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Since October 12, 2015, the prepaid REDcard (Redbird) can only be loaded at Target with cash. It can still be loaded online with a bank-issued debit card, up to $200/day and $1K/month.

Therefore, for MS (manufactured spending) Redbird is now considered dead. RIP!

Author Topic: The Target Prepaid REDcard  (Read 1202062 times)

Offline ChaimMoskowitz

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Re: The Target Prepaid REDcard
« Reply #6510 on: March 04, 2015, 04:16:45 PM »
Who has the fork?  :)
I just found a new supply of forks!

Offline D93

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Re: The Target Prepaid REDcard
« Reply #6511 on: March 04, 2015, 04:17:06 PM »
if the worst case scenario is they shut u down and cant load anymore, not so bad
but how can they abscond with your funds. that will make me worried going to target now
Why? Just empty your funds immediately after you load.

Offline D93

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Re: The Target Prepaid REDcard
« Reply #6512 on: March 04, 2015, 04:17:37 PM »
Who has the fork?  :)
I pulled mine out of my drawer weeks ago  :P

Offline donman0303

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Re: The Target Prepaid REDcard
« Reply #6513 on: March 04, 2015, 04:23:57 PM »
Why? Just empty your funds immediately after you load.

One is more likely to have their account closed if they take the funds out immediately and thus the catch 22.

Offline dealfinder85

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Re: The Target Prepaid REDcard
« Reply #6514 on: March 04, 2015, 04:32:47 PM »
One is more likely to have their account closed if they take the funds out immediately and thus the catch 22.
if i leave them in, i jeopardize those funds (although i still dont get how they can take your money)
if i take them out quickly, then next time it may get shut down immediately after loading

Offline ChaimMoskowitz

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Re: The Target Prepaid REDcard
« Reply #6515 on: March 04, 2015, 04:34:47 PM »
if i leave them in, i jeopardize those funds (although i still dont get how they can take your money)
They can't.
I just found a new supply of forks!

Offline dealfinder85

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Re: The Target Prepaid REDcard
« Reply #6516 on: March 04, 2015, 04:35:26 PM »
They can't.
so back to what i said earlier, in the end of the day, if they close your account, is it that tragic?

Offline bigbadmoish

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Re: The Target Prepaid REDcard
« Reply #6517 on: March 04, 2015, 04:35:46 PM »
if i leave them in, i jeopardize those funds (although i still dont get how they can take your money)
if i take them out quickly, then next time it may get shut down immediately after loading
you can always take most off right away so you can have your hamentash and eat it too :)

Offline dealfinder85

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Re: The Target Prepaid REDcard
« Reply #6518 on: March 04, 2015, 04:36:38 PM »
you can always take most off right away so you can have your hamentash and eat it too :)
well i take out most and leave a little behind for spending purposes

Offline ChaimMoskowitz

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Re: The Target Prepaid REDcard
« Reply #6519 on: March 04, 2015, 04:37:39 PM »
so back to what i said earlier, in the end of the day, if they close your account, is it that tragic?
For some RC is their only MS so yes.
I just found a new supply of forks!

Offline bigbadmoish

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Re: The Target Prepaid REDcard
« Reply #6520 on: March 04, 2015, 04:38:11 PM »
well i take out most and leave a little behind for spending purposes
b'h! Enjoy your hamentash

Offline Tom Brady

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Re: The Target Prepaid REDcard
« Reply #6521 on: March 04, 2015, 04:41:50 PM »
only if you can't pay your bill in the 60 days till they mail you a check
Either way I'm not really worried as there are other ways to procure money from nothing to pay of your statement in the meantime.

Offline dealfinder85

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Re: The Target Prepaid REDcard
« Reply #6522 on: March 04, 2015, 04:43:16 PM »
Either way I'm not really worried as there are other ways to procure money from nothing to pay of your statement in the meantime.
way to head down a slippery slope

Offline Aj3042

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Re: The Target Prepaid REDcard
« Reply #6523 on: March 04, 2015, 04:43:28 PM »
They can't.
They can't take your money. But they can close your account leaving you with no evidence if how much you gad in there (SAVE YOUR RECEIPTS GUYS) and then tell you they have information to tell you. So yes they can't but they can.

Offline donman0303

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Re: The Target Prepaid REDcard
« Reply #6524 on: March 04, 2015, 04:43:40 PM »
you can always take most off right away so you can have your hamentash and eat it too :)

Good point!

I still don't see where people see in the terms and conditions that amex can take one's money outright or hold for 60 days. In section 15 the first sentence might imply they could steal ones money at there discretion, but the second sentence "We will only close your Account if there are no funds remaining in your Account (including your Reserve) or Sub-Account, unless you specifically instruct us to close your Account.." clearer implies they won't shut an account with money on it.

Could someone please provide proof that amex can hold the funds for 60 days?