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« Last edited by davidmal on May 11, 2017, 04:25:28 PM »

Author Topic: Amex Platinum Master Thread  (Read 893449 times)

Offline Thingywingy

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Re: Amex Platinum Master Thread
« Reply #7665 on: February 07, 2017, 06:21:57 PM »
Will the BRG be able to retain my points using the 75k offer, or it has to be a personal card? Is there a 50k or more offer floating around for PRG?
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline shulem92

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Re: Amex Platinum Master Thread
« Reply #7666 on: February 07, 2017, 06:24:15 PM »
Will the BRG be able to retain my points using the 75k offer, or it has to be a personal card? Is there a 50k or more offer floating around for PRG?
As long as it earns MR its good

Offline Thingywingy

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Re: Amex Platinum Master Thread
« Reply #7667 on: February 08, 2017, 12:14:18 AM »
My annual fee posted on on 1/13 which is also the closing date. My due date is on 2/8. Can I pay the balance and then cancel the card on the 12th to get a refund?
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

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Re: Amex Platinum Master Thread
« Reply #7668 on: February 08, 2017, 03:46:08 AM »
My annual fee posted on on 1/13 which is also the closing date. My due date is on 2/8. Can I pay the balance and then cancel the card on the 12th to get a refund?
yes

Offline meirk

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Re: Amex Platinum Master Thread
« Reply #7669 on: February 08, 2017, 07:59:28 AM »
My annual fee posted on on 1/13 which is also the closing date. My due date is on 2/8. Can I pay the balance and then cancel the card on the 12th to get a refund?
in my experience you will receive a prorated refund

Offline LoLo

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Re: Amex Platinum Master Thread
« Reply #7670 on: February 08, 2017, 11:11:02 AM »
in my experience you will receive a prorated refund
not if he cancels within 30 days of the fee.

Offline Thingywingy

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Re: Amex Platinum Master Thread
« Reply #7671 on: February 08, 2017, 04:25:12 PM »
DDMS:Here’s How To Pro-Rate The Annual Fees On AMEX Cards After September 1st, Besides For Moving To Boston
Seems like you can cancel within 30 days, and cannot cancel after that. Although you can downgrade after that with the fee prorated...
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline stooges44

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Re: Amex Platinum Master Thread
« Reply #7672 on: February 09, 2017, 10:09:02 AM »
Forgive my very uneducated question but I'm finally looking into a rewards card. Until now i always used cashback since I had no intention of flying anywhere given the current circumstances.

I got an offer in the mail for 100k points on the amex platinum card.

Again, I'm very new at this, can someone please justify the $450 fee? I know you get access to lounges and a $200 airline credit per year but all of that caters to flyers so is there something I'm missing? I don't really fly that much....

Thanks for helping out the new guy.
If it's not free shipping it's not worth it.

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Re: Amex Platinum Master Thread
« Reply #7673 on: February 09, 2017, 10:16:15 AM »
Forgive my very uneducated question but I'm finally looking into a rewards card. Until now i always used cashback since I had no intention of flying anywhere given the current circumstances.

I got an offer in the mail for 100k points on the amex platinum card.

Again, I'm very new at this, can someone please justify the $450 fee? I know you get access to lounges and a $200 airline credit per year but all of that caters to flyers so is there something I'm missing? I don't really fly that much....

Thanks for helping out the new guy.
first of all you are getting 100k points which is worth way more than the $450 annual fee. Then you get the $400 worth of credits in year 1 see here how to cash it out.

http://forums.dansdeals.com/index.php?topic=69130.0

Finally if after year one you feel that you are not using the cards benefits you can downgrade to a cheaper card

Offline luckyluck

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Re: Amex Platinum Master Thread
« Reply #7674 on: February 09, 2017, 01:05:35 PM »
So what's the consensus? Is it too risky to downgrade right after earning bonus (and getting $200 refund) from legit spending?

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Re: Amex Platinum Master Thread
« Reply #7675 on: February 09, 2017, 01:09:02 PM »
So what's the consensus? Is it too risky to downgrade right after earning bonus (and getting $200 refund) from legit spending?
depends how you got the refund and depends on the application

Offline luckyluck

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Re: Amex Platinum Master Thread
« Reply #7676 on: February 09, 2017, 01:10:49 PM »
depends how you got the refund and depends on the application
Application was legit link (targeted mailing) and refund was united gift registery

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Re: Amex Platinum Master Thread
« Reply #7677 on: February 09, 2017, 01:21:53 PM »
Application was legit link (targeted mailing) and refund was united gift registery
you should be fine just make sure the refund for united didn't bring you below the spend threshold

Offline mmgfarb

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Re: Amex Platinum Master Thread
« Reply #7678 on: February 09, 2017, 01:45:42 PM »
depends how you got the refund and depends on the application
I'm curious what you would consider risky?
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Offline luckyluck

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Re: Amex Platinum Master Thread
« Reply #7679 on: February 09, 2017, 01:56:37 PM »
It does sound scary, as you cannot downgrade or cancel over chat anymore, they request that you call their retention team. Then over the phone they do review all recent transactions and do point out that you just earned the bonus and that you just benefited from the airline refund. And then you need to explain why would you downgrade or cancel if you just applied...