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I feel compelled to speak about a "Kol Koreh" signed by a number of Rabbis making the rounds and being published together with an alleged "translation" or "explanation" of the hebrew side.
On the Hebrew side it speaks out against the credit card application farms and their methods as I wrote in point 2 here: http://www.dansdeals.com/archives/46584

However on the English side the author writes out against buying gift cards and every other method of manufactured spend to earn miles.

I figured it was worth investigating what exactly the Rabbis signed off on.  I called and asked Rav Shmuel Kamenetsky, the Rosh Yeshiva in Philadelphia, whether he agreed with the English side.  He said he never saw an English side and that it was terrible that it would imply that he was agreeing with anything that wasn't explicitly written on the Hebrew side.  And he said that it has to be corrected so that people don't get that impression.

He does not feel that "all methods of manufacturing spend for miles are abusive," and indeed if there are legal ways to do it, then people should go right ahead and earn the miles.

I also called Rav Dov Kahan, founder of Bais Din Maysharim in Lakewood.  He also did not agree that "all methods of manufactured spend are abusive" but felt that methods in which each party (the store and the credit card in the case of a gift card purchase) say that you can do so and it's not against any of their terms, would be permissible and that isn't what the Kol Koreh was targeting.

-Dan




Reply #194
Rav Kamenetsky just called me back.

He says aderaba, if people can find a way to purchase miles via stores who charge for gift cards and and they can get miles then good for them.  Nothing wrong with that kind of MS at all and he had no idea why the author would deceive him like that.

The problem he signed against was the companies opening cards for people and their methods, nothing else.


Reply #280
The only kind of MS that R' Kaminetzky said isn't "yashur" and that he was signing onto was for refundable items.

He wasn't told anything about any other kind of MS.





« Last edited by Dan on July 10, 2014, 09:49:35 PM »

Author Topic: Kol Koreh against MS  (Read 93868 times)

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Re: Kol Koreh against MS
« Reply #20 on: July 04, 2014, 12:38:26 PM »
That I paskin is ASUR!
And you are a Rabbi!
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Re: Kol Koreh against MS
« Reply #21 on: July 04, 2014, 12:38:58 PM »
And you are a Rabbi!
Correct!
Good shabbos.
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Re: Kol Koreh against MS
« Reply #22 on: July 04, 2014, 12:52:11 PM »
I don't understand,
The letter says it's chilull hashem....
Meaning it's going to be blamed on Jews when there are a truck load of non jews who are ms'ers.
Plus there was just a whole article on cnn on ms with no accusing fingers, if anything they sounded like they are thrilled.
Imo this whole thing got misinformed to the rabbis!
(This is a mycc"rabbi" psak)

Since when do you think that coming out with a Kol Korei means that someone actually "sat down with them and explained to them the whole process"?  ::)

BMG doesn't gain anything from it b/c UR Mall remove the donate option...  ;)
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Re: Kol Koreh against MS
« Reply #23 on: July 04, 2014, 12:55:03 PM »
Since when do you think that coming out with a Kol Korei means that someone actually "sat down with them and explained to them the whole process"?  ::)

BMG doesn't gain anything from it b/c UR Mall remove the donate option...  ;)

Wait! BMG isn't on evolve billpay yet?

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Re: Kol Koreh against MS
« Reply #24 on: July 04, 2014, 01:32:28 PM »
It seems like the english has a second page, does anyone have it?

No second page

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Re: Kol Koreh against MS
« Reply #25 on: July 04, 2014, 01:39:17 PM »
Everytime I see those full page ads to "arrange spending and cancelling" I shudder with the thought of the Chillul Hashem that could come out of a mass scale public operation.
I don't think I'm alone on this.

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Re: Kol Koreh against MS
« Reply #26 on: July 04, 2014, 01:50:57 PM »
You have to separate the english letter which was not signed from the hebrew one. The Rabbonim aren't signing that they agree with the english rant. The hebrew one is much more toned down and cautionary in nature.

