Author Topic: Amex Platinum Master Thread (Read 1738520 times)

moka · « **Reply #3860 on:** January 18, 2015, 12:19:09 AM »

I would imagine this has been talked about but I couldn't find it.

If I add on a AU for $175 (to get priority pass and global entry) and cancel within 30 days and get back the $175 AF will I be risking getting a FR

noturbizniss · « **Reply #3861 on:** January 18, 2015, 12:24:15 AM »

Quote from: moka on January 18, 2015, 12:19:09 AM

I would imagine this has been talked about but I couldn't find it.

If I add on a AU for $175 (to get priority pass and global entry) and cancel within 30 days and get back the $175 AF will I be risking getting a FR

No. You have 60 days. When you cancel the card your lose priority pass.

noturbizniss · « **Reply #3862 on:** January 18, 2015, 12:29:42 AM »

Quote from: shael on January 17, 2015, 11:49:36 PM

+1

Quote from: noturbizniss on January 17, 2015, 11:38:29 PM

I believe it's one per card lifetime not per year

Quote from: JT27MP on January 17, 2015, 10:47:01 PM

RE: Global Entry

Last year, I took advantage of the Global Entry reimbursement.
If I wanted to use my card for a child of mine, who does not have a platinum card, would I get reimbursed in this new calendar year for my child (age 20).

https://www.americanexpress.com/us/credit-cards/benefits/detail/global-entry/platinum#detail
Once every 5 years. Addl plat cards get it too

Joe4007 · « **Reply #3863 on:** January 18, 2015, 12:09:35 PM »

Quote from: JT27MP on January 17, 2015, 10:47:01 PM

RE: Global Entry

Last year, I took advantage of the Global Entry reimbursement.
If I wanted to use my card for a child of mine, who does not have a platinum card, would I get reimbursed in this new calendar year for my child (age 20).

Just add a plat AU and downgrade it after the credit posts.

noturbizniss · « **Reply #3864 on:** January 18, 2015, 12:47:47 PM »

Quote from: Joe4007 on January 18, 2015, 12:09:35 PM

Just add a plat AU and downgrade it after the credit posts.

+1

broketeacher · « **Reply #3865 on:** January 18, 2015, 04:42:32 PM »

Posting for a friend...

My friend has the delta amex platinum card that just charged her $150 annual fee. She called to cancel the card and they offered her either $100 off her annual fee (leaving her with $50 to pay) or 12,000 delta miles. Keeping the card would also give her a free companion domestic ticket.
She has about 79,900 delta miles now.

Her options as we see them are...
1. cancel the card anyway (and spend $100 before she does to round off the number to 80,000 points.
2. pay $50 annual fee
3. accept 12,000 miles and pay $150

Any sage advice?

Thanks so much!

ckmk47 · « **Reply #3866 on:** January 18, 2015, 08:44:10 PM »

Quote from: broketeacher on January 18, 2015, 04:42:32 PM

Her options as we see them are...
1. cancel the card anyway (and spend $100 before she does to round off the number to 80,000 points.
2. pay $50 annual fee
3. accept 12,000 miles and pay $150

Any sage advice?

Thanks so much!

The card gives travel advantages, and she's soon to get a companion certificate. So there' a benefit to keeping the card.
So #1 may not be the best choice.
#2 - keep and get $100 off the AF.
#3 - How much are 12,000 miles worth? If each point is worth $.01 then it's worth $120. Is it likely she will fly Delta this year? Then this card and these points are worth having.

freddy · « **Reply #3867 on:** January 19, 2015, 03:31:34 PM »

If I return a purchase does it count towards the threshold?

DMYD · « **Reply #3868 on:** January 19, 2015, 03:34:02 PM »

Quote from: freddy on January 19, 2015, 03:31:34 PM

If I return a purchase does it count towards the threshold?

