Author Topic: AmEx A/A'ing Blue Cash Cards  (Read 143814 times)

Offline AJK

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Re: AmEx A/A'ing Blue Cash Cards
« Reply #220 on: October 28, 2014, 05:20:38 PM »
Prompts questions on a manual review; that is all.
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Offline TimT

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Re: AmEx A/A'ing Blue Cash Cards
« Reply #221 on: October 28, 2014, 05:24:06 PM »
Does Amex put a reason when they shut an account ? Maybe a lender doesn't care so much about CB & abusing the perks as long as you're responsible & pay on time ?

Offline TimT

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Re: AmEx A/A'ing Blue Cash Cards
« Reply #222 on: October 28, 2014, 05:25:02 PM »
Prompts questions on a manual review; that is all.
Enough to raise a mortgage ?

Offline AJK

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Re: AmEx A/A'ing Blue Cash Cards
« Reply #223 on: October 28, 2014, 05:30:59 PM »
Any loan officer worth his salt will and should ask about it, IMO.
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Offline ShlockDoc

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Re: AmEx A/A'ing Blue Cash Cards
« Reply #224 on: October 28, 2014, 05:35:51 PM »
Any loan officer worth his salt will and should ask about it, IMO.

Which is why I'm going to try to close my account before they do.

Offline TimT

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Re: AmEx A/A'ing Blue Cash Cards
« Reply #225 on: October 28, 2014, 05:40:45 PM »
Any loan officer worth his salt will and should ask about it, IMO.
When you show him the reason from Amex shouldn't that be enough ?

Offline smiley face

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Re: AmEx A/A'ing Blue Cash Cards
« Reply #226 on: October 28, 2014, 05:41:41 PM »
chase always reports amount paid for this month so one can always see how much you spend even if you bill was closed on $0
Is there a problem if I spent 10k on a card that has a 5k Credit limit even if it's all paid up?

Offline AJK

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Re: AmEx A/A'ing Blue Cash Cards
« Reply #227 on: October 28, 2014, 05:46:27 PM »
When you show him the reason from Amex shouldn't that be enough ?

That you were doing MS? I guess that could go either way.

But, yeah, generally as long as you can explain what's on there in a way that doesn't present you in a way that makes you look risky, I imagine you'd be OK.

Disclaimer, I have no firsthand knowledge of this.
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Offline lunatic

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Re: AmEx A/A'ing Blue Cash Cards
« Reply #228 on: October 28, 2014, 05:48:00 PM »
That you were doing MS? I guess that could go either way.

But, yeah, generally as long as you can explain what's on there in a way that doesn't present you in a way that makes you look risky, I imagine you'd be OK.

Disclaimer, I have no firsthand knowledge of this.
I would say they would consider ms risky... It means you can build up debt real quick

Offline m65

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Re: AmEx A/A'ing Blue Cash Cards
« Reply #229 on: October 28, 2014, 10:45:40 PM »
when is the blue cash card fr blitz ending?

Offline TimT

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Re: AmEx A/A'ing Blue Cash Cards
« Reply #230 on: October 28, 2014, 10:48:27 PM »
when is the blue cash card fr blitz ending?
who said it will ?

Offline ChaimMoskowitz

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Re: AmEx A/A'ing Blue Cash Cards
« Reply #231 on: October 29, 2014, 12:26:19 AM »
when is the blue cash card fr blitz ending?
There is no FR blitz.  ???
I just found a new supply of forks!

Offline TimT

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Re: AmEx A/A'ing Blue Cash Cards
« Reply #232 on: October 29, 2014, 12:49:08 AM »
when is the blue cash card fr blitz ending?
Lots of people haven't been touched by it. I've only gotten nice emails from Amex the last few days.

Offline Super Speed

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Re: AmEx A/A'ing Blue Cash Cards
« Reply #233 on: October 29, 2014, 12:56:11 AM »
Lots of people haven't been touched by it. I've only gotten nice emails from Amex the last few days.
The calm before the storm. C"V.

Offline TimT

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Re: AmEx A/A'ing Blue Cash Cards
« Reply #234 on: October 29, 2014, 12:58:51 AM »
The calm before the storm. C"V.
Do you think the goal is to eventually shut the card down entirely ?

Offline m65

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Re: AmEx A/A'ing Blue Cash Cards
« Reply #235 on: October 29, 2014, 06:11:12 AM »
There is no FR blitz.  ???
what do u mean?
ppl who have this card r getting shut down and fr'ed like flies

Offline ChaimMoskowitz

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Re: AmEx A/A'ing Blue Cash Cards
« Reply #236 on: October 29, 2014, 06:54:40 AM »
what do u mean?
ppl who have this card r getting shut down and fr'ed like flies
Shutdown and FR's are not the same. No unusual reports of FR's.
I just found a new supply of forks!

Offline TimT

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Re: AmEx A/A'ing Blue Cash Cards
« Reply #237 on: October 29, 2014, 06:58:09 AM »
No unusual reports of FR's.
First time I hear people begging for an FR.

Offline ChaimMoskowitz

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Re: AmEx A/A'ing Blue Cash Cards
« Reply #238 on: October 29, 2014, 06:59:46 AM »
First time I hear people begging for an FR.
FR's are a good thing but most are scared to death of them.
I just found a new supply of forks!

Offline TimT

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Re: AmEx A/A'ing Blue Cash Cards
« Reply #239 on: October 29, 2014, 07:08:43 AM »
FR's are a good thing but most are scared to death of them.
People would prefer the FR assuming it'll end up with a CL decrease rather than have it shut entirely.