Tried searching and just want to make sure. I live in NY and use Serve with Softcard which I don't want to get rid of it until early January. My friend is currently in Baltimore coming back up to NY next week. The best thing to do would be for him to purchase a Redcard, load $1 onto it, give it to me, and then in mid-January I cancel my Serve with Softcard, register the Redcard online with all of my information and then load it for 5k/month with CC's at a Target in NY. Am I missing something?