Author Topic: Chase Late Payment - Business Card (Read 1631 times)

SPGCont · « **on:** July 13, 2014, 04:23:27 PM »

Had a payment made 3 days after due date. Anyone know if this affects credit score/report? If yes, any way to fix?

A3 · « **Reply #1 on:** July 13, 2014, 04:26:38 PM »

Does not affect credit report. Only affects report after a couple statements.

Lou Bob · « **Reply #2 on:** July 13, 2014, 04:28:09 PM »

Had a payment made 3 days after due date. Anyone know if this affects credit score/report? If yes, any way to fix?

ask nicely for them to waive the late fee.
Worked for me

SPGCont · « **Reply #3 on:** July 13, 2014, 04:38:39 PM »

not concerned about fee. very concerned about credit. anyone have personal experience with this?

SPGCont · « **Reply #4 on:** July 13, 2014, 04:39:51 PM »

Does not affect credit report. Only affects report after a couple statements.

meaning? only if you're super late? or meaning it will affect but not right away?

Lou Bob · « **Reply #5 on:** July 13, 2014, 04:41:43 PM »

meaning? only if you're super late? or meaning it will affect but not right away?

only if super later.
I've missed a payment by a day and have no issues so far

avadah · « **Reply #6 on:** July 13, 2014, 06:08:42 PM »

I had this once. I don't remember the time frame I was told about going on the credit report but it was definitely more than 3 days.

yossi4k · « **Reply #7 on:** July 13, 2014, 06:25:51 PM »

I confirmed with a Chase rep that they wont report it to the credit bureaus until your 60 days late.

SPGCont · « **Reply #8 on:** July 13, 2014, 09:57:55 PM »

Glad to hear - Thanks guys!

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