Author Topic: My 1yr of DDF!!  (Read 13559 times)

Offline Chapshnell

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Re: My 1yr of DDF!!
« Reply #90 on: October 07, 2014, 02:53:53 PM »
Alright.. thats it for today  :)

Offline @Yehuda

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Re: My 1yr of DDF!!
« Reply #91 on: October 07, 2014, 03:03:28 PM »
MT, Yehuda :)
congratulations to all !!
Thanks guys!

Nice! Did you at least get a HT out of the whole thing? :P
Thanks haha :-)

MT @Yehuda, seems like you've been it this for a lot longer than one year. May you have the time to continue both accurring and using everything for years to come!
Thanks! Amen! Let's meet up again somewhere on the other side of the world!

it's amazing how Hashem has orchestrated the intense details of the last year of your life. it should only continue.
Agreed. Amen!

Offline TC610

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Re: My 1yr of DDF!!
« Reply #92 on: October 07, 2014, 05:24:20 PM »
Congrats @Yehuda and everyone else!  I just posted my story on the DDM site comments, and it pales in comparison to yours.  I just got back from my 2 week honeymoon to Paris and the Maldives at Park Hyatts ($1,200/nt!!), and it too was almost all free and almost all biz class flights just for opening some credit cards and doing some smart spending.  Unfortunately our day jobs wouldn't let us take more than 2 weeks off.  Would've loved to have seen more of Europe.

And yeah, everyone I tell that all I paid was taxes & transfers, and they were in awe.

Offline sky121

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Re: My 1yr of DDF!!
« Reply #93 on: October 07, 2014, 05:31:31 PM »
Congrats @Yehuda and everyone else!  I just posted my story on the DDM site comments, and it pales in comparison to yours.  I just got back from my 2 week honeymoon to Paris and the Maldives at Park Hyatts ($1,200/nt!!), and it too was almost all free and almost all biz class flights just for opening some credit cards and doing some smart spending.  Unfortunately our day jobs wouldn't let us take more than 2 weeks off.  Would've loved to have seen more of Europe.

And yeah, everyone I tell that all I paid was taxes & transfers, and they were in awe.

Really nice! TR?
"Not all who wander are lost"

Offline TC610

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Re: My 1yr of DDF!!
« Reply #94 on: October 07, 2014, 08:18:50 PM »
Really nice! TR?

Thanks!  Thought about it, but there's nothing special about my trip (PH Maldives, PH Paris, the new Lufthansa Biz product, TK Biz, TK Lounge in IST, LH Lounge in EWR) that hasn't already been covered here ad nausem.

Offline @Yehuda

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Re: My 1yr of DDF!!
« Reply #95 on: October 07, 2014, 08:35:35 PM »
Congrats @Yehuda and everyone else!  I just posted my story on the DDM site comments, and it pales in comparison to yours.  I just got back from my 2 week honeymoon to Paris and the Maldives at Park Hyatts ($1,200/nt!!), and it too was almost all free and almost all biz class flights just for opening some credit cards and doing some smart spending.  Unfortunately our day jobs wouldn't let us take more than 2 weeks off.  Would've loved to have seen more of Europe.

And yeah, everyone I tell that all I paid was taxes & transfers, and they were in awe.
Thanks!
Nice!!! That's sick!! You should still post a TR, ppl like to see updated info and to know that things are still as good as before (if they are).

Offline mgarfin

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Re: My 1yr of DDF!!
« Reply #96 on: October 07, 2014, 09:25:14 PM »
That's when a lot of people actually post :)

This place is dead on Sundays!
« Last Edit: October 07, 2014, 09:29:28 PM by mgarfin »

Offline Chapshnell

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Re: My 1yr of DDF!!
« Reply #97 on: October 08, 2014, 12:33:11 AM »
please provide feedback for the PH Maldives. I am very interested. Thanks in advance

Offline Yehoshua

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Re: My 1yr of DDF!!
« Reply #98 on: October 08, 2014, 08:40:13 AM »


Thanks! Amen! Let's meet up again somewhere on the other side of the world!
I'm up for it.


Offline AharonInIsrael

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Re: My 1yr of DDF!!
« Reply #99 on: October 19, 2014, 04:06:58 PM »
I recently celebrated my 1 year DDFsary (two days ago). One thing that I really want to work on this year is HaKarat HaTov, so thanks to everyone for helping me:
1) Open 12 credit cards, and earn 600k points
2) Book a cheap ticket for my Mom to visit her granddaughter in Israel with the Wideroe mistake (thanks again to Drago for the post).
3) Book hotel rooms using IHG points for our layovers in Europe on the way to and from N. America (before I was on DDF I’d have paid $100 to sleep for a few hours!).
4) Open up a small side business selling things on Amazon (to finance future trips!)- thanks especially to Name Changed and ilherman from the Selling on Amazon thread.
5) Have a 60-day late payment removed from my CR thanks to a tip from CV (thanks, wherever you are ;) )
6) Increase my credit score by at least 50 points.
7) Have an amazing 5th (wedding) anniversary stay at the RC in Herzliya- thanks Dan for mentioning it a few times, and @Yehuda for the pics and inspiration. (pics below)
8 ) Get told by a Chase rep that I was “aggressively pursuing new credit” and slow down for the last six months :)
Thanks especially to Dan for having both the Main Site and the Forums- I’ve learned (and saved and earned) so much!

Goals for the coming year:
1) Get approved for my first Amex
2) Participate in a Jerusalem DO (that hopefully comes together before the last day)
3) Attend a DDS- Israel? Maybe? ;)
4) Book (and actually end up flying) an award itinerary
5) Learn more about Canadian cards and churning (wife is from there).

Thanks again to all!

