Author Topic: Splitting AMEX Plat  (Read 46663 times)

Online gmant

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Re: Splitting AMEX Plat
« Reply #315 on: March 29, 2018, 10:17:34 PM »
Interesting, didn't know that. Has that been consistently seen? I also assume it breaks if a single AU charges anything (like Global Entry for example), even if it gets reimbursed? And any experiences with Centurion Lounges, where they do swipe the card even if they don't end up charging it?

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Re: Splitting AMEX Plat
« Reply #316 on: January 15, 2019, 10:22:09 AM »
Anyone still offering this?

Offline CHEAPAVEDA

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Re: Splitting AMEX Plat
« Reply #317 on: January 15, 2019, 12:27:34 PM »
is there a list where we can see the share benefits of the primary vs secondary.  Also will there be a credit check on the additional users?

will each additional user have their own rewards account and statement? 

What if the additional user doesn't pay their bill -- will the primary account holder credit get hit?   how about vice versa -- if the primary account holder doesn't pay the bill, will all the additional user's credit get affected?

Thanks so much!

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Re: Splitting AMEX Plat
« Reply #318 on: January 15, 2019, 12:40:32 PM »
To the best of my knowledge:

1. Will there be a credit check on the additional users? NO

2.  Will each additional user have their own rewards account and statement? NO (and any AU should not be spending on this card anyway!)

3. What if the additional user doesn't pay their bill -- will the primary account holder credit get hit?   how about vice versa -- if the primary account holder doesn't pay the bill, will all the additional user's credit get affected? ONLY THE CREDIT OF THE AH IS AT RISK.


Offline CHEAPAVEDA

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Re: Splitting AMEX Plat
« Reply #319 on: January 15, 2019, 12:51:07 PM »
To the best of my knowledge:

1. Will there be a credit check on the additional users? NO

2.  Will each additional user have their own rewards account and statement? NO (and any AU should not be spending on this card anyway!)

3. What if the additional user doesn't pay their bill -- will the primary account holder credit get hit?   how about vice versa -- if the primary account holder doesn't pay the bill, will all the additional user's credit get affected? ONLY THE CREDIT OF THE AH IS AT RISK.

Thanks so much!  I want to get split this with some close friends and just wondering if there's anyway to put a spend limit on their cards -- like $5000 or $1000

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Re: Splitting AMEX Plat
« Reply #320 on: January 15, 2019, 01:11:22 PM »
Thanks so much!  I want to get split this with some close friends and just wondering if there's anyway to put a spend limit on their cards -- like $5000 or $1000

I think so, and it's much lower than $5,000. If you end up doing it, please let me know. I'd possibly be interested in joining.

Offline CHEAPAVEDA

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Re: Splitting AMEX Plat
« Reply #321 on: January 15, 2019, 01:13:42 PM »
What is the going rate for this?

Online gmant

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Re: Splitting AMEX Plat
« Reply #322 on: January 15, 2019, 01:21:00 PM »
I believe the lowest you can go is $200 for spending limit on auth users?

Offline CHEAPAVEDA

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Re: Splitting AMEX Plat
« Reply #323 on: January 15, 2019, 01:29:19 PM »
How much are people charging for AU?  $125?

Offline oldguy

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Re: Splitting AMEX Plat
« Reply #324 on: January 15, 2019, 01:45:18 PM »

3. What if the additional user doesn't pay their bill -- will the primary account holder credit get hit?   how about vice versa -- if the primary account holder doesn't pay the bill, will all the additional user's credit get affected? ONLY THE CREDIT OF THE AH IS AT RISK.
IINM that's not true. The card goes on the credit report and if the AH doesn't pay the bill it affect the AU.

Offline S209

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Re: Splitting AMEX Plat
« Reply #325 on: January 15, 2019, 01:49:18 PM »
IINM that's not true. The card goes on the credit report and if the AH doesn't pay the bill it affect the AU.
+1 And it affects the AU for 5/24

I have a Platinum that will be open until at least January 2020 be"h. PM if you'd like to buy 1 of 3 Plat AU slots.

ETA: Realized I should post a price. So I guess $125 per slot.
« Last Edit: January 15, 2019, 02:06:05 PM by S209 »
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Re: Splitting AMEX Plat
« Reply #326 on: January 15, 2019, 02:07:11 PM »
The basic benefits:
Probably missing something, but:

Hilton Gold Status (gets you upgrades/lounge access pretty frequently)
SPG/Marriott Gold Status- same as above, less likely to get lounge access, but some extra perks
$100 Fee credit for Gobal Entry or TSA precheck
Hertz 5 Star status (comes with a 4-hour grace period, which is nice)
Some SoulCycle benefits
Access to Fine Hotels and Resorts- for vacations, sometimes great deals on hotels- pay same price, get a free upgrade, $100 food credit, etc etc
Access to the Centurion Lounges
priority pass
Eurostar (train) premier lounges (probably something you’ll never use, but who knows. Paris is the main one.
Airspace Lounges (several, but significant one is JFK T5)
Delta Sky club access, when you fly delta
Virgin Australia Lounges when you fly Virgin.

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Offline yeshivabucher

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Re: Splitting AMEX Plat
« Reply #327 on: January 15, 2019, 03:24:50 PM »
IINM that's not true. The card goes on the credit report and if the AH doesn't pay the bill it affect the AU.
i have asked amex the question about authorized users getting hit with negative info they said a missed payment etc. doesnt affect the AU
about 5/24 if chase rejects application due to this AU card call up reconsideration and tell them its an AU and they will reconsider it

Offline oldguy

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Re: Splitting AMEX Plat
« Reply #328 on: January 15, 2019, 03:38:46 PM »
i have asked amex the question about authorized users getting hit with negative info they said a missed payment etc. doesnt affect the AU
about 5/24 if chase rejects application due to this AU card call up reconsideration and tell them its an AU and they will reconsider it
I personally saw large usage affecting, I don't have personal experience about late payments

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Re: Splitting AMEX Plat
« Reply #329 on: January 15, 2019, 09:21:29 PM »
I might have a few spots, please PM me if interested.  Thanks !