Author Topic: The Target Prepaid REDcard (Read 1919216 times)

zow · « **Reply #7840 on:** April 03, 2015, 04:54:09 PM »

Just did my card and my wife's card on 4/1 and today at our local Target in MA. Did 2500 on each card each day, so we're done for the month. My "innovations" this month: 1) using totally not-round-numbers for the CC loads and 2) loading GC's.

I had about 3 $500 GCs I had bought to finish the Freedom Q1, plus I went out and bought 5 $200 GCs from Staples to get 5points/$1. The advantage I see of mixing GCs with CCs for loading is that there's less chance of getting the charge denied by the CC due to fraud protection alerts. The amounts are lower and it's fewer CC charges. The downside, of course, is that it's more swiping at the Target register -- so if they're busy or annoyed, not good, but that wasn't an issue for me. Also, there are the GC fees, but I think it's a reasonable tradeoff. Just my two cents.

Wishing everyone a chag kasher v'sameach!

eliyohusgeller · « **Reply #7841 on:** April 03, 2015, 05:15:29 PM »

I went to Target here in NJ to fill up my Prepaid Redcard from a CC and it didn't allow it to go thru in the same store I was successful yesterday, I called and spoke to a Redcard representative and they said that as of today the technical department doesn't allow loading up prepaid Redcards from CC or gift cards. I went on the website and there's no mention of the option of loading up from a CC or gift card either, and two days ago it was posted on their website. So it's safe to assume that loading a Prepaid RedCard with a CC is over.

pixi · « **Reply #7842 on:** April 03, 2015, 05:17:00 PM »

Quote from: eliyohusgeller on April 03, 2015, 05:15:29 PM

I went to Target here in NJ to fill up my Prepaid Redcard from a CC and it didn't allow it to go thru in the same store I was successful, I called and spoke to a Redcard representative and they said that as of today the technical department doesn't allow loading up prepaid Redcards from CC or gift cards. I went on the website and there's no mention of the option of loading up from a CC either, and two days ago it was posted on their website. So it's safe to assume that loading a Prepaid RedCard with a CC is over.

I hope that you are just kidding

eliyohusgeller · « **Reply #7843 on:** April 03, 2015, 05:19:05 PM »

Quote from: pixi on April 03, 2015, 05:17:00 PM

I hope that you are just kidding

No call up the number on the back of your card, speak to a representative and see for yourself!

philbenjoe · « **Reply #7844 on:** April 03, 2015, 05:22:47 PM »

Stop calling.

Dan · « **Reply #7845 on:** April 03, 2015, 05:24:06 PM »

No issues loading in KS, just had to teach them how it's done

pixi · « **Reply #7846 on:** April 03, 2015, 05:24:29 PM »

Quote from: philbenjoe on April 03, 2015, 05:22:47 PM

Stop calling.

+1

eliyohusgeller · « **Reply #7847 on:** April 03, 2015, 05:25:27 PM »

Quote from: philbenjoe on April 03, 2015, 05:22:47 PM

Stop calling.

It won't change anything their computer systems won't allow a CC to load a Prepaid Redcard they changed it on a official capacity as of today.

Aj3042 · « **Reply #7848 on:** April 03, 2015, 05:35:03 PM »

Quote from: eliyohusgeller on April 03, 2015, 05:25:27 PM

It won't change anything their computer systems won't allow a CC to load a Prepaid Redcard they changed it on a official capacity as of today.

Rabosai anyone else loaded today?

A3 · « **Reply #7849 on:** April 03, 2015, 05:48:59 PM »

Quote from: Dan on April 03, 2015, 05:24:06 PM

No issues loading in KS, just had to teach them how it's done

+1 in Ventura. CA

Aj3042 · « **Reply #7850 on:** April 03, 2015, 05:54:02 PM »

Quote from: A3 on April 03, 2015, 05:48:59 PM

+1 in Ventura. CA

Quote from: philbenjoe on April 03, 2015, 05:22:47 PM

Stop calling.

So I guess stop calling is right (though either way it's right I guess it won't get you anywhere).

12HRS · « **Reply #7851 on:** April 03, 2015, 06:07:26 PM »

I loaded this morning no issues.

