You can send money to or request money from anyone with a Target Prepaid REDcard Account or American Express Serve Account. If you send money to or request money from someone who does not yet have an Account, then that person will receive email instructions on how to register for an Account. Once they successfully register for their Account, they can begin to send and receive money.
Just saw this on the website does this mean maybe that if you request money from someone he can open an account?