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« Last edited by davidmal on May 11, 2017, 04:25:28 PM »

Author Topic: Amex Platinum Master Thread  (Read 772026 times)

Online davidrotts63

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Re: Amex Platinum Master Thread
« Reply #9015 on: May 11, 2018, 05:46:45 PM »
1/2 a second. A pull is irrelevant.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline S209

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Re: Amex Platinum Master Thread
« Reply #9016 on: May 13, 2018, 04:33:52 PM »
1/2 a second. A pull is irrelevant.
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Offline S209

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Re: Amex Platinum Master Thread
« Reply #9017 on: May 13, 2018, 04:34:53 PM »
1/2 a second. A pull is irrelevant.
For those with weaker credit histories, a pull is very very relevant. For those with longer, healthier reports, less so, but even so, still not irrelevant.
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Offline chaimh770

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Re: Amex Platinum Master Thread
« Reply #9018 on: May 13, 2018, 04:42:13 PM »
So what's ur advice for how long to wait?

Online davidrotts63

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Re: Amex Platinum Master Thread
« Reply #9019 on: May 13, 2018, 04:57:32 PM »
For those with weaker credit histories, a pull is very very relevant. For those with longer, healthier reports, less so, but even so, still not irrelevant.
Find me someone that was denied for an Amex for pulls?
Other banks as well will give the reason as too many pulls, while that's not even the reason.
ETA: I just luckily bumped in to this. Thanks @TimT
It's not about carrying balances.

Also, when people on this forum complain about getting denials from too many inquiries, I want you to remember this thread. Inquiries is almost always a BS reason.
« Last Edit: May 13, 2018, 05:02:03 PM by davidrotts63 »
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Re: Amex Platinum Master Thread
« Reply #9020 on: May 13, 2018, 05:03:02 PM »
Find me someone that was denied for an Amex for pulls?
Other banks as well will give the reason as too many pulls, while that's not even the reason.
U may not get denied, but your credit score definitely takes a hit for every pull... my credit score drops between 5-10 #s for every few credit card applications.
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Re: Amex Platinum Master Thread
« Reply #9021 on: May 13, 2018, 05:04:27 PM »
I had 10+ inquiries and got auto approved for 3 Amex in one day. Short(ish) credit history
Memories last forever, make them while you can.

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Re: Amex Platinum Master Thread
« Reply #9022 on: May 13, 2018, 05:05:09 PM »
U may not get denied, but your credit score definitely takes a hit for every pull... my credit score drops between 5-10 #s for every few credit card applications.
FICO?
you should take 3 points max for a each pull, and each additional one shouldn't take more if within 14-45 days. Once you hit say 5, it should have no effect on your score.
ETA: this is becoming a pet peeve of mine, FAKOs effecting peoples decisions, my FAKO took 150 points and hit low low 600s after my recent (large) AOR, while my FICO stayed nicely above 700 throughout.
« Last Edit: May 13, 2018, 05:09:30 PM by davidrotts63 »
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Offline Aaaron

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Re: Amex Platinum Master Thread
« Reply #9023 on: May 22, 2018, 02:54:20 PM »
What's the process for using points to book a ticket that Plat Travel can't see?  Small airline

Offline Mr. CC

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Re: Amex Platinum Master Thread
« Reply #9024 on: May 22, 2018, 08:36:37 PM »
What's the process for using points to book a ticket that Plat Travel can't see?  Small airline
you can ask plat travel to use your points and take off the charge, ones the charge posts

Offline Hamavin

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Re: Amex Platinum Master Thread
« Reply #9025 on: May 23, 2018, 12:03:39 AM »
Is it risky to buy visa gc at stop and shop to reach signup bonus?

Offline Aaaron

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Re: Amex Platinum Master Thread
« Reply #9026 on: May 23, 2018, 09:11:58 AM »
you can ask plat travel to use your points and take off the charge, ones the charge posts

Thanks, so just buy directly from the airline with the plat card?

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Re: Amex Platinum Master Thread
« Reply #9027 on: May 23, 2018, 11:39:31 AM »
Anyone know of amex biz plat offer?

Offline BP16

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Re: Amex Platinum Master Thread
« Reply #9028 on: May 23, 2018, 12:18:30 PM »
Anyone know of amex biz plat offer?
Look on DDMS its 100k after you spend 25k in 3 months

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Re: Amex Platinum Master Thread
« Reply #9029 on: May 23, 2018, 12:36:47 PM »