Adam101 · « **Reply #7852 on:** April 03, 2015, 06:47:42 PM »

Yes i loaded at 2 pm in Midwest $500 GC. No problem.

LifesGood · « **Reply #7853 on:** April 03, 2015, 06:51:21 PM »

Quote from: eliyohusgeller on April 03, 2015, 05:15:29 PM

I went to Target here in NJ to fill up my Prepaid Redcard from a CC and it didn't allow it to go thru in the same store I was successful yesterday, I called and spoke to a Redcard representative and they said that as of today the technical department doesn't allow loading up prepaid Redcards from CC or gift cards. I went on the website and there's no mention of the option of loading up from a CC or gift card either, and two days ago it was posted on their website. So it's safe to assume that loading a Prepaid RedCard with a CC is over.

Wrong thread. Try this one
http://forums.dansdeals.com/index.php?topic=49809.0

kenme1 · « **Reply #7854 on:** April 04, 2015, 03:03:19 PM »

Loaded $4500 (two RC's) within the last hour, no issues.

NoonRadar · « **Reply #7855 on:** April 05, 2015, 03:53:31 PM »

Quote from: eliyohusgeller on April 03, 2015, 05:15:29 PM

I called and spoke to a Redcard representative and they said that as of today the technical department doesn't allow loading up prepaid Redcards from CC or gift cards.

Regardless of whether you don't know or are purposefully spreading misinformation...the credit card loads to Redbird are within the cash category as described on their legal page, and most importantly, as factually allowed by Target. From the REDcard legal disclosure page (emphasis is mine):

Quote

b. Payment Funding Sources for Adding Funds to an Account.

1) Bank Account.

(2) Debit Card.

(3) Direct Deposit.

(4) Cash Funding Sources.

You may add funds to your Account by (i) presenting cash (US currency only) or other accepted tender and your Card at participating Target stores in the U.S. or (ii) using other cash funding sources and methods accepted by us from time to time (collectively, "Cash Funding Sources").

The Redbird legal page can be read here: https://amex.serve.com/prepaidredcard/legal/

I wouldn't be surprised that if someone called Redbird cust service and asked them whether credit cards are allowed, the rep would likely read a script and, not finding on it specifically that credit cards are allowed, will tell the person calling they are not allowed. This however doesn't change the facts on the ground, that is at Target stores. Tell it to my 3 Redbirds being loaded regularly with credit cards that credit cards are not allowed.

Besides North Carolina and Arkansas, all other states do allow credit card loading to Redbird currently. However, there are a few individual Target stores that have recently disallowed credit card loading to Redbird, such as a couple in NYC. A couple of other stores (also in NYC) have also curbed the daily loading limit to $1K (it's $2.5K elsewhere).

Aj3042 · « **Reply #7856 on:** April 05, 2015, 09:01:58 PM »

Quote from: NoonRadar on April 05, 2015, 03:53:31 PM

Regardless of whether you don't know or are purposefully spreading misinformation...the credit card loads to Redbird are within the cash category as described on their legal page, and most importantly, as factually allowed by Target. From the REDcard legal disclosure page...

Dude you got to stop these accusations. We've been through this already-he's not going to harm your business. You got to let a guy comment what's on his mind without being subject to this kind of stuff.

whitecollar23 · « **Reply #7857 on:** April 05, 2015, 09:02:20 PM »

Loaded $2,500 on Friday with no issues. In NY.

noturbizniss · « **Reply #7858 on:** April 05, 2015, 11:02:33 PM »

Quote from: Aj3042 on April 05, 2015, 09:01:58 PM

Dude you got to stop these accusations. We've been through this already-he's not going to harm your business. You got to let a guy comment what's on his mind without being subject to this kind of stuff.

Not when he is either clearly an idiot for calling or a moron for not actually doing any research. Just because you believed the shmo on FT, you shouldn't go around defending every idiot posting ridiculous garbage.

Einstein · « **Reply #7859 on:** April 05, 2015, 11:20:12 PM »

Quote from: whitecollar23 on April 05, 2015, 09:02:20 PM

Loaded $2,500 on Friday with no issues. In NY.

First of all welcome

Second Nice Profile Name...One of my favorite Tv shows!

And now was it at CS or register?

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Author Topic: The Target Prepaid REDcard (Read 1919216 times)