated with the current business"

He obviously has no idea what it is talking about.
We can't get AA GCs in NJ anymore. PGGM is easier

It is frustrating when people get rabbis to sign a one paragraph document then write a long winded rant as translation.
maybe they are referring to more than just the subpoena you posted. Does number have more details on this court case?
Feelings don't care about your facts

Offline churnbabychurn

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Re: Kol Koreh against MS
« Reply #77 on: July 06, 2014, 01:34:45 AM »
maybe they are referring to more than just the subpoena you posted. Does number have more details on this court case?
Highly doubt they are referring to anything but that subpoena.
Texas, check.
Email addresses, check
GC, check
Etc etc.
Basically the whole English page was ridiculous and unnecessary.

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Re: Kol Koreh against MS
« Reply #78 on: July 06, 2014, 01:37:36 AM »
Highly doubt they are referring to anything but that subpoena.
Texas, check.
Email addresses, check
GC, check
Etc etc.
Basically the whole English page was ridiculous and unnecessary.
I suspect as much as well, but don't remember them basing on emails. Also, where did they get the number 3000 from?
Feelings don't care about your facts

Offline TimT

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Re: Kol Koreh against MS
« Reply #79 on: July 06, 2014, 01:38:50 AM »
Highly doubt they are referring to anything but that subpoena.
Texas, check.
Email addresses, check
GC, check
Etc etc.
Basically the whole English page was ridiculous and unnecessary.
Then why now ? Wasn't that a few years ago ?