Hi, this is a relative n00b question, so apologies and thanks in advance.
My wife was targeted by mail for 100k Platinum, so we just went online, and it was approved immediately.
So, now we wait for card to arrive, spend the required $3,000 ASAP, wait for the points/miles to hit her account, pay our bill and, if it includes the annual fee, go ahead and pay it, and then...what?
Do we cancel the platinum card and request the annual fee refunded, in total or prorated? If so, can she still use the card at Centurion club? And if so, will she be able to apply successfully for this card again in the future? When? 30 days?
And what if the agent says, "we'll give you an additional XX,XXX points not to cancel"? Do we accept that offer if it's 25k?
I read as much of this thread as I could, but lots of the information is old so not sure it's relevant now.
And the wiki wasn't helpful in this matter.
Thanks again.