Author Topic: Credit card fraud  (Read 15339 times)

Offline shmooz

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Re: Credit card fraud
« Reply #100 on: January 12, 2022, 06:21:47 PM »
Good idea, I think I'll start with the freeze and unfreeze when needed, and eventually hope they leave me alone. The fraud alert would make it that I cant get instant approvals.

Experian wont let me set a freeze online for some reason, need to write to them

Online AsherO

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Re: Credit card fraud
« Reply #101 on: January 12, 2022, 06:38:14 PM »
Good idea, I think I'll start with the freeze and unfreeze when needed, and eventually hope they leave me alone. The fraud alert would make it that I cant get instant approvals.

100%, remember to freeze all three bureaus.

It frustrates me to no end that more effort isnít made to investigate such fraud, and if you report it at best it gets recorded and becomes a statistic.

Offline shmooz

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Re: Credit card fraud
« Reply #102 on: January 12, 2022, 06:53:35 PM »
100%, remember to freeze all three bureaus.

It frustrates me to no end that more effort isnít made to investigate such fraud, and if you report it at best it gets recorded and becomes a statistic.

I agree, they could get the security camera info at Ikea at the time of purchase and go after them. But they won't.

Experian is a shtikel problem, they won't allow a freeze online for me for some reason and they are the place where the inquiry was. I tried by phone an also no go. There is no person to talk to on the phone tree.

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Re: Credit card fraud
« Reply #103 on: January 12, 2022, 06:58:07 PM »
I agree, they could get the security camera info at Ikea at the time of purchase and go after them. But they won't.

Experian is a shtikel problem, they won't allow a freeze online for me for some reason and they are the place where the inquiry was. I tried by phone an also no go. There is no person to talk to on the phone tree.

Thereís more to it than that, a $4k purchase might have gotten delivered, there might be other avenues to investigate, with the intention to catch those who stole your identity info in the first place, as itís possible they did the same for many others as well.

Offline shmooz

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Re: Credit card fraud
« Reply #104 on: January 13, 2022, 09:39:17 AM »
I agree, they could get the security camera info at Ikea at the time of purchase and go after them. But they won't.

Experian is a shtikel problem, they won't allow a freeze online for me for some reason and they are the place where the inquiry was. I tried by phone an also no go. There is no person to talk to on the phone tree.

I called Chase credit journey, which is free to all cardholders and they partner with Experian they put the freeze in two minutes.

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Re: Credit card fraud
« Reply #105 on: January 13, 2022, 09:50:50 AM »
I called Chase credit journey, which is free to all cardholders and they partner with Experian they put the freeze in two minutes.

Donít they have a specific freeze website? Iím pretty sure theyíre legally obligated to allow you to free your credit.

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Re: Credit card fraud
« Reply #106 on: January 13, 2022, 09:59:12 AM »
Donít they have a specific freeze website? Iím pretty sure theyíre legally obligated to allow you to free your credit.

They do, but there is some issue by me and they need more info mailed in. I cant get my credit report from them either. Only scammers have access.  :)

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Re: Credit card fraud
« Reply #107 on: January 13, 2022, 10:10:04 AM »
They do, but there is some issue by me and they need more info mailed in. I cant get my credit report from them either. Only scammers have access.  :)

Pathetic. Even if you can find someone to talk to itís likely an offshore human robot.

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Re: Credit card fraud
« Reply #108 on: January 18, 2022, 07:27:25 PM »
Part of the scam is that they try to change your address which isn't too hard, to get the credit cards mailed to them.
I got a mailer saying the address was trying to be changed, so I disputed the change.

What else is part of the scam?

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Re: Credit card fraud
« Reply #109 on: January 18, 2022, 07:57:45 PM »
Part of the scam is that they try to change your address which isn't too hard, to get the credit cards mailed to them.
I got a mailer saying the address was trying to be changed, so I disputed the change.

What else is part of the scam?

Thatís for an existing account, for a new account they just claim you moved.

Offline shmooz

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Re: Credit card fraud
« Reply #110 on: January 18, 2022, 08:13:55 PM »
Thatís for an existing account, for a new account they just claim you moved.

That's not what happened in my case.