Author Topic: Amex Platinum Master Thread (Read 1737762 times)

mmgfarb · « **Reply #6600 on:** October 04, 2016, 11:10:25 PM »

Quote from: Iz on October 04, 2016, 10:57:48 PM

Is it true that recently Amex started considering all flavors of platinum as one product, so you can no longer get the bonus on any of them if you ever had any of them? Thanks.

Are you referring to this? https://m.reddit.com/r/churning/comments/55noxc/data_point_amex_100k_clawback_cfpb_response/?utm_source=mweb_redirect&compact=true

Iz · « **Reply #6601 on:** October 04, 2016, 11:17:57 PM »

I didn't see it there, but it's the same point. Just wondering why I didn't see a/t on DDF about this.

mmgfarb · « **Reply #6602 on:** October 04, 2016, 11:22:33 PM »

Quote from: Iz on October 04, 2016, 11:17:57 PM

I didn't see it there, but it's the same point. Just wondering why I didn't see a/t on DDF about this.

Probably because there haven't been a lot of data points about it (and the thread got deleted.) It seems like amex is just trying to come up with reasons to claw back the 100k bonuses, I doubt this is actually an indication of them considering all plats as one product.

myi · « **Reply #6603 on:** October 05, 2016, 04:34:53 AM »

Was just reading about these new changes! Really interesting to see how much they are cracking down!

New AMEX Changes Effective January 1, 2017: Forfeit, Reversal & Negative Membership Reward Point Balances
my American Express Platinum Charge Card statement just closed and I noticed that there were a lot of “important changes” from American Express. Most of the time these “important changes” are minor changes in wording to the cardmember agreement, but in the most recent statement, there are some relevant changes to how AMEX Membership Reward points are earned and redeemed. Here is a quick summary of all the changes:

Late payment fees are going up from $37 to $38
Returned payment fees are going up from $37 to $38
If you do not pay the amount due by the closing date of your next billing period, you will forfeit all points earned during that period
If you return an item and receive a statement credit, the points you earned from that purchase will be reversed
If reversed points make your account balance go negative, all future points earned will be applied to your negative balance
All the aforementioned changes go into effect on January 1, 2017. It seems like American Express is really cracking down on churners and MSers, especially on AMEX Platinum Charge Cardholders.

emjee · « **Reply #6604 on:** October 05, 2016, 06:22:08 AM »

Quote from: myi on October 05, 2016, 04:34:53 AM

Was just reading about these new changes! Really interesting to see how much they are cracking down!

New AMEX Changes Effective January 1, 2017: Forfeit, Reversal & Negative Membership Reward Point Balances
my American Express Platinum Charge Card statement just closed and I noticed that there were a lot of “important changes” from American Express. Most of the time these “important changes” are minor changes in wording to the cardmember agreement, but in the most recent statement, there are some relevant changes to how AMEX Membership Reward points are earned and redeemed. Here is a quick summary of all the changes:

Late payment fees are going up from $37 to $38
Returned payment fees are going up from $37 to $38
If you do not pay the amount due by the closing date of your next billing period, you will forfeit all points earned during that period
If you return an item and receive a statement credit, the points you earned from that purchase will be reversed
If reversed points make your account balance go negative, all future points earned will be applied to your negative balance
All the aforementioned changes go into effect on January 1, 2017. It seems like American Express is really cracking down on churners and MSers, especially on AMEX Platinum Charge Cardholders.

Don't see the big deal in the dollar raise for late and returned payments .
Paying on time and forfeiting the points when not seems like the only change that actually makes a difference and going negative when returning an item only makes sense . Doesn't seem like a big deal though - if you're legit .

sam · « **Reply #6605 on:** October 05, 2016, 07:44:36 AM »

Question:On phone with Amex to downgrade Plat to Green (or any other): The reps are telling me that my card isn't eligible to be downgraded to any card. I applied for the Green Card and they said that perhaps after I get the Green Card I may be able to cancel my Plat and pay the pro- rated amount. Anyone have any experience with this? Thank you!

emjee · « **Reply #6606 on:** October 05, 2016, 07:58:38 AM »

Quote from: sam on October 05, 2016, 07:44:36 AM

Question:On phone with Amex to downgrade Plat to Green (or any other): The reps are telling me that my card isn't eligible to be downgraded to any card. I applied for the Green Card and they said that perhaps after I get the Green Card I may be able to cancel my Plat and pay the pro- rated amount. Anyone have any experience with this? Thank you!

Huca

TimT · « **Reply #6607 on:** October 05, 2016, 08:16:52 AM »

Quote from: sam on October 05, 2016, 07:44:36 AM

Question:On phone with Amex to downgrade Plat to Green (or any other): The reps are telling me that my card isn't eligible to be downgraded to any card. I applied for the Green Card and they said that perhaps after I get the Green Card I may be able to cancel my Plat and pay the pro- rated amount. Anyone have any experience with this? Thank you!

It can be downgraded.

yitzyul · « **Reply #6608 on:** October 05, 2016, 08:48:16 AM »

Amex upping travel to 5ppd on airfare
http://www.vosizneias.com/251091/2016/10/05/new-york-american-express-upping-rewards-program-for-platinum-card/

Emkay · « **Reply #6609 on:** October 05, 2016, 08:51:00 AM »

Quote from: yitzyul on October 05, 2016, 08:48:16 AM

Amex upping travel to 5ppd on airfare
http://www.vosizneias.com/251091/2016/10/05/new-york-american-express-upping-rewards-program-for-platinum-card/

http://forums.dansdeals.com/index.php?topic=66890.0

emjee · « **Reply #6610 on:** October 05, 2016, 09:34:18 AM »

Quote from: Emkay on October 05, 2016, 08:51:00 AM

http://forums.dansdeals.com/index.php?topic=66890.0

I wouldnt've even bothered . Pple are just not reading before posting on or starting new threads anymore unfortunately

Emkay · « **Reply #6611 on:** October 05, 2016, 09:39:22 AM »

Quote from: emjee on October 05, 2016, 09:34:18 AM

I wouldnt've even bothered . Pple are just not reading before posting on or starting new threads anymore unfortunately

Im bored on my flight.

emjee · « **Reply #6612 on:** October 05, 2016, 09:39:56 AM »

Quote from: Emkay on October 05, 2016, 09:39:22 AM

Im bored on my flight.

Lol

db23 · « **Reply #6613 on:** October 05, 2016, 10:07:57 AM »

amex plat seems to be handing new card members a gift!!!!

its a free first year!

this gift seems to be targeted.

a blogger reported it a few days ago and i signed up for a mercedez benz plat card a month a go and noticed i never received the AF charge. after i saw this guys post i went on to my account and looked at the t&c and it clearly says annual fee $0 first year then $475

anyone else applied for an amex plat card and recieved a first year free? (exclud amex ameriprise)

yitzyul · « **Reply #6614 on:** October 05, 2016, 10:13:38 AM »

Quote from: Emkay on October 05, 2016, 09:39:22 AM

Im bored on my flight.

And some ppl are at work and only have time to scroll back a bit to check if it was posted:) and a new thread wasn't started for that reason, it was just added to an existing thread

Emkay · « **Reply #6615 on:** October 05, 2016, 10:14:44 AM »

Quote from: yitzyul on October 05, 2016, 10:13:38 AM

And some ppl are at work and only have time to scroll back a bit to check if it was posted:) and a new thread wasn't started for that reason, it was just added to an existing thread

Scrolling back a bit would have found it.