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« Last edited by davidmal on May 11, 2017, 04:25:28 PM »

Author Topic: Amex Platinum Master Thread  (Read 1011557 times)

Offline chayal101

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Re: Amex Platinum Master Thread
« Reply #9020 on: May 13, 2018, 05:03:02 PM »
Find me someone that was denied for an Amex for pulls?
Other banks as well will give the reason as too many pulls, while that's not even the reason.
U may not get denied, but your credit score definitely takes a hit for every pull... my credit score drops between 5-10 #s for every few credit card applications.
Chaya L.

Offline as2

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Re: Amex Platinum Master Thread
« Reply #9021 on: May 13, 2018, 05:04:27 PM »
I had 10+ inquiries and got auto approved for 3 Amex in one day. Short(ish) credit history
Memories last forever, make them while you can.

Offline davidrotts63

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Re: Amex Platinum Master Thread
« Reply #9022 on: May 13, 2018, 05:05:09 PM »
U may not get denied, but your credit score definitely takes a hit for every pull... my credit score drops between 5-10 #s for every few credit card applications.
FICO?
you should take 3 points max for a each pull, and each additional one shouldn't take more if within 14-45 days. Once you hit say 5, it should have no effect on your score.
ETA: this is becoming a pet peeve of mine, FAKOs effecting peoples decisions, my FAKO took 150 points and hit low low 600s after my recent (large) AOR, while my FICO stayed nicely above 700 throughout.
« Last Edit: May 13, 2018, 05:09:30 PM by davidrotts63 »
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Offline Aaaron

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Re: Amex Platinum Master Thread
« Reply #9023 on: May 22, 2018, 02:54:20 PM »
What's the process for using points to book a ticket that Plat Travel can't see?  Small airline

Offline Mr. CC

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Re: Amex Platinum Master Thread
« Reply #9024 on: May 22, 2018, 08:36:37 PM »
What's the process for using points to book a ticket that Plat Travel can't see?  Small airline
you can ask plat travel to use your points and take off the charge, ones the charge posts

Offline Hamavin

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Re: Amex Platinum Master Thread
« Reply #9025 on: May 23, 2018, 12:03:39 AM »
Is it risky to buy visa gc at stop and shop to reach signup bonus?

Offline Aaaron

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Re: Amex Platinum Master Thread
« Reply #9026 on: May 23, 2018, 09:11:58 AM »
you can ask plat travel to use your points and take off the charge, ones the charge posts

Thanks, so just buy directly from the airline with the plat card?

Offline daybyday

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Re: Amex Platinum Master Thread
« Reply #9027 on: May 23, 2018, 11:39:31 AM »
Anyone know of amex biz plat offer?

Offline BP16

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Re: Amex Platinum Master Thread
« Reply #9028 on: May 23, 2018, 12:18:30 PM »
Anyone know of amex biz plat offer?
Look on DDMS its 100k after you spend 25k in 3 months

Offline shapsam

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Re: Amex Platinum Master Thread
« Reply #9029 on: May 23, 2018, 12:36:47 PM »

Offline davidrotts63

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Re: Amex Platinum Master Thread
« Reply #9030 on: May 23, 2018, 12:39:05 PM »
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline Yammer

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Re: Amex Platinum Master Thread
« Reply #9031 on: May 28, 2018, 02:21:30 AM »
How long does it take for Amex to credit a negative balance to my bank account? They are telling me that it will take 3 weeks, and that a check will be quicker.

Is that true?

Offline davidrotts63

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Re: Amex Platinum Master Thread
« Reply #9032 on: May 29, 2018, 08:41:44 PM »
How long does it take for Amex to credit a negative balance to my bank account? They are telling me that it will take 3 weeks, and that a check will be quicker.

Is that true?
Is this after the 60(90?) days for automatic, or you requested it?
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline Yammer

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Re: Amex Platinum Master Thread
« Reply #9033 on: May 29, 2018, 09:15:38 PM »
Is this after the 60(90?) days for automatic, or you requested it?
Requested.

Offline Yammer

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Re: Amex Platinum Master Thread
« Reply #9034 on: May 29, 2018, 09:16:59 PM »
How long does it take for Amex to credit a negative balance to my bank account? They are telling me that it will take 3 weeks, and that a check will be quicker.

Is that true?
Update.

On one account I got it within 2 business days, the other account HUCA'd 5 times but all reps said check only...

Offline shmooz

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Re: Amex Platinum Master Thread
« Reply #9035 on: June 11, 2018, 06:09:43 PM »
Year of 50% biz came to a close end of May

Got my AF billed

If I downgrade to green that will be $95/yr, can I then upgrade back to plat if I want the 35% feature?

Offline yitzyul

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Re: Amex Platinum Master Thread
« Reply #9036 on: June 19, 2018, 09:58:57 AM »
Got an email on my Bus Plat 5000 points if add an AU. Can I add a free card (green) or does it have to be one that has an annual fee?

Offline US

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Re: Amex Platinum Master Thread
« Reply #9037 on: June 19, 2018, 07:43:56 PM »
Got an email on my Bus Plat 5000 points if add an AU. Can I add a free card (green) or does it have to be one that has an annual fee?
On the personal PL it works on the gold (free) card, I would assume it's the same on the business version.

Offline yitzyul

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Re: Amex Platinum Master Thread
« Reply #9038 on: June 19, 2018, 08:00:06 PM »
On the personal PL it works on the gold (free) card, I would assume it's the same on the business version.
the gold isnt free. Only the green one is

Offline US

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Re: Amex Platinum Master Thread
« Reply #9039 on: June 19, 2018, 08:03:46 PM »
the gold isnt free. Only the green one is
Didn't understand your question, thought you asking if you add green AU's on PL.