Offline @Yehuda

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Re: My 1yr of DDF!!
« Reply #100 on: October 19, 2014, 06:58:18 PM »
Mazel Tov! Onto a great next year!

(Not sure what I inspired about RC Herzaliya though. I didn't head that way. :( )

Offline ChaimMoskowitz

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Re: My 1yr of DDF!!
« Reply #101 on: October 19, 2014, 07:01:38 PM »
I recently celebrated my 1 year DDFsary (two days ago). One thing that I really want to work on this year is HaKarat HaTov, so thanks to everyone for helping me:
Wow another great first year.
I just found a new supply of forks!

Offline AharonInIsrael

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Re: My 1yr of DDF!!
« Reply #102 on: October 20, 2014, 02:17:09 AM »
To all those who were asking, I wrote a goodwill letter to Target based off of CV’s advice: http://forums.dansdeals.com/index.php?topic=31484.msg661287#msg661287
I told them I’m really sorry, accepted full responsibility for what happened (while explaining the circumstances- I was young, didn’t know enough, just got married etc.), and told them that since then I’ve done teshuva (probably didn’t use that word) and have been super responsible and made sure that it will never happen again.
Two months later, I got a letter from them saying they've asked for it to be removed from my CR!

Mazel Tov! Onto a great next year!

(Not sure what I inspired about RC Herzaliya though. I didn't head that way. :( )
I didn’t remember things clearly- thanks to SamKey for the pics (http://forums.dansdeals.com/index.php?topic=31281.msg894328#msg894328) and to @Yehuda (http://forums.dansdeals.com/index.php?topic=42333.msg849893#msg849893) for inspiring me to “casually” mention that it was our five year anniversary (and get a bottle of champagne).
That reminds me: when we checked in they said “Oh, you’re the couple who called before about the anniversary, right?” and when I said that I didn’t think I called in, they said “Oh right, it was someone else- it’s their three month anniversary of having a baby so they’re coming here to celebrate!”. Sounds like a creative DDF type of celebration to me- anyone here? ;)
Other story from the RC- when we signed in, the clerk showed us my billing address in America, and asked "Is this your address?" When I hesitated (I didn't know if he wanted my Israel address) he said "Oh, is it your friend's address? Don't worry, we know what to do" in a knowing way.

Wow another great first year.
Thanks CM! Hopefully if you keep working at it, you’ll be able to celebrate your one year anniversary one day too- we were all n00bs once 8)

Offline ChaimMoskowitz

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Re: My 1yr of DDF!!
« Reply #103 on: October 20, 2014, 01:06:27 PM »
Thanks CM! Hopefully if you keep working at it, you’ll be able to celebrate your one year anniversary one day too- we were all n00bs once 8)
I will keep working at it.
I just found a new supply of forks!

Offline @Yehuda

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Re: My 1yr of DDF!!
« Reply #104 on: October 06, 2015, 08:48:16 PM »
Happy 1 year anniversary to me!

A year in which I learned an incredible amount of knowledge from understanding the basics of credit scores to the intricacies of a OneWorld Explorer Award.

Between myself and my wife (and 1 card under my mom's name), I opened 32 cards and collected 1.5 million points. It was mind-boggling adding that number up the other day.

I went on a 6 1/2 week honeymoon through Israel and Europe, visiting 10 countries, taking 12 flights (11 in business) on 19 legs for $1200 a person and stayed at free hotels for 33 nights in a row. Thirty-freakin-three.

We enjoyed 9 free RT tickets NYC-DEN (my in laws) on SW and a couple more short-hauls thanks to Avios. Obviously, getting married to an OOTer this year meant I would start flying more, but I have never flown close to this much in my entire life.

I never imagined I would see the Colosseum or Stonehenge. Never thought I would have the Eiffel Tower in my skyline for 5 nights while staying at a $1000/night hotel. I know I owe you all plenty of TRs still, but for now, I'll just say thanks. Thanks to Dan for putting this place together and keeping it going and thanks to everyone here who has answered my questions and helped along the way. It's coincidental that on my 1 year anniversary, I'm actually starting my job. Not sure I could have done this if I actually had a job this past year. :P I expect my frequency here to die down a bit (at least during work hours), but I hope to get in many NYC lunch DOs.

To an even more spectacular year ahead!
@Yehuda

Happy 2nd year anniversary to me!

CANNOT BELIEVE another year has gone by. Wow. Re-reading last year's post, and the most ironic part might have been how I thought my involvement here would go down because I started working, hehe...

Year 2 vs. Year 1 in numbers:
27 new CCs vs. 33 new CCs
~1.5M points vs. ~1.5M points - incredible how, without realizing, I earned just about the exact same amount of points as last year.

Got in 3 trips to DEN to the in laws, a 3 day vacation in magical Orlando, and a week in paradisical Kauai at the GORGEOUS Grand Hyatt Kauai - all on miles and points. Off days at work really put a limit to our traveling compared to last year ;) but we still were able to get away for a nice amount of time b"h.

Finally had the honor to meet Dan as well as countless other DDFers at more DOs than I can remember and even spent Shabbos at a DDFer's home.

Something that really hit home with me this year was - and I hope this doesn't come off in a haughty way - how little I know. While I might seem like a "real expert" to my friends and family, out here on the forums, you don't realize how much people know until you get to know them a little more personally, especially in the world of MS. Some guys here just make my jaw drop. I realized, though, that everyone needs to find the DDF level that works best for them and keeping this going at a simple, steady level seems to be best for me.

If any newbies read this, I'd give one bit of advice for getting started: don't be overwhelmed by the information here. The learning curve is great, but once you're past it, it's pretty easy to keep yourself at a comfortable and consistent level.

To the best hobby ever!
@Yehuda