Author Topic: The Target Prepaid REDcard (Read 1912949 times)

pixi · « **Reply #6340 on:** March 02, 2015, 04:05:12 PM »

Quote from: Marco Polo on March 02, 2015, 04:02:27 PM

Say you loaded to Redcards to pay for bills.

NO WAY!!! Are you nuts?

12HRS · « **Reply #6341 on:** March 02, 2015, 04:05:56 PM »

Quote from: pixi on March 02, 2015, 04:05:12 PM

NO WAY!!! Are you nuts?

why is it so crazy. amex gets paid cc processing fees for it.

yuguy · « **Reply #6342 on:** March 02, 2015, 04:07:33 PM »

Quote from: duvz on March 02, 2015, 03:59:42 PM

Thx for the tip! How do u do this, thru ur Chase account online or over the phone with fraud services?

Called the number on the back of said card and any of the reps can help you.

Aj3042 · « **Reply #6343 on:** March 02, 2015, 04:09:06 PM »

Quote from: pixi on March 02, 2015, 04:00:55 PM

It's not so simple as you make it, last time I told them that I like to shop at Target a lot I bought many things and they didn't let go... I got transfered to many departments till it got resolved

Say you just bought a few expensive computers for a business. How about that?

pixi · « **Reply #6344 on:** March 02, 2015, 04:09:39 PM »

Quote from: 12HRS on March 02, 2015, 04:05:56 PM

why is it so crazy. amex gets paid cc processing fees for it.

Yes they do. But they are not allowed to let go this what is wrong, on the redcard website it stats that only debit or cash

duvz · « **Reply #6345 on:** March 02, 2015, 04:09:54 PM »

Quote from: yuguy on March 02, 2015, 04:07:33 PM

Called the number on the back of said card and any of the reps can help you.

Guess that would be Fraud Services then, thanks again. Will bring this up the next time I call them.

rots5 · « **Reply #6346 on:** March 02, 2015, 04:09:57 PM »

Quote from: Marco Polo on March 02, 2015, 04:02:27 PM

Say you loaded to Redcards to pay for bills.

Ding ding ding....

every time i walk into any store to load or buy gc or get MO, i say the truth, i am paying my bills.

Lady at my old MO spot used to think i got speeding tickets every day - (court system only lets MO as check option)

Aj3042 · « **Reply #6347 on:** March 02, 2015, 04:10:13 PM »

Quote from: 12HRS on March 02, 2015, 04:05:09 PM

why is it there business what you are buying at target. lets say it was a very costly medication from the pharmacy, thats private information. as long as you didnt lie to them about your income and they can verify that you should be ok.

He doesn't want it to go from a mini FR to a full fledged one so he's got to make sure it stops where it is and doesn't spiral out of control.

Marco Polo · « **Reply #6348 on:** March 02, 2015, 04:10:46 PM »

Quote from: pixi on March 02, 2015, 04:05:12 PM

NO WAY!!! Are you nuts?

If one can legitimately show that is what they are doing, why is it such a big deal?

Definitely easier than explaining $10,000 worth of futons for the homeless.

Aj3042 · « **Reply #6349 on:** March 02, 2015, 04:12:02 PM »

Quote from: pixi on March 02, 2015, 04:09:39 PM

Yes they do. But they are not allowed to let go this what is wrong, on the redcard website it stats that only debit or cash

Regardless I don't think its a good idea to say that. Only a real DDFer can convince himself that Amex will look favorably on these things. IMO definitely do not mention RC.

pixi · « **Reply #6350 on:** March 02, 2015, 04:12:06 PM »

Is it a problem to say that I bought gift cards?

Marco Polo · « **Reply #6351 on:** March 02, 2015, 04:12:34 PM »

Quote from: pixi on March 02, 2015, 04:12:06 PM

Is it a problem to say that I bought gift cards?

They may be able to see line detail on the transactions...

benjie1305 · « **Reply #6352 on:** March 02, 2015, 04:12:56 PM »

I just say that I am a doomsday prepper

yuguy · « **Reply #6353 on:** March 02, 2015, 04:13:12 PM »

Quote from: duvz on March 02, 2015, 04:09:54 PM

Guess that would be Fraud Services then, thanks again. Will bring this up the next time I call them.

It's obviously a YMMV situation, because i've done it when i was out of state and i didn't work (got CSP team to comp my miles b/c it was 'embarrassing' after I warned them

). Sometimes it's unavoidable, especially at places like Target.

Aj3042 · « **Reply #6354 on:** March 02, 2015, 04:13:27 PM »

Quote from: pixi on March 02, 2015, 04:12:06 PM

Is it a problem to say that I bought gift cards?

Why don't you just say you're buying TV's?

hvaces42 · « **Reply #6355 on:** March 02, 2015, 04:13:52 PM »

Quote from: Marco Polo on March 02, 2015, 03:55:29 PM

I don't think it will just go away over time. May be better to rip the band-aid off.

I called an hour before i went to an out of my normal area target. Told them i am going to such and such target and plan on spending around 12k on my PRG. They said thank you for letting us know we will notate the account, the account is approved for at least 25k. Swiped away 11.5k without a stop. Was able to do it at CS in peace no line behind me.

Aj3042 · « **Reply #6356 on:** March 02, 2015, 04:14:21 PM »

Quote from: benjie1305 on March 02, 2015, 04:12:56 PM

I just say that I am a doomsday prepper

Great excuse lets just hope they don't FR him then on grounds of being crazy

.

duvz · « **Reply #6357 on:** March 02, 2015, 04:16:43 PM »

Quote from: hvaces42 on March 02, 2015, 04:13:52 PM

I called an hour before i went to an out of my normal area target. Told them i am going to such and such target and plan on spending around 12k on my PRG. They said thank you for letting us know we will notate the account, the account is approved for at least 25k. Swiped away 11.5k without a stop. Was able to do it at CS in peace no line behind me.

Based on this info and what yuguy said above, I'll be calling CFS b4 swiping next time!

Marco Polo · « **Reply #6358 on:** March 02, 2015, 04:17:52 PM »

Quote from: hvaces42 on March 02, 2015, 04:13:52 PM

I called an hour before i went to an out of my normal area target. Told them i am going to such and such target and plan on spending around 12k on my PRG. They said thank you for letting us know we will notate the account, the account is approved for at least 25k. Swiped away 11.5k without a stop. Was able to do it at CS in peace no line behind me.

It definitely helps, though one can still trigger FR even with alerting Amex.

E R K · « **Reply #6359 on:** March 02, 2015, 04:35:08 PM »

And that's why I like slow and steady.

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Author Topic: The Target Prepaid REDcard (Read 1912949 times)