Author Topic: The Target Prepaid REDcard (Read 1908302 times)

Went to staples to get 13 200 gift cards to load at target , one of them was unable to be activated but it charged me anyway and one day somehow scanned and charged twice. Luckily I have all the cards and receipts and now have to make a special trip. I figurred this out when 2 cards wouldn't go through.

Went back to staples last night and got it all refunded. Luckily I had all my receiots with me and checked them over again and I saw that they charged me for the unactivated one twice. That was an easy refund, but the one that was double charged - that took over an hour with them on the phone with "cross check" or "cross channel" to get them a way to manually refund it.
It was so manually done that when they put in 206.95 it added $17 tax. They seemed all confused so i told them to do 190.08 and it worked out to the right price. I went in 20 minutes before closing and was there till 940.
L

bb1836 · « **Reply #1830 on:** December 10, 2014, 02:15:27 PM »

quoted from the wiki:
To summarize (in case others are having trouble understanding the benefit):
1) Go to customer service desk (this is moderately complex, don't hold up the regular cashiers and draw attention to yourself!).
2) Tell them you want to load the redbird
3) When asked amount, tell them $1k.
4) When asked to swipe your payment, tell them you'd like to try loading a total of $2,500 but pay with one CC. If they say they aren't sure if it will work, ask if they would mind trying.
4a) Ask to load another $1k
4b) Ask to load another $500
4c) At this point, the cashier has swiped your redbird 3 times, but you haven't paid anything yet.
5) Swipe your credit card that you are loading with to complete transaction
6) THANK THE CASHIER for their help

This looks to Amex/Serve/Redbird like 3 transactions. You will get 3 confirmation emails. This looks to your bank like 1 large transaction, it will post as a single transaction to your CC. No fraud alerts!

tried this method and the computer didnt allow for a second swipe of the REDcard until i paid for the first swipe!
am i doing something wrong?

username · « **Reply #1831 on:** December 10, 2014, 02:25:12 PM »

what is the benefit of doing this??? (^^^having three Redcard loads post as one CC transaction)

etech0 · « **Reply #1832 on:** December 10, 2014, 02:26:17 PM »

Quote from: username on December 10, 2014, 02:25:12 PM

what is the benefit of doing this??? (^^^having three Redcard loads post as one CC transaction)

less likely to have your CC declined because of fraud, when doing a few large transactions in a row.

NYHeel · « **Reply #1833 on:** December 10, 2014, 02:34:05 PM »

Quote from: Dr Moose on December 10, 2014, 06:13:54 AM

if using the cc to directly load up the RC, IMO starwood is better.

Wouldn't the Everyday preferred beat them both. You can get 1.5 MR points per dollar. Even with Starwood points being worth 1.25 times MR points, the Everyday preferred still comes out ahead.

sams · « **Reply #1834 on:** December 10, 2014, 03:12:43 PM »

how long does it take for a serve account to get closed down? I called up 20 min ago and they told me its now closed but when tried to register redcard it says I still have serve account?

ckmk47 · « **Reply #1835 on:** December 10, 2014, 03:14:26 PM »

Quote from: sams on December 10, 2014, 03:12:43 PM

how long does it take for a serve account to get closed down? I called up 20 min ago and they told me its now closed but when tried to register redcard it says I still have serve account?

Try same info except for the email. (Then maybe later you can change the email anyway.)

Dan · « **Reply #1836 on:** December 10, 2014, 03:15:50 PM »

Almost too easy...
(Yes, I'm aware of 5x at Staples. Other ways of cashing those out...)

sams · « **Reply #1837 on:** December 10, 2014, 03:22:59 PM »

ckmk47 that didn't work. is it regular issue for serve takes a while to close? was also able to log in online after he said it was closed down already

username · « **Reply #1838 on:** December 10, 2014, 03:24:09 PM »

Quote from: sams on December 10, 2014, 03:12:43 PM

how long does it take for a serve account to get closed down? I called up 20 min ago and they told me its now closed but when tried to register redcard it says I still have serve account?

I closed it online and immediately registered my Redcard, IIRC.

ETA: Did you get the cancellation email?

sams · « **Reply #1839 on:** December 10, 2014, 03:38:29 PM »

username,

Quote from: username on December 10, 2014, 03:24:09 PM

I closed it online and immediately registered my Redcard, IIRC.

ETA: Did you get the cancellation email?

no I didn't calling them again. maybe because I had balance?

Topic Wiki

Author Topic: The Target Prepaid REDcard (Read 1908302 times)