Author Topic: Dispute CC Charges  (Read 1503 times)

Offline shulemw

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Dispute CC Charges
« on: January 29, 2015, 12:02:17 PM »
searched for a while didnt find any thread on this sorry if there is any

Whats the latest day (if there is any time frame) to dispute a charge on a credit card
is there any difference between banks

i am talking about a Business platinum card that i want to dispute a charge is the 90 days after the charge some point or i can dispute longer

Thanks

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Re: Dispute CC Charges
« Reply #1 on: January 29, 2015, 12:04:37 PM »
searched for a while didnt find any thread on this sorry if there is any

Whats the latest day (if there is any time frame) to dispute a charge on a credit card
is there any difference between banks

i am talking about a Business platinum card that i want to dispute a charge is the 90 days after the charge some point or i can dispute longer

Thanks
Call the number on the back of your card

Offline yitzf

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Re: Dispute CC Charges
« Reply #2 on: January 29, 2015, 12:12:58 PM »
searched for a while didnt find any thread on this sorry if there is any

Whats the latest day (if there is any time frame) to dispute a charge on a credit card
is there any difference between banks

i am talking about a Business platinum card that i want to dispute a charge is the 90 days after the charge some point or i can dispute longer

Thanks

Online IME it won't let you do it past 60 days, but iv'e done later over the phone.

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Re: Dispute CC Charges
« Reply #3 on: March 06, 2019, 11:57:48 AM »
I think it's time for a dispute master thread.

I'm seeing more and more things like this over here:

I once lost a dispute with Pottery Barn over a $100 item purchased with an Amex card. I returned the item and got a confirmation that the item has been returned and that the money was refunded to my card, but it never got refunded. After I couldn't get anywhere with their customer service I chose to dispute. They then told Amex that they sent out a gift card for the return. (I never received that gift card). They showed Amex some transactional receipts etc. and Amex ruled in their favor and closed the case. I reopened the case and lost again. This was an eye opener to me as I rarely dispute transactions and I have always heard that "Amex sides with the customer".

I think that many times disputes work because the merchants don't fight back. Once they fight back the dynamic changes entirely.

And I too was burned with a dispute that I assumed was a sure win and thought "Amex sides with the customer"  :-\

If it's not free shipping it's not worth it.

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Re: Dispute CC Charges
« Reply #4 on: March 06, 2019, 12:19:04 PM »
searched for a while didnt find any thread on this sorry if there is any

Whats the latest day (if there is any time frame) to dispute a charge on a credit card
is there any difference between banks

i am talking about a Business platinum card that i want to dispute a charge is the 90 days after the charge some point or i can dispute longer

Thanks

Billing dispute depends by the bank, fraud dispute has no time limit afaik, although you'll need a good reason as to why you waited so long.