Question for the experts:
I signed up my wife for Platinum (100K targeted offer) and PRG (50K) sometime in July. Paid the AF on Platinum, met spend requirements, points posted for both, and have already availed $200 airline fee credit on Platinum. Now, I am thinking of canceling the Platinum to get the AF refunded (I think I am still within 60 days of AF positing to account, so should get full $450 back). My questions are:
1. Is it safe now to cancel the Platinum without worrying about losing MR points since PRG is still open (I think it is, but just want to confirm with the experts
).
2. When the rep asks for the reason to cancel the card, is it ok to say that AF is too high, or I should say something else?
3. How will the AF be refunded? I dont have any balance on the Platinum card right now, and when I cancel the card, do they apply it to PRG or something else?
Thanks for your help.