No. He puts in the hours and headache to make them $$$$$, but doesn't want anything for his time, effort, or knowledge because it happens to be their 9 digit number on the application. Why do you think he'd be so greedy to get anything for his work?
You are correct.
I really should have explain more.
There are 2 kinds of people that do this for money.
1. The people that say "I have to spend the money any ways i dont mind spending for you" then i agree that you can charge and make money on it.
2. I know you can use some more money will open cards under your name spend it and charge you. This one ends up being a bit gray.
This is IMHO and it may not be yours