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Re: Kol Koreh against MS
« Reply #27 on: July 04, 2014, 01:56:14 PM »
I'm not getting involved in whether or not this is asur and i'm definitely not saying it's a good idea all i have to say is that this letter means that there is someone who decided they don't like it and convinced some rabbis to sign on a letter that only said half of what it says on the published letter and even the half that they signed they very likely were fooled about the facts
This is unfortunately the way most kol korehs come into existence 
I wonder what people who type "u" instead of "you" do with all their free time.

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Re: Kol Koreh against MS
« Reply #28 on: July 04, 2014, 01:56:39 PM »
You have to separate the english letter which was not signed from the hebrew one. The Rabbonim aren't signing that they agree with the english rant. The hebrew one is much more toned down and cautionary in nature.
+1,000. The arranger of the letter obviously couldn't get the Rabbanim to sign his full blown assault on DDF. Read the letter actually signed by the Rabbanim, be medayek, it is very toned down.

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Re: Kol Koreh against MS
« Reply #29 on: July 04, 2014, 02:03:43 PM »
+1,000. The arranger of the letter obviously couldn't get the Rabbanim to sign his full blown assault on DDF. Read the letter actually signed by the Rabbanim, be medayek, it is very toned down.

It's clearly aimed at the businesses that run those full page ads in the newspapers and to protect against chillul hashem. I don't think the organizers care much about DDF honestly. But that doesn't mean all methods of profiting from CCs are equally kosher.

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Re: Kol Koreh against MS
« Reply #30 on: July 04, 2014, 02:06:23 PM »
Does anyone have a link to this court docket mentioned?
Feelings don't care about your facts

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Re: Kol Koreh against MS
« Reply #31 on: July 04, 2014, 02:09:04 PM »
It's clearly aimed at the businesses that run those full page ads in the newspapers and to protect against chillul hashem. I don't think the organizers care much about DDF honestly. But that doesn't mean all methods of profiting from CCs are equally kosher.
But the letter implied that the whole DDF is treif - benefiting from a company when it wasn't it's intention that you should benefit.

(According to that logic going to Shoprite to get a watermelon for $4 and not buying anything else is wrong).

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Re: Kol Koreh against MS
« Reply #32 on: July 04, 2014, 02:12:26 PM »
It's clearly aimed at the businesses that run those full page ads in the newspapers and to protect against chillul hashem. I don't think the organizers care much about DDF honestly. But that doesn't mean all methods of profiting from CCs are equally kosher.
+1

Does anyone have a link to this court docket mentioned?
I believe it was brought here at one point.

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Re: Kol Koreh against MS
« Reply #33 on: July 04, 2014, 02:15:52 PM »
(According to that logic going to Shoprite to get a watermelon for $4 and not buying anything else is wrong).
more like the watermelon is $4 with a $10 dollar purchase and you did not make the $10 purchase but still got the watermelon for $4.
I just found a new supply of forks!

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Re: Kol Koreh against MS
« Reply #34 on: July 04, 2014, 02:16:59 PM »
I know first hand that at least one of the people behind this is a well respected Lakewood rav and dayan who brought up the topic to the forefront. Not everything the Rabanim do is at the behest of hot headed trouble makers.

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Re: Kol Koreh against MS
« Reply #35 on: July 04, 2014, 02:20:01 PM »
more like the watermelon is $4 with a $10 dollar purchase and you did not make the $10 purchase but still got the watermelon for $4.
-1

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Re: Kol Koreh against MS
« Reply #36 on: July 04, 2014, 02:22:42 PM »
The problem is that when buying GCs and the likes, they charge you an additional fee. That fee is for processing fees and profit. They love that! What IS wrong, is getting a signup bonus through buying refundable tickets, transferring the points, getting the refund for the ticket, and walk away with the points w/o doing any spending.
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Re: Kol Koreh against MS
« Reply #37 on: July 04, 2014, 02:24:12 PM »
I just found a new supply of forks!

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Re: Kol Koreh against MS
« Reply #38 on: July 04, 2014, 02:32:13 PM »
-1  :)
You obviously didn't read the english statement closely.

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Re: Kol Koreh against MS
« Reply #39 on: July 04, 2014, 02:33:46 PM »
You obviously didn't read the english statement closely.
sorry, I have a problem with English. you are probably right.
I just found a new supply of forks!