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Since October 12, 2015, the prepaid REDcard (Redbird) can only be loaded at Target with cash. It can still be loaded online with a bank-issued debit card, up to $200/day and $1K/month.

Therefore, for MS (manufactured spending) Redbird is now considered dead. RIP!

Author Topic: The Target Prepaid REDcard  (Read 1892153 times)

Offline Mplace

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Re: The Target Prepaid REDcard
« Reply #1160 on: November 20, 2014, 03:30:16 AM »
Also why are people using bill pay instead of just transferring to bank and then pay?
I would assume to have less 'traffic' in the back account?!?
What's your plan for yud shvat?

Offline ChaimMoskowitz

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Re: The Target Prepaid REDcard
« Reply #1161 on: November 20, 2014, 06:03:19 AM »
no need to spoonfeed anything because there is NONE!
Read what is being talked and you will know >:(
here lemme spoodfeed you, You CAN'T have more than one bank checking account number for same exact bank account. You CAN have more than one bank accounts  or numbers with same bank
You should stick to what you know so you don't look so foolish. Your lack of knowledge on this subject explains all your n00b questions and comments.
I just found a new supply of forks!

Offline chucksterace

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Re: The Target Prepaid REDcard
« Reply #1162 on: November 20, 2014, 06:10:04 AM »
Oh man. This is getting zesty.
You may not hold me responsible for any actions taken that were recommended from my account or username.

Offline ChaimMoskowitz

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Re: The Target Prepaid REDcard
« Reply #1163 on: November 20, 2014, 06:34:55 AM »
Oh man. This is getting zesty.
Wait until I use the old "put your money where your month is" line.  :)
I just found a new supply of forks!

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Re: The Target Prepaid REDcard
« Reply #1164 on: November 20, 2014, 07:00:14 AM »
Wait until I use the old "put your money where your month is" line.  :)
Thanks cm, I knew I was not crazy. And, yeah, I have my money where my mouth is

Online ckmk47

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Re: The Target Prepaid REDcard
« Reply #1165 on: November 20, 2014, 09:28:00 AM »
Pay with one account you have been paying for months or yrs. Don't keep changing the chase cards bill payment source.

Chase shuts down accounts for many reasons and paying bills from difference sources or accounts is one of them. For example If you pay bill from chase checking this time, than with serve or blue bird of someone  the next time,  than   paying from CITI bank checking another time, than from BOA checking another time. If you keep paying from different sources like the example given above, it is suspicious, abnormal behavior for them and your account risks closure!
 Chase also doesn't like checking account deposits from many source.  If they close your checking, your cards will also be closed

If you love  your chase cards and want to keep them, you should not do these. try and use a different checking like TCF or any othe checking or  even your local small branch.
To summarize, Chase likes consistancy with your payments.
Q:What about accounts in my name, at Chase checking, Serve or BB, Citi checking, BOA checking, etc.  If the accounts are all in the same name as the cc account,  Does that pose a problem? Does Chase get nervous and shut sown accounts for that?
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Offline peace123

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Re: The Target Prepaid REDcard
« Reply #1166 on: November 20, 2014, 10:37:25 AM »
You should stick to what you know so you don't look so foolish. Your lack of knowledge on this subject explains all your n00b questions and comments.
I don't know many things  that's why I ask NOOB questions but on this I think you are incorrect  but  You could have ended this by explaining  how you can have multiple bank account numbers with same bank account ! Anyway, I will end this here! :)

Offline noturbizniss

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Re: The Target Prepaid REDcard
« Reply #1167 on: November 20, 2014, 10:40:53 AM »
I don't know many things  that's why I ask NOOB questions but on this I think you are incorrect  but  You could have ended this by explaining  how you can have multiple bank account numbers with same bank account ! Anyway, I will end this here! :)
Why can't you have more than one checking account?
READ THE DARN WIKI!!!!

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Lunatic

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Re: The Target Prepaid REDcard
« Reply #1168 on: November 20, 2014, 10:41:51 AM »
I don't know many things  that's why I ask NOOB questions but on this I think you are incorrect  but  You could have ended this by explaining  how you can have multiple bank account numbers with same bank account ! Anyway, I will end this here! :)
Who said anything about multiple accounts numbers with the same bank account....

Offline bobthebuilder

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Re: The Target Prepaid REDcard
« Reply #1169 on: November 20, 2014, 11:39:44 AM »
Who said anything about multiple accounts numbers with the same bank account....
OMG this is going in circles!

Offline henche

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Re: The Target Prepaid REDcard
« Reply #1170 on: November 20, 2014, 12:22:40 PM »
I don't know many things  that's why I ask NOOB questions but on this I think you are incorrect  but  You could have ended this by explaining  how you can have multiple bank account numbers with same bank account ! Anyway, I will end this here! :)

You just have to apply for them and then consolidate.

Offline bigbird223

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Re: The Target Prepaid REDcard
« Reply #1171 on: November 20, 2014, 12:43:09 PM »
Will I ever get audited if im transferring 5000 dollars from my redcard to my checkings account each month????? Any way around this?

Offline ShlockDoc

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Re: The Target Prepaid REDcard
« Reply #1172 on: November 20, 2014, 12:43:44 PM »
Will I ever get audited if im transferring 5000 dollars from my redcard to my checkings account each month????? Any way around this?

A.  Why are you afraid of an audit? You're not doing anything wrong.
B.  You can just pay bills from your Redcard account.

Offline noturbizniss

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Re: The Target Prepaid REDcard
« Reply #1173 on: November 20, 2014, 12:46:05 PM »
A.  Why are you afraid of an audit? You're not doing anything wrong.
B.  You can just pay bills from your Redcard account.
Yet there is also talk going on about CC companies not liking cards paid off from different sources.
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Offline bigbird223

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Re: The Target Prepaid REDcard
« Reply #1174 on: November 20, 2014, 12:46:14 PM »
After a year 12*5000= 60000 dollars in ur bank without paying any taxes

Offline ChaimMoskowitz

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Re: The Target Prepaid REDcard
« Reply #1175 on: November 20, 2014, 12:46:47 PM »
Will I ever get audited if im transferring 5000 dollars from my redcard to my checkings account each month????? Any way around this?
Just send it to my account and I will deal with the audit for a small fee.  :)
I just found a new supply of forks!

Offline ChaimMoskowitz

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Re: The Target Prepaid REDcard
« Reply #1176 on: November 20, 2014, 12:47:13 PM »
After a year 12*5000= 60000 dollars in ur bank without paying any taxes
...and your point is?
I just found a new supply of forks!

Offline bigbird223

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Re: The Target Prepaid REDcard
« Reply #1177 on: November 20, 2014, 12:48:19 PM »
Doesn't ur bank report to the IRS?

Offline bigbird223

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Re: The Target Prepaid REDcard
« Reply #1178 on: November 20, 2014, 12:49:32 PM »
I'm a college student and I'm barely making any money.wouldn't it raise red flags

Offline ShlockDoc

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Re: The Target Prepaid REDcard
« Reply #1179 on: November 20, 2014, 12:53:28 PM »
I'm a college student and I'm barely making any money.wouldn't it raise red flags

You should take this new hobby slow.  I know the seminar last night was exciting but this is not a get rich quick scheme.  Read everything on this site about Redbird and MS in general and then read as much as you can find on MS on other sites.  Only then can you be educated enough to make a decision if you are comfortable doing something or not.  There's no such thing as free money, everything in life has risks.