Well if you get credit before the closing day that you were supposed to spend for threshold, then NO.

freddy · « **Reply #3869 on:** January 19, 2015, 03:43:36 PM »

Quote from: Dav on January 19, 2015, 03:34:02 PM

Well if you get credit before the closing day that you were supposed to spend for threshold, then NO.

Thanks and what about other refunds like global entry amex cash back offers etc.

DMYD · « **Reply #3870 on:** January 19, 2015, 03:45:56 PM »

Quote from: freddy on January 19, 2015, 03:43:36 PM

Thanks and what about other refunds like global entry amex cash back offers etc.

You have to spend an X amount to get the bonus so if you get any credit you still have to reach the Threshold.
Global Entry Is the same you pay $100 and you get credited back $100.

Hamavin · « **Reply #3871 on:** January 19, 2015, 03:47:39 PM »

If I have had mb plat and personal plat 3 years ago and got FR and just got approved for biz gold. If I apply for mb or regular plat anychance i will get bonus?

noturbizniss · « **Reply #3872 on:** January 20, 2015, 12:21:05 AM »

Quote from: Hamavin on January 19, 2015, 03:47:39 PM

If I have had mb plat and personal plat 3 years ago and got FR and just got approved for biz gold. If I apply for mb or regular plat anychance i will get bonus?

Yes. Just ignore the line that says "if you ever had this card before". It clearly means showing other than the what if it's clearly saying

noturbizniss · « **Reply #3873 on:** January 20, 2015, 12:22:49 AM »

Quote from: freddy on January 19, 2015, 03:31:34 PM

If I return a purchase does it count towards the threshold?

Return it to another card, amex or otherwise. A return that was not made in the card definitely counts as a payment. In not so sure dav is right even in returns on the same card.

Geshmak25 · « **Reply #3874 on:** January 20, 2015, 12:26:54 AM »

Quote from: PBaruch on January 09, 2015, 01:28:10 PM

If you ask that question it is quite obvious you are not familiar with the benefits of this card or the fact that you can get the fee refunded by canceling within 60 days.

None of the benefits are of use to me. Also I probably won't be able to spend the 10K in the first billing cycle so that the points post in time to cancel within 60 days.

noturbizniss · « **Reply #3875 on:** January 20, 2015, 06:49:50 AM »

Quote from: Geshmak25 on January 20, 2015, 12:26:54 AM

None of the benefits are of use to me. Also I probably won't be able to spend the 10K in the first billing cycle so that the points post in time to cancel within 60 days.

RedCard?

Bazooty · « **Reply #3876 on:** January 20, 2015, 12:36:23 PM »

I have the amex plat biz for month and a half. I spent the 10k and got my points. I want to get rid of the card now to get back my annual fee. Whats my best option now as I dont want to hurt my credit that much. Downgarde to amex green tht has a $95 annual fee or shld I just cancel the card?

Marco Polo · « **Reply #3877 on:** January 20, 2015, 12:38:59 PM »

Quote from: Bazooty on January 20, 2015, 12:36:23 PM

I have the amex plat biz for month and a half. I spent the 10k and got my points. I want to get rid of the card now to get back my annual fee. Whats my best option now as I dont want to hurt my credit that much. Downgarde to amex green tht has a $95 annual fee or shld I just cancel the card?

A charge card will not really affect you as it doesn't have a real CL.

DMYD · « **Reply #3878 on:** January 20, 2015, 12:41:36 PM »

Quote from: Bazooty on January 20, 2015, 12:36:23 PM

I have the amex plat biz for month and a half. I spent the 10k and got my points. I want to get rid of the card now to get back my annual fee. Whats my best option now as I dont want to hurt my credit that much. Downgarde to amex green tht has a $95 annual fee or shld I just cancel the card?

And its a Biz so its not even on your credit report. but if you want to downgrade to green go ahead.

Bazooty · « **Reply #3879 on:** January 20, 2015, 12:42:26 PM »

Why would I downgrade to the green then? Whats the point?

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Author Topic: Amex Platinum Master Thread (Read 1738520 times)