Feel free to borrow my letter to Ami:
To Whom it May Concern,
While perusing your excellent magazine, I was very disturbed to see an ad on p. 83 for the anonymous outfit that offers thousands for 'just calling'.
This 'business' is applying for credit cards in other peoples names, misstating their income, getting them approved for credit cards and then spending thousands in order to fet miles. The customer receives financial compensation if it all works out.
Among the numerous issues:
a) it is very possibly a federal crime to impersonate others (even with permission) when applying for a credit card.
b) The applicant's income is generally inaccurate. Misstating income on a credit application is a crime that people have most definitely been jailed for.
b) your readers are being encouraged to hand over their social security number and other very personal information to virtual strangers. This is a ripe situation for mass identity theft.
c) the spending is done via refundable tickets and other dubious means, which are against the rules of the credit card companies
d) the customer will very possibly be blacklisted and never be able to apply for a credit card from that company.
The customers are not being educated about any of the above, they are being told to hand over their social and their wife's social in exchange for $5000. The innocent readership of your magazine will be severely taken advantage of.
In addition there was a Kol Koreh against this practice signed by many rabanim in Lakewood (where it began).
I urge you to discontinue the ads immediately, and perhaps publish a feature article explaining the dangers of identity theft and fraudulent credit card applications to your readership.
Thank you