The Target Prepaid REDcard

[jbbenz]

Also When does the limit of $5000 restart at the beginning of each calendar month??
 

[cholent]

Also When does the limit of $5000 restart at the beginning of each calendar month??

Yes

[Cappy]

You can do it at a cashier
Call chase before to let them know you will make a big purchase in target

When doing the second 2.5K, do you need to call chase again???

If you did the day before

Or do the computers recognize that you make large purchases?

[Oceanblue]

When doing the second 2.5K, do you need to call chase again???

If you did the day before

Or do the computers recognize that you make large purchases?

I'm pretty sure once you've done it once then you'll be fine

[bingit]

how long after I cancel my bluebird can I register for my red card ?  bluebird told me I need to wait 24 hours is that true ?

and they also told me to change  my email is that true ?

I cancelled my bluebird this evening and registered for a red card a few hours after and had no problem. ......

[Cappy]

It looks like eBay has really cracked down on the redbird...

No listings at all now...

[JayR]

Also will chase decline the transaction if i do the full $2500 at one shot due to a fraud alert?
if so how do i avoid it?

Then what does the wiki mean when it says
"see note immediately below about doing up to 2.5K per transaction (or do 3 transactions: 1K, 1K, $500 - or any combination you desire.) "
How do i pull that off?

The limit for a single transaction is 1k. Don't swipe for 2.5k.

FT Method allows you to load the max daily limit, 2.5k in 3 transactions in one swipe, so it's one bill on your cc bill + it's only one fraud alert.

Ask the cashier to load 1k, then another 1k, and another 500. Then swipe for all 3, in one swipe.

[Don Will]

will amex-red card transactions give me problems with taxes sine the transferring of money into my bank account looks like income ? is there a amount of transactions or a certain amount of money worse then others ?

[avromie7]

will amex-red card transactions give me problems with taxes sine the transferring of money into my bank account looks like income ? is there a amount of transactions or a certain amount of money worse then others ?

others upthread seem to know that it will trigger after $20,000 and 200 transactions anually

[benjie1305]

others upthread seem to know that it will trigger after $20,000 and 200 transactions anually

AND is the big word as u are not likely to make 20k and 200 transactions.

[benjie1305]

GREAT Article that answers FAQ by Frequent Miler!

http://frequentmiler.boardingarea.com/2015/01/13/top-5-redbird-solutions/

[zow]

Has anyone tried adding more than $5,000 per month to his RedCard? I know someone will tell me to try and report back, which I would be happy to do,  but if it's going to trigger a financial review or some other adverse event, I would rather learn from others' experience! (I'm presuming it just won't work at the Target cashier/customer service, but if it did work, would it trigger badness from RedCard Central?)

[lunatic]

Has anyone tried adding more than $5,000 per month to his RedCard? I know someone will tell me to try and report back, which I would be happy to do,  but if it's going to trigger a financial review or some other adverse event, I would rather learn from others' experience! (I'm presuming it just won't work at the Target cashier/customer service, but if it did work, would it trigger badness from RedCard Central?)

Highly doubt that it would cause financial review. Card probably will not let you

[hvaces42]

Has anyone tried adding more than $5,000 per month to his RedCard? I know someone will tell me to try and report back, which I would be happy to do,  but if it's going to trigger a financial review or some other adverse event, I would rather learn from others' experience! (I'm presuming it just won't work at the Target cashier/customer service, but if it did work, would it trigger badness from RedCard Central?)

The T&C sets limits which i am pretty sure are hard programmed into Targets system. So GL trying. I'm pretty sure its a waste of time.

[AnonymousUser]

The T&C sets limits which i am pretty sure are hard programmed into Targets system. So GL trying. I'm pretty sure its a waste of time.

+1. BB and Serve were hard coded, and gave an error if you tried. There's no reason to assume Redcard would be different.

[PBaruch]

Has anyone tried adding more than $5,000 per month to his RedCard? I know someone will tell me to try and report back, which I would be happy to do,  but if it's going to trigger a financial review or some other adverse event, I would rather learn from others' experience! (I'm presuming it just won't work at the Target cashier/customer service, but if it did work, would it trigger badness from RedCard Central?)

By mistake I tried adding more than 5k having not realized that I had already reached the limit with the temporary load, etc.  I was unable to load the funds and the cashier told me to call the number on the back of the card.  Once the month rolled over everything was normal as usual. 

[zow]

By mistake I tried adding more than 5k having not realized that I had already reached the limit with the temporary load, etc.  I was unable to load the funds and the cashier told me to call the number on the back of the card.  Once the month rolled over everything was normal as usual.

Ok, so I think we can rest assured that the $5,000 limit is firm and does not need to be further tested. Thanks, everyone. 

[bigbadmoish]

this prob isnt the best place to post this but my wife is in target and they have coupon in-store only $25 off $100 on diaper,wipes, and a few other baby related items. i dont believe this is red card exclusive

expires 1/17 you have to txt target (827438) BABY4 and you'll get the coupon on your phone may or may not work online

[bb1836]

so when asking to load all 2500 in one shot, if the cashier says...um...it only lets 1000 at a time...what do i tell them to do?

[Dr Moose]

so when asking to load all 2500 in one shot, if the cashier says...um...it only lets 1000 at a time...what do i tell them to do?

ok

(and only load $1k. it's not worth killing it for this)