Author Topic: What is a 'Signature based purchase' for a debit card?  (Read 14074 times)

Offline AsherO

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What is a 'Signature based purchase' for a debit card?
« on: December 10, 2010, 12:13:59 AM »
I have a few debit cards that award bonus miles for the first 'signature based purchase', what does that even mean?

For example, does a starbucks purchase (where I don't sign) count?
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Offline Dan

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Re: What is a 'Signature based purchase' for a debit card?
« Reply #1 on: December 10, 2010, 12:15:21 AM »
As long as they run it through as credit it's sig based.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline AsherO

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Re: What is a 'Signature based purchase' for a debit card?
« Reply #2 on: December 10, 2010, 12:17:01 AM »
As long as they run it through as credit it's sig based.

So basically non-pin transactions?
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Offline Cholentfresser

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Re: What is a 'Signature based purchase' for a debit card?
« Reply #3 on: December 10, 2010, 12:18:03 AM »
So basically non-pin transactions?
Correct.
In order to understand recursion, you first need to understand recursion.

Offline moe

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Re: What is a 'Signature based purchase' for a debit card?
« Reply #4 on: December 10, 2010, 12:18:08 AM »
So basically non-pin transactions?
correct.

Offline moe

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Re: What is a 'Signature based purchase' for a debit card?
« Reply #5 on: December 10, 2010, 12:18:37 AM »
Correct.
you beat me to it by 7 seconds....lol

Offline Cholentfresser

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Re: What is a 'Signature based purchase' for a debit card?
« Reply #6 on: December 10, 2010, 12:19:23 AM »
you beat me to it by 7 seconds....lol
lol
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Offline AsherO

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Re: What is a 'Signature based purchase' for a debit card?
« Reply #7 on: December 10, 2010, 12:20:56 AM »
Thanks y'all.

Time to put through 6 $1 payments to Sprint.
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Offline Cholentfresser

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Re: What is a 'Signature based purchase' for a debit card?
« Reply #8 on: December 10, 2010, 12:24:57 AM »
Thanks y'all.

Time to put through 6 $1 payments to Sprint.
or you can do what Dan did with the Chase Continental Debit Card. $0.02 transactions by sams club gas...
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Offline AsherO

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Re: What is a 'Signature based purchase' for a debit card?
« Reply #9 on: December 10, 2010, 12:31:21 AM »
or you can do what Dan did with the Chase Continental Debit Card. $0.02 transactions by sams club gas...

I live in NYC, it would cost me $5 in gas to drive to the nearest Sam's club :D
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Offline elikay

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Re: What is a 'Signature based purchase' for a debit card?
« Reply #10 on: December 10, 2010, 12:32:42 AM »
So basically non-pin transactions?
I believe that it has to do with how they process it, if its processed over STAR or Plus (ATM system) then it cheaper for the merchant and what they want is higher fees, so they won't give you points unless you use the VISA MC networks .
Additionally, on PIN transactions you can always get cashback. Also, I'm not sure if they are charged a percentage if it's PIN based.

Offline AsherO

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Re: What is a 'Signature based purchase' for a debit card?
« Reply #11 on: December 10, 2010, 01:38:22 AM »
Thanks y'all.

Time to put through 6 $1 payments to Sprint.

Done.

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Offline AsherO

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Re: What is a 'Signature based purchase' for a debit card?
« Reply #12 on: December 14, 2010, 04:28:11 PM »
Gah, it just cleared now, four days later. I guess I'm too impatient...

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Offline Miracle

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Re: What is a 'Signature based purchase' for a debit card?
« Reply #13 on: July 01, 2013, 02:27:12 PM »
So you can also make online charges and it's the same thing? Ie: Amazon Payments?