how?
Often times they're way off. And people think they can figure out how their scores work based on FAKO fluctuations.One person's FAKO went down 100 points from a new card app while his FICO went went up 5 points. No rhyme or reason, it's all made up on the spot and nobody else is using CKs scoring system besides CK.
If you have a Barclay or Discover card you can get it free.
Hmm... I guess that's good and bad. I like knowing I can see my score, but for some reason it just went down 40 points for opening two new accounts. I was kinda hoping that wasn't true.
Did you by chance max out one of your cards?
Discover isn't TU.
Mea culpa For some reason I had it in my head that their FICO was from EQ.
Says here that it is.https://www.discover.com/credit-cards/member-benefits/fico-credit-score.html
Discover puts your FICOŽ Credit Score from TransUnion on your statement so you can stay on top of your credit and avoid surprises.